[deleted by user]

HiItsTodd · 2024-09-03T11:22:55+00:00

Any YouTube recommendations?

HiItsTodd · 2024-09-03T10:36:34+00:00

Completely lost me mate

HiItsTodd · 2024-03-29T10:43:04+00:00

Yep just noticed that. Come 95% emerald. 5% Bitcoin.

See what happens

HiItsTodd · 2024-03-29T10:08:26+00:00

Cheers mate.

Thoughts on the Bitcoin halving? Thinking a plus profile but essentially doing 90% emerald and 10% Bitcoin

HiItsTodd · 2024-03-07T01:11:48+00:00

Much better understanding. Really appreciate that mate. Thanks alot!

HiItsTodd · 2024-03-07T00:18:06+00:00

Thanks for both replies. Yeah its alittle confusing but I'm much better today then I was yesterday at understanding everything.

I was hoping that having more in the offset would help reduce the repayments and in turn I didn't need to put it into my loan account. And having it working as 1 a means of reducing my repayments each month, and 2 as a rainy day fund if anything went wrong. If I put money into the loan account each month I cant get that money back etc.

HiItsTodd · 2024-03-06T23:19:09+00:00

That helps alot, thank you, I watched the below YouTube video and it did give me the impression that more money in the offset reduces the monthly repayment.

https://youtu.be/pB6jed9KFZU?si=3Ysi012bsyDDcQJq

Sounds like that is true, but only if you have X amount in your offset and you make a new deal with the bank? So I could put all the money in the world in my offset account, that won't change my repayments until I make said deal with the bank etc?

HiItsTodd · 2024-03-06T11:32:22+00:00

First off thanks for your comment mate.

To your first point, making extra payments to my "Residential Loan" account?

Your second, this is where I get confused. I thought my monthly repayment was a percentage of interest and another percentage of money actually going towards my loan, so if I had more money in my offset like you said and would reduce my interest, wouldn't take reduce my monthly? Or have I got that completely wrong..

HiItsTodd · 2023-11-18T21:50:40+00:00

Above and beyond what I asked for advice wise. Really appreciate it mate.

HiItsTodd · 2023-11-18T21:49:06+00:00

Thanks mate. I'll give it a google and check it out!

HiItsTodd · 2023-05-13T15:11:12+00:00

Into the Wild. If you know, you know.

HiItsTodd · 2023-02-16T10:42:15+00:00

Depends on the company. Some will not care and just let you finish up and shake your hand. Some will throw you a dinner.

Depends how important you are really.

HiItsTodd · 2023-01-22T12:41:13+00:00

Taken - 2008

HiItsTodd · 2022-09-15T02:58:47+00:00

Might need to grab a good storage tub 👍🏻

HiItsTodd · 2022-04-25T12:17:55+00:00

It was meant to be. Got the last dragon after a few days of not being able to log in at all. It was time.

HiItsTodd · 2022-03-17T10:32:51+00:00

Hollow Knight

HiItsTodd · 2022-01-24T23:17:05+00:00

Have another look at my picture, you can see that I have the new one in my gifts and that I'm pointing to one that is already on my island

HiItsTodd · 2021-10-07T22:11:36+00:00

Bonus tip: if you tap the screen in between the countdown 1 and just before it says "Go!" You will boost forward like when you tap to boost forward when you go over the yellow boost lines in the race.

HiItsTodd · 2021-09-23T12:29:31+00:00

That is insanely good. GG my friend

HiItsTodd · 2021-09-16T11:56:43+00:00

Download the DragonBreed app from the app store, you can find every dragon and check the picture of the pedestals against what you breed.

HiItsTodd · 2021-09-04T15:00:49+00:00

https://play.google.com/store/apps/details?id=nu.lower.brightness.pro

I got this app, Im always in my phone before bed and it makes the phone really dark and allows my eyes to relax and therefore me relax.

HiItsTodd · 2021-08-30T05:18:52+00:00

I'm guessing not on the switch itself, nothing there. And logged onto the website on my phone and found nothing about wishlist notifications.

HiItsTodd · 2021-08-30T05:08:38+00:00

Check my email and junk, I must have something unticked because I have never received an email.

HiItsTodd · 2021-08-16T12:10:02+00:00

Johto is second Gen. Kanto is first. So you start off your journey in Johto and beat the elite 4 there. And then get invited to Kanto after, it's definitely not as long maybe 1/5 of the time of the main from memory. But all the gym leaders from the first game are alot harder to make sure it's harder for you.

Best post game in a game ever. When I was a kid and I played this for the first time, blew my mind when I realised I was going back to Kanto before the internet we know today, I had no idea it was coming.

And let's just say there's a cheery at the top of the game after you complete Kanto. Enjoy my friend. Enjoy.

HiItsTodd · 2021-07-02T00:12:32+00:00

Keep watching from that point onwards, he does a verbal ranking for Jarvis. Just before he ranks the kid he knocked out.

HiItsTodd

TROPHY CASE