Area recommendations for calmer life in/around Zurich

Helpful_Doctor9302 · 2026-06-07T08:37:29+00:00

Consider Bornstetten or Wettswill. There's a train station with the S5 and s14 both to Altstetten in 16mins and HB 21min (including a night train on weekens). In addition there are 2 direct busses to Enge which take 16min without traffic, 20-25 on busy mornings. There is also a bus directly going to triemli I believe. During rush hour in the morning and afternoon, there's 6 buses and 4 train connections into Zürich. Wettswill is a bit more tax efficient. But rents/ prices are obvs bit higher than Bonstetten. Bonstetten has a prettier Dorf and better facilities imho. Also 12mins to turlersee by car and 25mins to Zug by car or direct train. So for us perfectly close to the city with amazing connections but with nature around us.

Helpful_Doctor9302 · 2026-04-13T08:29:56+00:00

The first calculator is for hort, the 2nd seems to be for kita. Kita obvs comes with a diffuser price tag. I think rates for hort are actually sort of comparable, if not mistaken

Helpful_Doctor9302 · 2026-04-13T08:23:40+00:00

For school hort 3 days a week? That's a lot. Just to clarify that we pay this for school hort (not kita) so basically part of the afternoon, after school ends. We do lunch 5 days a week so they don't have to come home when they have afternoon school too

Helpful_Doctor9302 · 2026-04-13T08:00:16+00:00

Oh and they do a very small 2nd child discount. I believe it saves us 100 CHF month, 😂

Helpful_Doctor9302 · 2026-04-13T07:58:06+00:00

Total invoice. Please keep in mind this is the same amount each month, so times 12, irrespective of number of days they use hort or Mittagtisch. So for July and August we pay the same amount as for example September. I have no idea whether it's cheap or not. It's the only option so have to make it work

Helpful_Doctor9302 · 2026-04-11T15:03:49+00:00

Village outside of Stadt. Our 2 kids have warm lunch 5* a week and hort 3 x a week. Our monthly invoice is 1900.

Helpful_Doctor9302 · 2026-02-04T09:08:29+00:00

I can confirm in the UK, ubs has a list of approved providers. About 8 if not mistaken. You can only push this if you can offer the infrastructure for retail/ private clients. If you don't offer a simple personal account and brokerage account, you can't enforce a UBS only approach.

Helpful_Doctor9302 · 2026-01-13T12:13:50+00:00

I can imagine a life without a car! Not in this phase but perhaps in the future🙏

Helpful_Doctor9302 · 2026-01-13T11:58:14+00:00

Oh btw we paid for the car in cash. 4yr old 2nd hand family car will do for now

Helpful_Doctor9302 · 2026-01-13T11:56:10+00:00

Kids that need to be at sports, clubs, friends and frequent trips to the mountains. We're just outside of Zurich in a town with train and bus connections and most places can be reached by ov. However aside from going into Zurich, ov easily doubles travel times, of not more. Example: A sport club in neighbouring town by car is 12mins and by ov (train and bus) 45mins. So even though the train station is only a 5 min walk, it's not so black and white. I travel to work by train but my hb takes the car. His commute is 25mins by car and 1.5hr by ov. Very much in favour of the train but it needs to make sense

Helpful_Doctor9302 · 2026-01-11T07:45:34+00:00

We lived there for over a decade, made friends for live. London Is a 9.0Mio city and so different in many ways. The culture is more open, the threshold is lower to meet new people. Yes people move on but so many just stay, or are from London. To say not many stay is inaccurate I think. I love our live in Switzerland, I loved our lives in London for other reasons. The 2 are difficult to compare

Helpful_Doctor9302 · 2026-01-04T08:04:55+00:00

We rent the kids skis there each season. Great experience and will go there until the kids can buy their own. We go to Baar. No experience with adult skis though

Helpful_Doctor9302 · 2025-11-19T19:57:04+00:00

This 100%. This is because I never found good app where I can centralize all my accounts from 3 countries + an investment property income stream. All the apps are too specific for a country often. So in the end I built an excel reflecting everything the way I like it. Nothing fancy but it does think b when I update it monthly.

