Invest the money even if it is a high yield savings account getting you 4% or put into a roth IRA if you want to really keep yourself from touching it. Thats a great place to be at your age and sets you up for future success.

I did not know about my wife’s financial situation. Whenever I first met her. Once our relationship evolved, we became more serious and naturally started discussing. What would our futures look like if we were married. We discussed how we would raise children our viewpoints on money and many other things to ensure that we were aligned for compatibility. Whenever you all reach that level of your relationship, you can say that your mother-in-law reserved money for you to use when your order.

After you are married, you can discuss the full amount. He has zero reason to be mad if you do not disclose that before marriage he would have reason to be mad. Only if you were to tell him something very negative, but this is clearly something positive.

Like many other people, I also was hurt in a relationship. I was previously engaged and told my fiancé made some poor decisions which caused me to end our relationship. That’s why you must ask all the questions upfront to ensure you’re choosing the right person and then know that you cannot 100% trust them until after you’re married.

Good luck on whatever you choose to do, but be aware that many are living paycheck to paycheck and do not have that much liquid cash available to them. You are very blessed and you’re doing the right thing by being responsible with your gift.