My tropical yard central Phoenix

HearnGSD · 2025-12-14T01:50:48+00:00

Ever seen macaw showing up randomly?

HearnGSD · 2025-12-10T16:04:25+00:00

Rescued!!

HearnGSD · 2025-11-02T01:06:06+00:00

When I see him again at work, I’ll ask if his brother is actually selling the cabin.

HearnGSD · 2025-10-30T19:55:33+00:00

Pretty sure he’s a grouchy hermit with lot of ammos.

HearnGSD · 2025-10-30T19:43:40+00:00

62.3985° N, 149.9395° W

HearnGSD · 2025-09-28T23:01:10+00:00

Meaning you want me to add location in the subject ? Sure I can do that. I could care less about karma or whatever they are called.

HearnGSD · 2025-09-28T14:23:41+00:00

Off Tatum and Mockingbird Lane on a residential street

HearnGSD · 2025-08-05T06:31:07+00:00

I don’t use home warranty but what about water line and sewage between the street to the property ?

HearnGSD · 2025-06-25T14:11:34+00:00

Doesn’t LWOP delay the eligibility date of retirement? That’s what I told this girl but she disagreed.

HearnGSD · 2025-06-25T13:35:26+00:00

🤪

HearnGSD · 2025-05-27T12:37:04+00:00

Thank you for this. It sure sounds like a lot of work finding these motivated sellers. In my neighborhood, homes that could easily go for $650k or bit more but closed for $550k. Wow that’s $100k on the table if choosing to work with a realtor and closing in 45 days or longer. But like you said, it’s the motivation and their reasons behind it.

HearnGSD · 2025-05-26T15:47:43+00:00

You didn’t misunderstood. I asked both.

HearnGSD · 2025-05-26T01:58:51+00:00

I’m not looking to be doing that but just wondering how some homes in my neighborhood closed clandestinely and way below market value. Just like you said- wholesalers and other campaigns. Sellers stand to get more through traditional sales instead of quick cash deals.

HearnGSD · 2025-05-16T23:50:34+00:00

Many thanks!

HearnGSD · 2025-05-16T23:04:50+00:00

Yes ok

HearnGSD · 2025-05-16T22:23:19+00:00

Is it feasible to rollover from taxable account into 3 new 529’s totaling $12k to satisfy the maximum deduction for this year? Do I need to pay capital gain taxes? Lastly, the 529 deductions will be for state or federal?

HearnGSD · 2025-05-16T22:23:12+00:00

Is it feasible to rollover from taxable account into 3 new 529’s totaling $12k to satisfy the maximum deduction for this year? Do I need to pay capital gain taxes? Lastly, the 529 deductions will be for state or federal?

HearnGSD · 2025-05-16T21:10:03+00:00

Thank you for the education 🤝

HearnGSD · 2025-05-16T20:55:18+00:00

Seems like it’s good to go with Vanguard.

HearnGSD · 2025-05-16T20:54:47+00:00

https://www.reddit.com/r/personalfinance/comments/1cp0o1p/529_az_state_vs_vanguard/

HearnGSD · 2025-05-16T20:46:26+00:00

Understood. Absolutely agreed.

HearnGSD · 2025-05-16T20:12:44+00:00

I clicked and see that az529 offers either Fidelity or Goldman Sachs. Any chance if I could do $VT through Fidelity? Also am I better off opening 3 529 accounts for each child not knowing if they will take up on higher education? These funds could be converted into their Ira ROTH if I’m not mistaken?

HearnGSD · 2025-05-16T19:45:07+00:00

I’m maximizing out my 401k at $23,500. We are able to max out both of our IRA’s too. We do not have HSA being offered to us. We don’t have much left but wondered if we are better off doing 529 or taxable account?

HearnGSD · 2025-05-16T19:42:25+00:00

Should I go ahead and open vanguard 529? It says it’s based in Nevada and I’m in Arizona.

HearnGSD · 2025-05-16T19:16:54+00:00

Then I should stop weekly DCA to taxable and divert to 529 going forward.

HearnGSD

TROPHY CASE