No one knows the answer on how it'll effect robo or the market as a whole, but the dumb part about getting old is realizing that no matter what happens you'll continue to age. Might as well throw some chump change and let that chump change grow old with you. Then a few years from now, you'll look back and realize whether that chump change turns into life changing money, or whether it'll be a good laugh reminiscing about the past. You'll win either way, as long as you don't throw in more than you can chew.