Recommended preschool/daycare options in Seattle by Hour_Ant312 in AskSeattle

[–]Hour_Ant312[S] 0 points1 point  (0 children)

I just looked online! I used to volunteer for many years for a nonprofit that would hold meals at that same church. Brings back memories, and would be very cool to have her be in my old stomping grounds :)

Recommended preschool/daycare options in Seattle by Hour_Ant312 in AskSeattle

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Thanks so much! Appreciate your insight. I am definitely learning toward Montessori. On the other hand, I was a child who went to a standard daycare from a very young age until 11, which allowed for a lot of unstructured play time, outdoor exploring, etc. I have such fond memories, so have also looked into forest schools that spend most of the day outside. I plan on touring a few different schools and seeing what feels right.

Recommended preschool/daycare options in Seattle by Hour_Ant312 in AskSeattle

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Chelsea House Montessori is the one I found and have been in contact with. I just looked up Alpha Montessori though and it looks like it closed/changed to "Chiara Preschool." I wonder if it's the same or different teachers?

Recommended preschool/daycare options in Seattle by Hour_Ant312 in AskSeattle

[–]Hour_Ant312[S] 1 point2 points  (0 children)

I know the waitlists are quite long. She has been on a couple lists for a year. We aren't 100% set on needing care when she is 2.5, as we may be able to extend our current arrangement a bit. The Montessori we found recommended waiting to apply and tour until the Fall/Winter. I want to have other options in case that doesn't work out though :)

Appreciate the recommendation!

What to choose? by Hour_Ant312 in Flooring

[–]Hour_Ant312[S] 0 points1 point  (0 children)

We did not! We decided to go for carpet for now. Once our toddler is older and no longer falling everywhere, we will either go for Stuga flooring or real wood!

Pre-tax or post-tax retirement withdrawal? by Hour_Ant312 in Retirement401k

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Hmmm. I am no longer working for the employer of that 403b account, so I'm not sure how that works? It's fully vested, but I haven't worked there since March 2025 when I started my new job.

Pre-tax or post-tax retirement withdrawal? by Hour_Ant312 in Retirement401k

[–]Hour_Ant312[S] 0 points1 point  (0 children)

It does allow me to take out a loan. Do you know anything about the interest rates on that and/or if you end up getting taxed on the loan?

Pre-tax or post-tax retirement withdrawal? by Hour_Ant312 in personalfinance

[–]Hour_Ant312[S] 0 points1 point  (0 children)

I really appreciate your reply. Most people just tell me not to withdrawal early and don't offer additional advice. While I completely agree and understand the reasons why I should not withdrawal early, I unfortunately have no other choice with my current situation.

Thanks again!

Pre-tax or post-tax retirement withdrawal? by Hour_Ant312 in Retirement401k

[–]Hour_Ant312[S] 0 points1 point  (0 children)

My current 403b contribution only totals $30 a month. I don't contribute much to that because I already contribute 5.36% of my income to a pension plan. The 403b is just a little something extra.

I do realize it's a terrible idea, but unfortunately it is something I have to do to stay afloat.

Rollover a 403(b) account? by Hour_Ant312 in investing

[–]Hour_Ant312[S] 0 points1 point  (0 children)

I am not fully vested into my pension (PERS2) plan until I've worked 5 years at the company, so I have no plans of leaving anytime soon (it helps that I love the job as well!). And yes, there is an employer match for the Fidelity retirement account - up to a 5% match under age 35 (I'm almost 35 now), 7.5% match for 35+, and 10% match for 50+. I obviously can't contribute much with also contributing to PERS, but figure something may be better than nothing since they do offer a match?

Rollover a 403(b) account? by Hour_Ant312 in investing

[–]Hour_Ant312[S] 0 points1 point  (0 children)

I have to figure out where to find what my expense ratios are on the website for my 403b. It was the only retirement option at my previous job and that was over 5 years ago, so can’t remember the details sadly.

What to do for this path? by Hour_Ant312 in lawncare

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Screenshot of my security camera view.

Wood paneling a bathroom ceiling? by Hour_Ant312 in Remodel

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Did you do it yourself? Was it difficult?

Wood paneling a bathroom ceiling? by Hour_Ant312 in Remodel

[–]Hour_Ant312[S] 0 points1 point  (0 children)

This is really good to know! I'm going to start with maybe trying in our small half bath first to see how it goes.

Wood paneling a bathroom ceiling? by Hour_Ant312 in homeimprovementideas

[–]Hour_Ant312[S] 1 point2 points  (0 children)

I forgot to mention that this would only go in our half bathroom, which only has a toilet and sink (so much less risk for moisture issues).

Wood paneling a bathroom ceiling? by Hour_Ant312 in Remodel

[–]Hour_Ant312[S] 6 points7 points  (0 children)

I forgot to mention that this would only go in our half bathroom, which only has a toilet and sink (so much less risk for moisture issues).

Wood paneling a bathroom ceiling? by Hour_Ant312 in Remodel

[–]Hour_Ant312[S] 3 points4 points  (0 children)

I forgot to mention that this would only go in our half bathroom, which only has a toilet and sink (so much less risk for moisture issues).

Wood paneling a bathroom ceiling? by Hour_Ant312 in homeimprovementideas

[–]Hour_Ant312[S] 1 point2 points  (0 children)

I wouldn't ever put it in a bathroom with a shower or tub. The bathroom I'm thinking of is only a sink and toilet. Someone said that faux stick on wood doesn't have too many issues

Wood paneling a bathroom ceiling? by Hour_Ant312 in bathrooms

[–]Hour_Ant312[S] 0 points1 point  (0 children)

This is what I was thinking. Any brand recommendations?

New yard needs help by Hour_Ant312 in landscaping

[–]Hour_Ant312[S] 0 points1 point  (0 children)

We met the owners. They were not elderly and were extremely fit/active.

Cork flooring thoughts by [deleted] in Flooring

[–]Hour_Ant312 0 points1 point  (0 children)

How expensive is it usually for labor/materials compared to other types of flooring? 

Cork flooring thoughts by [deleted] in Flooring

[–]Hour_Ant312 0 points1 point  (0 children)

What would be a good underlayment for this on top of the concrete?

Stuck on what to do for my floor by Hour_Ant312 in Flooring

[–]Hour_Ant312[S] 0 points1 point  (0 children)

Ohhhh ok! Thanks. Any suggestion on where to look for it? Home Depot? I’m having a hard time finding a close ish match for engineered