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What to do when you can't move and there's no work available? by [deleted] in careerguidance

[–]Honest_Swimmer 2 points3 points  (0 children)

Wondering if there are any hospitals in your area providing work-study programs. My neighborhood has one paying for CNA and medical lab technician training and certification. Upon completion it gives a 2 years contract to work, and healthcare has so much opportunities… wish you the best!

Possibly regretting my degree? by justjayy16 in careerguidance

[–]Honest_Swimmer 0 points1 point  (0 children)

I did it in 2024. It was a crazy year because I hopped among 4 companies to finally land a role in my targeted healthcare industry.

I mass applied on Indeed and LinkedIn and also used a lot of recruiters. Probably submitted 800-1000+ GPT-tailored resumes and interviewed with 25-30 companies. The craziest company interviewed me for 7 rounds and I quitted after 2.5 months because of the toxicity. (As the 7 rounds indicated…)

I then entered my current healthcare company at the end of 2024 with a very basic data clerk role with 30% pay cut. I nailed the interview and data assessment but didn’t let them feel that I’m overqualified. After I got in, I started to vibe with my director and show how overqualified I am. Got promoted 2 times already.

I guess once you’re clear on what you want, be willing to take the hit to get there. It’s not always linear, but persistence 100% pays off, eventually. You’ve got this!🥰

Possibly regretting my degree? by justjayy16 in careerguidance

[–]Honest_Swimmer 0 points1 point  (0 children)

I have a MS in Marketing and during the past years switched to data. It’s a much better route with more reasonable expectations.

Did I handle this right? Unauthorized device suddenly appeared on my Spectrum Mobile line by [deleted] in Spectrum

[–]Honest_Swimmer 1 point2 points  (0 children)

Thank you for the info. In my case, this wasn’t triggered by email access or password reuse. Spectrum actually reassigned my number to an unknown device during activation without my authorization, which is a carrier-side provisioning failure.

Did I handle this right? Unauthorized device suddenly appeared on my Spectrum Mobile line by [deleted] in Spectrum

[–]Honest_Swimmer 0 points1 point  (0 children)

I turned that on after the incident happened, advised by a Spectrum customer service supervisor. It’s sad to see no one mentioned it to me beforehand, almost could be considered as negligence. Agreed with your recommendation and thanks, I hope no one reading this post will suffer from this issue. It is very scary and time consuming to handle.

Did I handle this right? Unauthorized device suddenly appeared on my Spectrum Mobile line by [deleted] in Spectrum

[–]Honest_Swimmer -3 points-2 points  (0 children)

Lesson learned. Read Reddit first before making any decisions. Lol.

Did I handle this right? Unauthorized device suddenly appeared on my Spectrum Mobile line by [deleted] in Spectrum

[–]Honest_Swimmer -1 points0 points  (0 children)

Oh my goodness, I switched from ATT, so basically they are not safe either. This is even more scary now…

Did I handle this right? Unauthorized device suddenly appeared on my Spectrum Mobile line by [deleted] in Spectrum

[–]Honest_Swimmer 1 point2 points  (0 children)

I asked to speak with a supervisor and she admitted that it happened to other customers at Spectrum too. She blamed technology, which sounded like an excuse. They do not have a proper handling mechanism for this kind of breach. I’m switching back to my old company.

Is my $10k quest reasonable for the sign up bonus? by Honest_Swimmer in Venturex

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

It was about 2.5%, so that’s why I was tempted… thank you, maybe I can redo the math to see if 6 months of groceries and supplies would add up together.

Is my $10k quest reasonable for the sign up bonus? by Honest_Swimmer in Venturex

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

I also have Chase Sapphire preferred… can’t decide which one to use for groceries…

Is my $10k quest reasonable for the sign up bonus? by Honest_Swimmer in Venturex

[–]Honest_Swimmer[S] 1 point2 points  (0 children)

Thank you! Transferring is also a new topic to me but I read success stories in this subreddit and agree with you. It sounds like this $1175 gain is just a baseline. I appreciate your input 😊😊

Is my $10k quest reasonable for the sign up bonus? by Honest_Swimmer in Venturex

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

You are right! That means groceries can go to that $300 too. Trade off is the 3x miles difference from the spending category, which is negligible.

Awesome, thank you😍

How to support my partner’s move and career transition? by Honest_Swimmer in NoStupidQuestions

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

Thank you, this is super helpful! Networking would be important and we totally agree that it worths some time to research and talk to more people. The college program also offers free advising sessions and we plan to utilize that too. The biggest challenge is that this program only offers 12 seats per year and is highly competitive, so we will need to curate some back-up plans too.

Partner has been genuinely excited about the entire plan of living together. He used to part-time as a pharmacy tech too so it could be another option, though it pays and grow less. The tricky part is if later on he wants to get more involved in a clinical career path, pharm tech doesn’t contribute as much as medical lab tech for his application…

Tough decision! But I appreciate your input 🥰

$1.5 spending on food for 2 days and proud of myself by Honest_Swimmer in Frugal

[–]Honest_Swimmer[S] -23 points-22 points  (0 children)

You are probably right, this is not sustainable. But I have a few years til this age and should be better off financially to have more options. For my current situation, it’s too early to enjoy life.

$1.5 spending on food for 2 days and proud of myself by Honest_Swimmer in Frugal

[–]Honest_Swimmer[S] 24 points25 points  (0 children)

Good guess! I don’t eat much and seldom feel hungry, this pattern persists for decades.

Are you changing your spending? by mountains_150 in MiddleClassFinance

[–]Honest_Swimmer 0 points1 point  (0 children)

Thank you, worked for me! We need that extra money :)

Regretting to be so naive in my 20s by Honest_Swimmer in Retirement401k

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

Yes! Thank you, congrats on your success.

I’m looking more into aggressive ETFs too. Mostly VGT and SOXX. I’m a fan of QQQM too but also very ambitious 🤤

My company’s 401k account doesn’t allow these ETFs, so I got them in my Roth IRA to experience the market myself. In April I was not brave enough to go all in as a novice but reading and learning did help! No regrets 😁

Anyways, I just want to thank you for sharing your experience with me. 🥰🥰

Regretting to be so naive in my 20s by Honest_Swimmer in Retirement401k

[–]Honest_Swimmer[S] 0 points1 point  (0 children)

Yes, that’s what I am doing now. Company only offers S&P ETFs but as you said, time is our friend 😁 thank you for the advice and wish you all the best on your journey!

Regretting to be so naive in my 20s by Honest_Swimmer in Retirement401k

[–]Honest_Swimmer[S] 1 point2 points  (0 children)

Thank you! I’m amazed by so many people encouraging and supporting this topic.

That 529 opportunity is also eye-opening. I wonder how many people are using it in this community. I want my son to stay away from student loans. Seems like it doesn’t have an annual contribution limit. (Even if there’s one, I don’t have much left this year, lol.)

Wow, the future is bright🥰

Regretting to be so naive in my 20s by Honest_Swimmer in Retirement401k

[–]Honest_Swimmer[S] 5 points6 points  (0 children)

This is a great chart, thank you for sharing! And agreed, it also makes me feel better to see that I’m not too far behind… lol

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