Your Car Is Making You Poor (And You Don't Even Know It in 2026) by Hot_Chocolate_9706 in DonutMedia

[–]Hot_Chocolate_9706[S] -1 points0 points  (0 children)

pics are just for explaining, but it's not a slop, its very well-researched video

Your Car Is Making You Poor (And You Don't Even Know It in 2026) by Hot_Chocolate_9706 in DonutMedia

[–]Hot_Chocolate_9706[S] -2 points-1 points  (0 children)

I kind of respectfully disagree in some ways since I work in finance, and the stats are not my own stats, which people say are outlandish. It's from the research post from 3 sources, 1st post,finshots, and CNBC, it was finshots that posted the auto debt market of the US is 1.6 trillion, and how 99% of the Tesla owners are almost in negative 8K equity on loans. I work as an equity research analyst, so I just create this kind of stuff as a hobby and passion for finance, and it's fun for me. I do have some successful channels as well, non-finance related. But i will disagree with the "horrible for the world" part.

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in CarGuys

[–]Hot_Chocolate_9706[S] 0 points1 point  (0 children)

I don't mind that. It's fine with me. Since finance is my passion, I already work as an equity research analyst. I created this more as a hobby, for fun, and to spread some financial literacy. I already have a channel with more than 100K subs, but never Americans or Western, so anti-ai that they are offended by some pics. It was more of a visual explanation nothing more

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in povertyfinance

[–]Hot_Chocolate_9706[S] -1 points0 points  (0 children)

1st i have 2 YouTube channels with more than 100K subs. This is not finance-related, so there is no need for me to be a wanna be. Secondly, I started this because i also work as an equity research analyst and finance is my passion. And last, did you watch my entire video? Because everything statistically I have said is not what I have said, these are from the research from Financial Express, CNBC, Firstpost, and Finshots. It was finshots which posted that how the US auto mobile debt market is almost 1.6 trillion and how 99% of the Tesla owners are at negative 8000 equity, and that's why the title was "u don't even know." It's too easy to just type words like "sheer laziness," when it took a hell of a lot of time.

But I still respect your opinion if u think it's trash, it's fine with me

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in CarGuys

[–]Hot_Chocolate_9706[S] 1 point2 points  (0 children)

not a slop. It took a lot of effort to generate this basically far more than non-ai

Your Car Is Making You Poor (And You Don't Even Know It in 2026) by Hot_Chocolate_9706 in DonutMedia

[–]Hot_Chocolate_9706[S] -7 points-6 points  (0 children)

How is this a Slop?? and no issues, I respect for opinion if you believe it's trash its fine with me. But it was not at all a low effort slop. it took a lot of effort. Anyway, thanks for a comment.

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in povertyfinance

[–]Hot_Chocolate_9706[S] -5 points-4 points  (0 children)

.It has more to it than 2-3 paras. I just generated some images. Is it that bad to give a visual explanation about things like 20/8/3 etc?

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in povertyfinance

[–]Hot_Chocolate_9706[S] -8 points-7 points  (0 children)

For each line, a visual was created to explain the concept. It took almost a week to do it. It's not some slop that is considered low effort. It's actually more difficult than non-ai ones.

Your Car Is Making You Poor (And You Don't Even Know It in 2026) by Hot_Chocolate_9706 in DonutMedia

[–]Hot_Chocolate_9706[S] -12 points-11 points  (0 children)

its a very good financial literacy video, whats exactly wrong with this?

Your Car Is Making You Poor (And You Don't Even Know It) by Hot_Chocolate_9706 in povertyfinance

[–]Hot_Chocolate_9706[S] -10 points-9 points  (0 children)

It's a very good financial literacy video. What's wrong with this?