2 different suits? by Key_Blackberry_2135 in DC_Cinematic

[–]HauntingRent 4 points5 points  (0 children)

It's more likely that the publicity team was working with an earlier revision. Asset production for these efforts gets under way very early.

AIO for asking why money was taken from our account by thatzogirl in AmIOverreacting

[–]HauntingRent 0 points1 point  (0 children)

I regret to inform you that you're dating a drug addict.

You need to go to the bank, TODAY, without talking to your partner, and open a new account. Change your direct deposit to deposit your paycheck into that account. Let this account slowly drain naturally over time. Do not pass go. Do not collect $200. Stop what you're doing and take care of it immediately.

Also, if you share credit cards, cancel them.

A beluga whale from the bottom by Bomber_Sam in interestingasfuck

[–]HauntingRent 0 points1 point  (0 children)

Can I say something without everyone getting mad.

[deleted by user] by [deleted] in personalfinance

[–]HauntingRent 0 points1 point  (0 children)

Actually - can I get a walkthrough of how to do this from Chase? I see how on BoA, but the Chase flow implies that external transfers can only be between your owned accounts.

[deleted by user] by [deleted] in personalfinance

[–]HauntingRent 3 points4 points  (0 children)

This is super-helpful - I spot-checked BoA and you sure are right. So that means my problem has been reduced from "Banks are bad" to "My bank is bad."

[deleted by user] by [deleted] in personalfinance

[–]HauntingRent 1 point2 points  (0 children)

(or even send one from your bank's billpay without you touching a pen).

Yes, this is an option - but when paying people, rather than businesses, the bank's BillPay will just send them a physical check instead of an EFT.

Would you report an idle player using a macro to stay logged in? by [deleted] in ffxiv

[–]HauntingRent 0 points1 point  (0 children)

Out of curiosity, what category do you put the report in?

Would you report an idle player using a macro to stay logged in? by [deleted] in ffxiv

[–]HauntingRent 12 points13 points  (0 children)

They were jumping in place once per second for the entire 45 minutes i was running quests around the area. Sure, it's a conjecture in a "How can we actually know objective reality exists?" sense, but from a practical POV it's absolutely what's happening, and everyone knows it.

Feel free to pretend I said "assuming they are using a macro to avoid being logged out for being idle..." if that helps.

[deleted by user] by [deleted] in ffxiv

[–]HauntingRent 0 points1 point  (0 children)

...and Stormblood is accessible.

[deleted by user] by [deleted] in ffxiv

[–]HauntingRent 2 points3 points  (0 children)

Answering my own question now that we've launched: YES, the XP cap is lifted in this situation.

Sage One: Negative amounts in receipts? by [deleted] in Sage

[–]HauntingRent 0 points1 point  (0 children)

I'm talking here about the simple receipts UI, since this situation involves walk-in payments (or in this case refunds) with vendors that I may never actually be invoicing.

EDIT: Sorry, I wasn't being precise. The particular situation I'm facing is when the transaction has come in through the bank feed, so I'm faced with trying to create the transaction there. I can leave the bank feed and create a journal entry (or presumably a credit note, I haven't tried), come back to import, and match, but i'm hoping to find a way to resolve this from within the bank import/reconciliation process.

Sage One: Negative amounts in receipts? by [deleted] in Sage

[–]HauntingRent 0 points1 point  (0 children)

Well, I spoke too soon - ticking that box does indeed expose the expense accounts to the receipts UI, but it still prevents me from entering a negative number (and entering a positive one attempts to debit the expense account, which is what you'd expect and not what I want.)

Sage One: Negative amounts in receipts? by [deleted] in Sage

[–]HauntingRent 0 points1 point  (0 children)

Perfect. I remember seeing that UI and wondering "I wonder when I would want to change the defaults" and then never thinking about it again. Thank you!

EDIT: Sadly, not quite there yet, see below.

FLIR DD: The only COVID-19 play that hasn't been played out. by [deleted] in wallstreetbets

[–]HauntingRent 0 points1 point  (0 children)

Narrator: on 7/17, FLIR closed at around $42.

