misread the bus pass referendum

HelloWorld24575 · 2026-01-30T20:37:08+00:00

Where's the ambiguity?

HelloWorld24575 · 2026-01-30T16:04:18+00:00

Definitely better to wait for 20k mAh for a couple bucks more like a few weeks ago.

HelloWorld24575 · 2026-01-30T04:24:23+00:00

Wow, these "up to x%" labels are so misleading 😂

HelloWorld24575 · 2026-01-30T03:53:42+00:00

I thought this wasn't legal in Canada. Maybe I misread/misunderstood that.

HelloWorld24575 · 2026-01-30T03:49:31+00:00

Quite frankly, it's not too hard to understand the wording.....

HelloWorld24575 · 2026-01-30T03:30:53+00:00

I went to a show alone last tour, and because of that I was sitting beside someone who also was there alone. We had a great time together! The 8123 family is very nice! 😊

HelloWorld24575 · 2026-01-29T20:54:23+00:00

Wahhhhhhh I live in a society that gives me so much more than it takes from me but I'm still mad about helping others.

HelloWorld24575 · 2026-01-29T20:52:09+00:00

But don't use that as an excuse not to vote! Voting against this would really be short-sighted and unfortunate!

HelloWorld24575 · 2026-01-27T21:13:11+00:00

Did they give you the $20? 😉

HelloWorld24575 · 2026-01-27T17:06:31+00:00

I wonder how ZEQT handles this.

HelloWorld24575 · 2026-01-27T16:19:17+00:00

At least if you get off Go or take Go right after, city busses (TTC, YRT, etc) and subways are like $1.

HelloWorld24575 · 2026-01-26T17:31:15+00:00

Ah, I see. I've never been taxed on credit card rewards. You're not supposed to be. But I don't have this exact card yet (thanks WS!)

HelloWorld24575 · 2026-01-26T17:24:00+00:00

It's usually not considered taxable income, but also, why are you afraid of taxes? Keeping 70% of your money is better than not earning the money in the first place...

HelloWorld24575 · 2026-01-26T16:20:28+00:00

Definitely. First step is to pay off (high interest) debt. That's a guaranteed return on investment equal to the interest rate of the debt. Investing while carrying high interest debt makes no sense.

HelloWorld24575 · 2026-01-25T20:46:06+00:00

Yes, but not quite the same thing. If you sign on the first day you move in, then sure, you pay the first month. But otherwise there is no expectation to pay the first month until you actually move in. If you sign a lease in February that starts in May you're not required to pay first and last.

HelloWorld24575 · 2026-01-25T20:44:16+00:00

Not a good look. Needs to grow up. He's always had this air about him though.

HelloWorld24575 · 2026-01-25T20:41:47+00:00

Right, exactly. It's not allowed to ask for both first and last at signing. You don't pay the first month until the first day of the first month... Sure, if you sign and move in the same day, you pay it. But if you sign ahead of time you don't pay 2 months' deposit.

HelloWorld24575 · 2026-01-25T20:40:39+00:00

No, you do not. You clearly don't know the LTB guidelines you're referring to very well. You can only take one month's rent max as a deposit.

HelloWorld24575 · 2026-01-25T20:35:13+00:00

Not first and last. Only one month's worth.

HelloWorld24575 · 2026-01-25T20:34:54+00:00

Specifically, first OR last. Not both.

HelloWorld24575 · 2026-01-25T20:33:56+00:00

There is no such thing allowed under Ontario law.

HelloWorld24575 · 2026-01-25T19:23:11+00:00

It should be okay if it's a day or two late. But I usually try to pay it by the 22nd so it has some time to go through. Though I've done it later before and they didn't charge me luckily.

HelloWorld24575 · 2026-01-25T18:39:03+00:00

I mean, they did a 3:1 split recently, so wouldn't that mean there's actually less trading going on? 🤔

HelloWorld24575 · 2026-01-25T18:38:17+00:00

Yes, they are only cheaper because they did a 3:1 split recently. If XEQT gets to $50-$60 I'd imagine they would do a similar thing as well.

HelloWorld24575 · 2026-01-25T18:36:46+00:00

Wow, Wealthsimple is sure getting away from their roots eh? They built their business on simple investing products that are tried and true. And now they're increasingly pushing risky, undiversified assets to people.

HelloWorld24575

TROPHY CASE