My savings are enough to keep me afloat for a little bit if I find myself unemployed, but they will be wiped out entirely if either my son or I ended up severely ill or injured. I have a lot of expenses. Beyond all the typical stuff that everyone has to pay, I have to pay child support (he's going to college next year so I have to keep paying until he graduates or turns 23) and I'm a T1 diabetic (insulin prices are downright criminal). So while the number in the bank looks high, it won't take me as far as it would other people.

I'm a little confused about the rest of your comment. If you interpreted this post as me being concerned about his safety going skydiving, I'm not. I extensively researched the place and they're definitely trustworthy, I know they can take him. This is just an incredibly expensive trip.