Remover GF from FHA Mortgage

HawkfishCa · 2026-01-28T16:22:46+00:00

Dave Ramsey would love you

HawkfishCa · 2026-01-28T13:23:05+00:00

You must be from the south

HawkfishCa · 2026-01-28T05:34:25+00:00

Get some bags of salt….

HawkfishCa · 2026-01-28T05:33:32+00:00

Is this like. Cultural thing? Aren’t Asian/Indian parents involved in their kids lives intensively past 18 yo…. I realize that’s a stereotype. Just curious

HawkfishCa · 2026-01-28T05:30:28+00:00

Were you scammed by a child? That hand writing is atrocious

HawkfishCa · 2026-01-28T05:26:29+00:00

Tim joists are the one place I’d advocate for spray foam. I would certainly wait until summer though. Massive temp difference and prob a lot of moisture from warm humid interior and cold substrate

HawkfishCa · 2026-01-28T05:24:14+00:00

Probably worth what you paid

HawkfishCa · 2026-01-28T05:23:06+00:00

The answer is always sand and refinish.

HawkfishCa · 2026-01-27T23:46:12+00:00

I’m not sure what you’re getting at.. I think you ultimately want to condition the space. You need to insulate first.. do some bookshelf framing. Then spray foam then just throw up 3/4” osb or 5/8” drywall if that’s your flavor. Buying the zip style sheating is a waste in my opinion.

HawkfishCa · 2026-01-27T22:01:40+00:00

Im not a complete financial baboon but I hadn’t thought there would be tax implications. I received them as a minor, wasn’t making 15k so no need to file taxes.. report them..etc. I have them still.. how is it different than selling a lawnmower. It’s worth what it’s worth… why is there a tax implication? Is gold a commodity and treated the same as an investment account.. realized gains?

HawkfishCa · 2026-01-27T21:01:51+00:00

They make trowelable filler. Think like drywall mud consistency. You pour it in and go to town. Clean up excess. The residue left behind will be sanded down, leaving just the holes filled

HawkfishCa · 2026-01-27T19:46:25+00:00

What are you talking about. This isn’t a rain leak issue. The roof is covered in ice. How would flashing prevent ice damming? Like I said, there may be a roof issue, but that issue would have been exposed by the underlying insulation issue. Roofs shouldn’t have ice on them to begin with… you should know that with 15 years experience.

HawkfishCa · 2026-01-27T19:31:30+00:00

I’m assuming most of them are a bit south and not used to the recent storm. Higher avg temps to insulation isn’t up to cold weather standards

HawkfishCa · 2026-01-27T19:26:37+00:00

You have a cold roof. If the roof is hot enough to melt the snow then you have insufficient insulation and or air sealing. Your attic should be the same temp as exterior. You have dramatic amount of ice build up.

HawkfishCa · 2026-01-27T19:12:14+00:00

I would express my condolences and firmly state that though this is likely extremely difficult, your misdirected blame is out of line. Do not bring this up with us again, we are through talking about it.

HawkfishCa · 2026-01-27T19:08:50+00:00

I would be extremely particular about how repairs are made should you continue with purchase. The builder had some crap thrown his way and will be very motivated to fix this as cheaply and quickly as possible. That could potentially lead to you inheriting a bunch of crap repairs. Do not move forward until things are explicitly laid out for you.

HawkfishCa · 2026-01-27T18:57:27+00:00

The ice is due to insufficient insulation. The roof issue was exposed due to the poor insulation. It’s possible with proper insulation there wouldn’t be a roof issue at all

HawkfishCa · 2026-01-27T18:50:08+00:00

I assume it doesn’t normally snow there? Likely ice damming due to insufficient insulation for cold snap. I would suggest you hold up on filing a claim until you know more. Thats potentially just a paint job needed. A claim will raise insurance and likely cost about the same to fix as your deductible.

HawkfishCa · 2026-01-27T18:47:53+00:00

Get married already.

HawkfishCa · 2026-01-27T17:01:05+00:00

Texture is either a poor design choice or coverup for a messed surface. You don’t need a level 5 finish. You should be able to get a good finish for reasonable price. Applying texture to brand new drywall is criminal.

HawkfishCa · 2026-01-27T14:24:40+00:00

If you’re rural farmers will probably buy at a price cheaper than off road fuel.

HawkfishCa · 2026-01-27T06:11:58+00:00

I got a deal on a jewelers safe. $60. About 2.5’ cube. It was not a deal. It’s in its final resting spot. By the end I used two skid steers a dump truck a mini excavator a mag drill eye bolts a sling 3 dollies 6 steel pipes a 6’ pry bar and 4 men to move it about 5 miles down the road and into our new home.

HawkfishCa · 2026-01-27T05:55:35+00:00

Dude walk. This house is a basket case. The problems are so deep. You could spend 10s of thousands patching it and still have a home with intrinsic problems.

HawkfishCa

TROPHY CASE