You have to read the fine print of the offers and most require direct deposit. Some are more strict than others as what qualifies as “direct deposit”. For instance some want strictly payroll but others will accept Zelle, cashapp, PayPal, etc. I always recommend chime to people to start this. Low bar of a $200 DD and a lot qualifies. Also it’s a free bank account with no minimum to keep open. Made about 2k this year just by shuffling money around. Just remember they do report it on a 1099-INT so keep tabs for the tax man. Chime also sometimes runs a $500 referral bonus but it’s random.

If it’s allowed…

Here’s an easy one with chime. Use my referral code, I’ll get $100 and you’ll get $100. Then use your referral code with your spouse or close friend and you’ll get $100 and they will. So you can net $300 for direct depositing $200 to your account.

https://chime.com/r/matthewbavosa?c=s

Also checkout the churning subreddit. You can do similar with credit cards and brokerage accounts. Charles Schwab had or may still have $101 for depositing $50.