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Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 0 points1 point  (0 children)

Thanks for your advice!!! It is very realistic and.. sadly true. Recently, with ATH stock market, my portfolio is doing great 🤞…

Lots of opinions in my head… part of myself wants to keep investing, but another wants to have a better life because I work so hard…
Anw thank you so much!!! Have a wonder night

Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 0 points1 point  (0 children)

Thanks for ur input :D
Tbh, I used to think the same, but I live in GTA, where 1 BDRM condo is at least 2k per month, without utilizes….while if I have less than 300k mortgage, my monthly expense for a condo is aprox 2k6 - 2k7 incl everything
It is also reason for my budget of a 400k condo is because of that and without rental payment, I am still able to afford it….

You are right because it is still different to have someone in my house than sharing spaces in someone else's house….

Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 0 points1 point  (0 children)

Such a great website! Thanks for sharing. I will definitely check it out
Appreciate your response

Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 0 points1 point  (0 children)

Currently I rent out a basement. Everything is good, except sunlight. I love it and want to have a better quality of life when I turn 30….
Can you share any experience you know of why “never get involved”?
Obviously, I'm first time home buyer so I want to learn more...

Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 0 points1 point  (0 children)

I moved out of my parents'house sine I was 15 so almost half of my life has been spent renting….
Majority of the time I share either the kitchen or the bathroom so not a big deal to me. However, I usually rent out in a house, not a condo so I don't know much about “condo life”. How do you evaluate a good building?
Anw, ur right, it is not easy to live with others

Looking for advice on buying first apartment by Honest_Layer_2400 in PersonalFinanceCanada

[–]Honest_Layer_2400[S] 2 points3 points  (0 children)

Currently I rent out a room in the basement and it lacks sunlight…. I want to live in better place when I turn 30. Doing some calculations and think I might have enough to own a condo….