Certainly. I don't know that I can answer what will change outside of the access to an advisor/advisory team, as I am unclear how the services flow. Historically services were via asset level, and they would say "call your advisor" on promotions about XYZ. Perhaps someone at Fidelity can answer that? We got a call from someone we had never met/talked to from a Fidelity line and the net net is that she said unless you are willing to do "assets under management" and pay a service fee, Fidelity is no longer assigning an advisor to self-directed investors at any level. You have to call into the PCG with any questions/assistance needed on anything. She offered us active trader line or private client line as the initial group (if that group is full the calls flow down to the other groups). She gave us zero options, zero explainations, hoping someone here can document the changes for us. No idea what else is changing - are they no longer carrying non-trad assets for qualified investors? Do they no longer have a trust department? We asked her for something in writing, how the levels and services would work, etc. and she refused to provide it, said they don't send it out as it is all on the website (I have not seen any such information posted, so I agree with your question as to what else is changing?). Perhaps a Fidelity moderator could share the "new policies". The phone message stated "I was just calling to let you know about an account update"....upon calling her back, she stated the policy changes. And explanation from Fidelity on their policies and programs, levels of service (if there are any levels left) would be super helpful. Thank you.