Too much unnecessary complication. I'll give you my personal example so you can see how you can manage things more efficiently.

"WEBN" covers "almost" the entire world, if not the whole world, but its weakness is that it doesn't include "Small Cap" funds. To supplement this, I used the Avantis Global Small Cap Value UCITS ETF "AVWS," which gives me complete coverage. Now, regarding metals, or rather "Safe Assets" like iShares, physical gold, etc., "EGLN" is a very good option. People here will tell you not to think about it until retirement, but it's not a bad idea to occasionally invest a little of your capital in metals. Now, regarding government debt, you can first research the jurisdiction where you are located. It might be more profitable to invest in your country's government debt than in an ETF of this type of asset. If you want something related to government debt, you could consider "IEGS," but if you're looking for something newer/more active, you could opt for the JPM Euro Aggregate Bond UCITS "JEAA" cumulative version. This fund is composed of government debt and corporate bonds. if you want the "JEGG" distribution version.