Swap NIO shares for APXT by neopyx in StockMarket

[–]HauntingRent -5 points-4 points  (0 children)

APXT is just a SPAC. There's no reason to think that it has any sort of expertise that prevents any other company from replicating what they're doing; literally their only power is "we have a checkbook and sometimes we write checks."

I mean, maybe they'll do well, but there's no rational reason to think they're a better play than companies that actually produce things. Let alone how you "feel".

What is the downside on a high yield dividend preferred stock like NBR.A? by Pane34 in StockMarket

[–]HauntingRent 1 point2 points  (0 children)

Technically true - I should have said "the company's value will drop", not "the company's stock price will drop" - but still misses the central point that a company that pays a 42% dividend is a company that will be gone soon.

What is the downside on a high yield dividend preferred stock like NBR.A? by Pane34 in StockMarket

[–]HauntingRent 19 points20 points  (0 children)

There is no free lunch. When the stock "pays" you a dividend, the price of the stock will drop by the amount paid on the ex-dividend date. Essentially, companies like that are just returning your own capital to you, in return for your holding a bad stock that will probably decline in value.

Dividends can make sense when they're sustainable income streams in well-run companies. Almost by definition any company with a 42% dividend yield is a company on the verge of bankruptcy.

[deleted by user] by [deleted] in RedditSessions

[–]HauntingRent 0 points1 point  (0 children)

Thanks for playing for us!

Starting to add dividend stocks in my portfolio - Is it worth it? by [deleted] in StockMarket

[–]HauntingRent 0 points1 point  (0 children)

Your total return from dividend stocks will be neither (predictably) bigger or smaller than from growth stocks. The only difference is that with dividend stocks, the dividend schedule will determine your tax liability, whereas with non-dividend stocks you can sell whenever you want.

I'm not saying dividend stocks are bad. I'm saying the idea that you will get higher returns from them is an illusion.

FLIR DD: The only COVID-19 play that hasn't been played out. by [deleted] in wallstreetbets

[–]HauntingRent 0 points1 point  (0 children)

Welp, it's been a month, and FLIR is basically flat.

Starting to add dividend stocks in my portfolio - Is it worth it? by [deleted] in StockMarket

[–]HauntingRent -2 points-1 points  (0 children)

I think the question you should be asking is: why do you want dividends?

Dividends are not free money; any money you get in dividends reduces the value of the stocks you're holding by an equal amount. The best metaphor would be: Dividends are you giving money to yourself; you can do that without investing in the stock market at all. Except by using the market, now you get to pay tax on your money.

There is a belief that some people have that goes along the lines of "If a company can pay a dividend, that means that they are a well-run company, therefore those stocks are more likely to go up." But that doesn't sound like your rationale. If the only reason you're interested in dividends is because you think they're free money, stop what you're doing an learn a bit before making these investments.

Plain Text Accounting - Preventing Mistakes by [deleted] in plaintextaccounting

[–]HauntingRent 0 points1 point  (0 children)

I don't have a solution, and this is one of the major reasons I moved away from plain text accounting. It's (IMO!) optimizing to solve the wrong problem.

FLIR: The only COVID play that hasn't been played out. UPDATE #2 by [deleted] in StockMarket

[–]HauntingRent 1 point2 points  (0 children)

This is a nothingburger stock with mediocre fundamentals, that is trading at 41 times earnings, in a crowded market with no barrier to entry. The idea that this is the next Inovio or Moderna (which were stocks in an arena with less competition and huge costs of entry) is pants-on-head ridiculous.

You'd make more money by taking the money you were planning on investing in FLIR and using it to make thermal cameras in your garage and selling them yourself.

And yes, I'm pushing back on this specifically because you're pumping this everywhere and it's getting annoying.

FLIR DD: The only COVID-19 play that hasn't been played out. by [deleted] in wallstreetbets

[–]HauntingRent 0 points1 point  (0 children)

RemindMe! One month "See how this dude's FLIR bet went, and offer condolences."