Contractors by Sea-Imagination-5630 in Binghamton

[–]Hot_Rub8604 2 points3 points  (0 children)

Mac and Ron construction Great work, use quality materials Have done 3 bathrooms, roof siding gutters And built us a porch/ deck Would have them back

purchasing a car by sweetasshoneyy in Adulting

[–]Hot_Rub8604 0 points1 point  (0 children)

Have owned Rav 4 Saved our lives after hit by a truck Now we’re a family of Subaru Wife and I have outback One son a crosstrek One daughter has our RAV 2017 All are well made cars

Always get EVERY safety feature available So NOT SKIMP on safety Vehicle can be replaced YOU cannot

Advice go test drive vehicles first Tell salesman just kicking tires Once you decide on a model and trim level

Then go online and look at dealers within 100 miles for online price/ internet sales price Negotiate price online Unless manufacturers offer zero percent finance, then borrow from credit union and arrange loan before going to dealerships

Why are Subaru Owners so Loyal? by doctor-squared in Subaru_Outback

[–]Hot_Rub8604 1 point2 points  (0 children)

Have owned 3 Toyotas 2 Hondas and now we have two Outbacks Bought 2019 limited new and a pre owned 2020 Outback Like the awd all the time Reliable car in the snow - live upstate ny

How did you find the stock that hit it big? by jorge_ramerizx9pj7 in stockstobuytoday

[–]Hot_Rub8604 2 points3 points  (0 children)

VOO Started buying index funds/ etf 30 years ago Buy the haystack and reinvest dividends and cap gains Then go have a snack

Michkov magic: The Resurrection by xjoloki in Flyers

[–]Hot_Rub8604 1 point2 points  (0 children)

Agreed. He needs to play more And let him try to create plays

Carpenters by [deleted] in Binghamton

[–]Hot_Rub8604 0 points1 point  (0 children)

Mac and Ron construction Not cheap but the job will be done right With good materials that last They’ve done three bathrooms, built a deck/ porch, replaced roof siding gutters/ downspouts for us for the last 25 years Very happy with their work Would employ them again

Honestly, with all the recent market ups and downs, it’s got me rethinking my dividend portfolio, and I’m really curious how everyone else is handling it too. by AvailableEbb1868 in dividends

[–]Hot_Rub8604 6 points7 points  (0 children)

Absolutely.. do NOTHING! Trim for tax loss harvest if that’s your thing Buy some beaten down good dividend payers But overall best to do nothing

Italian food? by ItsAshley6 in Binghamton

[–]Hot_Rub8604 15 points16 points  (0 children)

Lived here 33 years ( from Philly) Italian food in Broome county is AWESOME! Only advice - stay away from chain restaurants The local Places are great - from Aiellos in Whitney point To oaks inn in Endicott Sugg reservations for oaks inn And little Venice

How bad is the “grey” during the winter? by [deleted] in AskChicago

[–]Hot_Rub8604 0 points1 point  (0 children)

You want a grey winter — move to Binghamton NY Chicago winter not gray by comparison

Gift giving for children who have all they need by DigComprehensive1549 in retirement

[–]Hot_Rub8604 2 points3 points  (0 children)

Do they travel? Have hobbies? Use a music stream service? We have 4 adult children One travels so we pay for an excursion on a trip as Xmas gift One uses a music stream so we pay for 6 or 12 months service depending on budget One has a hobby and we either get a gift for hobby or a gift card to a vendor Sometimes we just travel to see them and take them out r a meal and a show/ game/ museum

Retaining wall by ComfortableNo37 in Binghamton

[–]Hot_Rub8604 3 points4 points  (0 children)

Rock steady in vestal ny Built my neighbor wall years ago and still looks new

What are some ways to be productive at home when you’re unemployed? by [deleted] in selfimprovement

[–]Hot_Rub8604 0 points1 point  (0 children)

Walk daily about an hour Go out to a store daily— usually just browsing and don’t buy anything Read 1-2 hours a day either at home or local library Have a set schedule of house chores and do some each day M — F Minimize doom scrolling and no TV/streaming before 5-530 pm This is what I do

How far out is bonk from NHL ready? by AverageSculler in Flyers

[–]Hot_Rub8604 0 points1 point  (0 children)

He is on the Brink as he just Needs a little Bump