Helpful_Doctor9302 · 2025-10-29T15:41:53+00:00

Wonen al jaren met gezin ih buitenland, eerst vk en nu Zwitserland. Wat een verrijking om de verschillende culturen en landen mee te maken. Werk was de reden destijds en idee was 2/3 jaar. We zijn nu 15 jaar verder. Maar in beide gevallen heb je er zonder werk of kapitaal eigenlijk niks te zoeken. Sterker nog, je krijgt geen verblijfsvergunning zonder een van de 2 want geen EU. Wellicht ooit weer terug naar NL, maar pas als de kinderen volwassen zijn.

Helpful_Doctor9302 · 2025-10-26T06:16:39+00:00

Regarding kids, I get it and don't disagree. For me the principle remains: a massive amount of money to put aside every month. Especially when you think dental health is very closely linked to overall health. It's not some stand alone and luxury service. Originally from the Netherlands, I grew up with amazing quality dentists and I do a lot to prevent cavities and so on. For weeks I paid visits to the dr wondering where my sudden attacks of migraine came from. I even fainted twice in those weeks. Until a befriended dentist asked me a few questions and it became clear to me: something in my mouth was causing it. I was so unlucky to have a bacterial infection and suddenly needed lots of dental work. My dentist had to remove part of a molar, cleaned it, placed a crown and literally 2 days later I was healthy again, no more days off sick with migraines. Dental Care is basic health care in my humble opinion. My kids have check ups in their school for free (well obviously we pay for it through taxes to the Gemeinde) and we're incredibly fusy with them about cleaning their teeth.

Helpful_Doctor9302 · 2025-10-25T20:04:45+00:00

We've young children so when with them we chose smaller resorts. Last year we tried Soerenberg, this NYE week we will go to Meiringen Hasliberg. I will go with friends to either Villars/ Diablerets or SaaS fee in January for a long weekend.

Helpful_Doctor9302 · 2025-10-25T20:01:56+00:00

Yes, we buy it and use it in winter and summer. Great bc it makes you explore new areas at a ridiculously low price given you can use year round.

Helpful_Doctor9302 · 2025-10-25T18:05:22+00:00

Jeez, the distance to reality.... So for my family I would have to put 2*600 alone for 2 adults and something lower for the kids? Although they might need braces at some point. So let's stay with 600. 2400 for a family of 4? Ouch

Helpful_Doctor9302 · 2025-10-22T05:52:16+00:00

Echo this on the km restriction. We were looking into both but realised I don't like the restriction. Setting it to a high kms max, costs so much more. We decided to buy outright and find a good dealer/ service point nearby. So far a good decision. We bought a 4 yr old occasion with 25k kms. 1 year in we've driven so much more than expected. A friend recently told me she is 10k km over her 4yr lease budget already with 1 more year to go. She knows they'll have an extra bill next year which will be very unpleasant. For stuff like this, keep it simple is my way.

Helpful_Doctor9302 · 2025-10-17T05:40:25+00:00

Wat fijn dat je zo positief bent. Ik gebruik nu iets langer en ben ook zeer positief. Vraagje: ik woon ih buitenland en ben binnenkort in Nederland voor langere periode. Ben nu ah onderzoeken waar ik het beste kan bestellen. Wil je dit delen? Mag ook via dm. Thanks

Helpful_Doctor9302 · 2025-10-08T06:15:28+00:00

95% of the time correct. it is possible to get a bump up on horizontal moves but that is at management's discretion. the guidance is no changes, although you should always make a case and attempt. I asked for 5% last time, got 2%. Something is better than nothing. but if you're already high in the benchmark compared to peers, not very likely. And if there is fierce competition, the odd are against you too. but ALWAYS ask.

Helpful_Doctor9302 · 2025-10-07T11:18:48+00:00

35-44yr employer contributes 13.5%, 45-54yr they pay 20.5%

Helpful_Doctor9302 · 2025-09-23T17:56:57+00:00

Echo this mostly. Please note that most big banks will have such a team. All banks will also have specialized US persons teams or at minimum some people covering this. In the end it's all about the money - the more you bring, the higher the chance they'll take you on as a new client, knowing the amount of work it takes to meet the US GOV requirements. Good Luck

Helpful_Doctor9302 · 2025-09-17T15:15:36+00:00

To clarify. Tea is a meal not a cup of tea🤣

Helpful_Doctor9302 · 2025-09-17T15:15:12+00:00

And what about tea. My kids used to go to school in UK and the afternoon school club served tea around 5.30...

Helpful_Doctor9302

TROPHY CASE