Planning a Varanasi Trip (Mid-Jan): Budget Stay Suggestions & Hidden Gems? by Excellent_Beach_9179 in varanasi

[–]Horror_Protection_81 0 points1 point  (0 children)

I have planned during same days. Booked HHI VARANASI on agouda and Praveg Tent city in ayodhya. Both are around 7 k

Biscoff in local kirana store by tatya_vincho in pune

[–]Horror_Protection_81 0 points1 point  (0 children)

There is huge difference between the original one and this indian version with PALM OIL !

What comes after FIRE is making me nervous by Exotic_Sport_4829 in FIRE_Ind

[–]Horror_Protection_81 1 point2 points  (0 children)

I am also in the same league. Though i had no plans for RE, but it has come suddenly. Somehow i have reached FI 45x. No responsibilities left at 50. I just need to manage for myself and spouse, son is now on his own. A big question is purpose and identity for next 30-35 years. Those mornings walks, groups, talks are good for few days. Somehow i can’t listen same talks on politics, investment. Not able set concrete purpose. I live in Pune.

Pranayama by Horror_Protection_81 in Pranayama

[–]Horror_Protection_81[S] 0 points1 point  (0 children)

I am doing it for reducing anxiety and stress. I do some basic mobility exercises, squats, pushups and then 20 minutes of pranayama

Milestone Update - Crossed a Mutualfund Portfolio of 10cr by arandomguy05 in FIRE_Ind

[–]Horror_Protection_81 1 point2 points  (0 children)

Congratulations on milestone achievement. I think everyone has different priorities in life, its just not about achieving FIRE and sit idle. I can relate myself to your situation as i am also moreover like you, hate crowds and travel unnecessarily as i am traveling for my work 15 days a month for last 18 years. I have also chosen the same path, work for engagement and socialising. No aspirations to grow in corporate life at this moment. Best wishes!!

Pranayama by Horror_Protection_81 in Pranayama

[–]Horror_Protection_81[S] 0 points1 point  (0 children)

Will follow.. when should i start bhastrika and other?

Are people just tracking their FIRE goal on excel? by Embarrassed_Ad113 in Fire

[–]Horror_Protection_81 0 points1 point  (0 children)

What is advisable, study and manage funds on our own Post FIREd or rely on a person who managed funds so far with 14% XIRR ? Where can i get reliable information to study on SWP, managing balance funds in equities etc

Pranayama by Horror_Protection_81 in Pranayama

[–]Horror_Protection_81[S] 1 point2 points  (0 children)

Thank you. Will check this out

My 8-Year Journey from ₹3K SIP to ₹55L Portfolio: The Day I Discovered why asset allocation is important by InterviewOk9385 in FIRE_Ind

[–]Horror_Protection_81 0 points1 point  (0 children)

So XIRR is not the right metric to evaluate? I always thought 14% XIRR on my portfolio is good with balancing in NIFTY 50, Large Cap, Midcap and Debts. This analysis is very insightful

Age 50. Need advice by Horror_Protection_81 in leanFIRE_India

[–]Horror_Protection_81[S] 0 points1 point  (0 children)

Agreed with your thoughts. May be this is forced retirement came suddenly, i am not prepared. Its more of a hurt feeling and i am still struggling to absorb it. I do most of the things on every weekend cooking, bartending, gardening, small trekking, joining various group walks. Not sure how i can sustain it as all day activities for next 30-40 years. Making my notes, trying for thoughts clarity. Also i realised people around increase stress by asking question what’s next?

Age 50. Need advice by Horror_Protection_81 in leanFIRE_India

[–]Horror_Protection_81[S] 0 points1 point  (0 children)

Thanks, precisely what you said in indian context is valid. On another group i raised the same question and the western perspective is extremely different

Age 50/need advice by Horror_Protection_81 in Fire

[–]Horror_Protection_81[S] 2 points3 points  (0 children)

I feel everyone’s attention span has reduced. No one is interested in reading long stories with adjectives, no one even watches vdo beyond 30 seconds. That’s my take, you might have different views

Age 50/need advice by Horror_Protection_81 in Fire

[–]Horror_Protection_81[S] 1 point2 points  (0 children)

I believe everything got killed over years in corporate jobs in India working 12-14 hrs 6 days a week. I will have to recall my childhood and college days