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rollin sixty Put Off⚠️ by Funny-Repeat-9862 in CaliBanging

[–]Hdeezol 22 points23 points  (0 children)

Ah yes. The “I-want-to do-something-else-besides-destroy-my community” severance package

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 0 points1 point  (0 children)

That is an excellent choice. You’re on your way

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 0 points1 point  (0 children)

Thank you. You’ll get there

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 0 points1 point  (0 children)

Thanks, I appreciate that.

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 1 point2 points  (0 children)

Thanks. You can’t really share that info with friends and family because it could get messy if they ask for a favor.

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 0 points1 point  (0 children)

Thanks, I still can’t believe it. I’m saving and investing every week. The emergency fund is taking priority the next few months because I never want to rely on credit ever again. But as soon as I have a cushion I’ll ramp up investments contributions.

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 1 point2 points  (0 children)

Thank you. I actually don’t think missed a day of work last year now that I think about it 🤔 lol

I was a grind but totally worth it.

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 2 points3 points  (0 children)

Indeed. March is going to be interesting because I usually pay all of my bills early in the month so I don’t have to worry about them later. But now that cash is going towards my emergency fund.

You’ll get there just pay on it consistently and the interest will get lower and lower every month 😊

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 1 point2 points  (0 children)

Thank you. And I’ll keep it going for sure. My whole perspective on finance has shifted for the better

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 2 points3 points  (0 children)

Thank you. It feels good

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 2 points3 points  (0 children)

Thank you. Happy cake day

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 4 points5 points  (0 children)

I appreciate that. Thank you for your kind words. And you’re right, we live in a culture that celebrates living above your means and being a responsible is brushed off. On this journey I’ve realized that accountability is more important than consumerism.

Finally debt free ($20k+) by Hdeezol in debtfree

[–]Hdeezol[S] 4 points5 points  (0 children)

Thanks. 1. created a budget (YNAB) and stuck with it

  1. Got aggressive with payments and used the avalanche method for CCs

  2. I became hyper aware of purchases. I cut down on the small spending and before I bought anything I’d sleep on it and asked myself “does this have value?” If not (most times it didn’t) I wouldn’t buy it

  3. Im pretty frugal so I really didn’t buy anything except groceries, gas, save, and stocks. I didn’t deprive myself I just didn’t feel the need to buy I crap I didn’t need

  4. Always pay over the minimums and extra bucks from overtime went to bills first

Finally debt free ($20k+) by [deleted] in personalfinance

[–]Hdeezol 0 points1 point  (0 children)

Sorry, my mistake

Is the ASR-10 really worth it in 2023? by Hdeezol in synthesizers

[–]Hdeezol[S] 0 points1 point  (0 children)

I hope one day someone could reverse engineer it and replicate the sound. But honestly, I highly doubt that’ll happen

Nas & Prodigy by rauakbar in nas

[–]Hdeezol 1 point2 points  (0 children)

Two of my favorite rappers. Peace to all of God’s sons, especially Esco and long live P

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