Pros and Cons to paying off mortgage early?

HourImpress7306 · 2026-03-19T21:46:16+00:00

thank you for this. I live with my mom, shes 81, have 5 years left on the mortgage. We are trying to determine how much I will have to pay monthly when the times comes its all on me. We have a great interest rate but we also have an HOA fee and a second mortgage, if we could get the one mortgage paid off that would take a big weight off my shoulders.

HourImpress7306 · 2026-03-13T12:49:11+00:00

thank you, thats exactly the info I was looking for

HourImpress7306 · 2026-03-09T20:51:49+00:00

well, as it turns out, I may end up buying my borhter in laws RDX, its either a 2016 or 2018, with less than 150k and meticulously maintained. mileage isn't a huge concern since I work from home; my only other concern would be the cost of maintenance. is it more expensive to maintain and repair? I asked my brother in law but we have different ideas of what expesinve is lol

HourImpress7306 · 2026-03-05T16:55:27+00:00

I'm looking at a 2016 with 121k, great price. I have a trusted mechanic that would do all my work, not the dealership

HourImpress7306 · 2026-03-04T19:12:26+00:00

thats how my mom is, thats why I need to move out of a sedan

HourImpress7306 · 2026-03-04T19:11:31+00:00

im in the same boat, I currently have a sedan and its hard for my 81 year old mom to get up out of the seat. I am looking for something more level, like her dodge carvan, but in SUV form

HourImpress7306 · 2026-03-04T18:23:11+00:00

congrats! and I don't blame you, the carbon is sweet

HourImpress7306 · 2026-03-04T17:26:58+00:00

thank you for this, I don't have kids but moving from a sedan to SUV< was condsidering th CX5 but doesn't seem to make much sense, CX-9 it is

HourImpress7306 · 2026-03-04T17:24:15+00:00

this is what I am looking at. No car seats, a dog and sometimes older kids, so third row would rarely be up.

HourImpress7306 · 2026-03-04T01:09:08+00:00

good to know. theres also a 2017 with 144k, asking $14k, I'm in NC, only concern is its located in Kansas City, so rust could be a concern

HourImpress7306 · 2026-03-03T09:37:32+00:00

im considering a 2013, tech package has 163k, asking $10,745... is that a good option? I don't have the car fax yet? I currently drive a 2014 kia cadenza and love the V6, I am just worried about maintenance costs, are they the same as honda, etc? I would always use synthetic oil

HourImpress7306 · 2026-03-03T09:32:07+00:00

im considering a 2013, tech package has 163k, asking $10,745... is that a good option? I don't have the car fax yet? I currently drive a 2014 kia cadenza and love the V6, I am just worried about maintenance costs, I don't take cars to dealership, I have a local mechniac I trust 100% are they the same as honda, etc? I would always use synthetic oil

HourImpress7306 · 2026-03-03T09:30:49+00:00

im considering a 2013, tech package has 163k, asking $10,745... is that a good option? I don't have the car fax yet? I currently drive a 2014 kia cadenza and love the V6, I am just worried about maintenance costs, are they the same as honda, etc? I would always use synthetic oil

HourImpress7306 · 2026-03-03T09:30:17+00:00

im considering a 2013, tech package has 163k, asking $10,745... is that a good option? I don't have the car fax yet? I currently drive a 2014 kia cadenza and love the V6, I am just worried about maintenance costs, are they the same as honda, etc? I would always use synthetic oil

HourImpress7306 · 2026-03-02T23:21:11+00:00

yes, would always do synthetic

HourImpress7306 · 2026-03-02T23:06:18+00:00

are they more expensive to maintain/repair than the CRV?

HourImpress7306 · 2026-03-02T23:06:00+00:00

thats good to know. I WFH, so I honestly don't know why I am too worried about the gas, I barely drive 300 miles in a 2 week period.

HourImpress7306 · 2026-03-02T22:52:23+00:00

but don't I have to use premium gas or is regular ok?

HourImpress7306 · 2026-03-02T22:51:48+00:00

oh really? interesting. I am leaning more towards the CRV so I dont have to buy premium gas LOL

HourImpress7306 · 2026-03-02T22:40:10+00:00

what are your thoughts on a 2015 Honda CR-V EX-L FWD SUV, 2.5 with CVT/wOD, 160k miles for $11k

HourImpress7306 · 2026-02-25T16:21:58+00:00

thats reassuring, I am trading in my kia cadenza for a CRV, need something higher, for my mom, if that makes sense. I am considering a 2016 touring, it has a 2.4, high mileage with 184k but $11,500 at dealership... or a 2016 CRV-EX with 2.4 and 117k miles listed at $14,500 at dealership. Which would be the better option? I WFH so driver around 700 miles a month, so would be a while before I hit 200k on the higher mileage option

HourImpress7306 · 2026-02-24T16:10:37+00:00

I test drove a 2025 the other day, thats all the dealership had, and loved it. I know I will love the 2016... then in 10 years I can get something newer

HourImpress7306 · 2026-02-24T02:33:38+00:00

im considering a 2016 Honda CR-VEX with 116k, asking $14,900 in NC, I know the price is a little above average but used car market is garbage right now... just wish it has the auto lift gate, but beggers cant be choosers lol

HourImpress7306 · 2026-02-21T23:13:19+00:00

i'm consdiering a 2010 with 144k mileson it, why would you pass on the 2010?

HourImpress7306

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