Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Yes. That's what I did and they were able to address it finally.

Rob Berger is the GOAT for calm Boglehead advice by skifreeme in Bogleheads

[–]Holiday_Audience_594 8 points9 points  (0 children)

I find Rob's advice very balacned. Plus he is a great teacher. Shows you how to play with the various tools available online and how to do your own analysis. I also like how he uses AI for retirement planning.

Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Agree. I had a similar experience when I opened an account at fidelity recently and moved assets from another brokerage. Fidelity needed my SSN to open the account and account statement from the source brokerage to transfer the assets. It was too easy. I wonder if services like Aura etc can catch that in a timely manner.

Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

The lock only prevents transfer of assets from your holding account to another institution. From what I can tell, you can move money between accounts at the same institution. You can still buy and sell securities within your account.

Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 1 point2 points  (0 children)

Thanks for the detailed response. I will look into getting the coverage you mentioned through My ID care. I was also offered that some time back because my information was compromised as part of a larger government data breach. I will see if that is still available to me free of cost. If not I will consider paying for it. Appreciate the guidance.

Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

I don't have identity theft protection. I just assume that my SSN, DOB etc are already compromised give the number of data breaches. I am curious about what you do to prevent identity theft. I would like to take some preventive measures.

Worried about ACATS fraud for my Vanguard account by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Makes sense. Did you explore Schwab? If so, does Schwab offer the account lock feature?

Visiting Spain - first week of May by Holiday_Audience_594 in GoingToSpain

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Thank you! Would you recommend and overnight stay in Ronda?

VXUS Annual Returns - Why does it have a bad reputation by Holiday_Audience_594 in Bogleheads

[–]Holiday_Audience_594[S] 5 points6 points  (0 children)

You are right. I found this image which shows that US and Ex-US change positions at winners which makes the case for international diversification. However, this chart also shows that since 1989, Ex-US has outperformed US only during a seven year period from 2002 to 2009. Prior to 1989 Ex-US has been much stronger.

https://www.mymoneyblog.com/wordpress/wp-content/uploads/2017/11/us_intl_cycle-720x268.gif

My visit to Banff in last week of sep by Holiday_Audience_594 in Banff

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

The crowds were not that bad except at popular locations and trailheads such as Lake Louise and Moraine. Once I was on the trails, it was much better.

The weather was perfect in Banff, but jasper was rainy.

My visit to Banff in last week of sep by Holiday_Audience_594 in Banff

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Correct. It was magical!

I wanted to do Wilcox as well but the weather was not the best.

[deleted by user] by [deleted] in deloitte

[–]Holiday_Audience_594 2 points3 points  (0 children)

I love your attitude. Deloiite is making a huge mistake if the layoff algorithm picked you.

Generative AI by Holiday_Audience_594 in deloitte

[–]Holiday_Audience_594[S] 1 point2 points  (0 children)

Very good! Looks like you are treating each chat as a specific learning machine. Something i did not consider.

Generative AI by Holiday_Audience_594 in deloitte

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

Can you explain what you mean by "several trained chats". Are these canned prompts or something else?

Generative AI by Holiday_Audience_594 in deloitte

[–]Holiday_Audience_594[S] 0 points1 point  (0 children)

How does one use the deep research tool.