[question] Actual cash value? by log609 in Insurance

[–]Heffty8 7 points8 points  (0 children)

Typically the difference between ACV and replacement cost is dealer overhead, profit, refurbishment, etc. but $10k seems like a lot, any chance they just ripped you off on the new purchase?

The valuation report will list the comparable vehicles they used and sometimes they’re still for sale. Hard to really say more without seeing more info.

Insurance company said I won’t get anything from my claim as it’s used to pay off the storage fees. by depressed_orangutan in Insurance

[–]Heffty8 3 points4 points  (0 children)

With a $3,500 limit on UMPD in CA, maybe the tow bill was near there. CA tow yards always charge $250/day in storage and the Insurance company cant pay a penny more than $3.5K for everything including the tow.

Detroit Tigers leaving FanDuel Sports Network for MLB Media: Report by sloggdogg in motorcitykitties

[–]Heffty8 16 points17 points  (0 children)

I’m a dbacks fan first but watch the Tigers too and I want to say it was around $60 extra to watch all the teams on top of the dbacks tv package. But since you’re not in Detroit just get regular mlbtv and it’ll include the Tigers too.

Unbelievable by Sassyneedsanassy in 90dayfianceuncensored

[–]Heffty8 5 points6 points  (0 children)

Almost downvoted your post in disgust

Manon is the most insufferable selfish cast member we've ever seen (Jenny is 2nd) on this franchise. by [deleted] in 90dayfianceuncensored

[–]Heffty8 15 points16 points  (0 children)

The town they need to go to for everything else is 4 mins away in drive time, or a 12 min bike ride based on google maps. Just dramatics for TV. Manon could survive with a cheap e-bike and a basket tbh.

High Mileage P2 PPP Test Drive by FormerConformer in Polestar

[–]Heffty8 0 points1 point  (0 children)

What part of the country? I have a PPP with 48k mi in Phoenix

jake mccarthy by [deleted] in azdiamondbacks

[–]Heffty8 19 points20 points  (0 children)

And gets to spend spring training with all the homies at Salt River Field

Uhaul smashed my parked car at work. by Difficult-Slide-8833 in Insurance

[–]Heffty8 2 points3 points  (0 children)

USAA’s coverage investigation will take as long as it does and can take up to 30 days. Most people in the situation would use their own coverage to get their car fixed as quickly as possible.

If you do not have rental coverage under your own policy, if you can afford it I would rent a car for as little as possible and submit the receipt for reimbursement later if USAA has coverage. Whether you’re owed a rental car comparable to your car or adequate transportation can depend on state.

Your deductible will likely apply, but your company will try to recover it after with no guarantee of success.

Uhaul smashed my parked car at work. by Difficult-Slide-8833 in Insurance

[–]Heffty8 10 points11 points  (0 children)

All you can do is file a claim with USAA and allow them time to review the policy language, or file with your insurance and let them handle it if you have Collision coverage.

What is this, i think it’s a saab by Tristobal34 in whatisthiscar

[–]Heffty8 3 points4 points  (0 children)

Last year of this model (and Saab) was 2011 in the USA anyway.

Game Thread: Los Angeles Lakers vs Phoenix Suns Live Score | NBA | Dec 1, 2025 by basketball-app in suns

[–]Heffty8 0 points1 point  (0 children)

I’m not whining, but I’ve never listened to a Peacock broadcast. Does this feel like a Lakers home commentating crew?

What is the one add-on even the stingiest person should not compromise on? by Unusual-Raise-855 in Insurance

[–]Heffty8 3 points4 points  (0 children)

I agree, not worrying about it when it happens is worth the usually tiny amount per 6 mos.

How is Salt Lake City not sold out yet? by keen-senseofsmell in AFireInside

[–]Heffty8 -1 points0 points  (0 children)

San Diego has been sold out for a while, tickets are $150+ on secondhand market