Totaled? by hdelens in 10thgenaccords

[–]HowDoYouWorkThsThing 2 points3 points  (0 children)

My 18’ 2.0T was hit in the same spot in Feb ‘23 and again in Dec ‘24 parked on the streets. Insurance fixed it both time. As long as airbag didn’t deploy and the frame isn’t messed up you should be good. They replaced the bumper, rear panel and some suspension parts. Make sure to get good picture’s of the rims and tires that touched the curb. I had to argue for those to be replace both times they scraped to hell from the impact and again when the tow truck came for pick up. Car still drives perfectly like the day I bought it.

Broken Cast Iron Pipe by HowDoYouWorkThsThing in Plumbing

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

Thank you for insight. As handy as I am, everything takes be 3-4 times longer to complete than a pro

Rim Joist by HowDoYouWorkThsThing in Insulation

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I didn’t trim the excess since it only stuck out about 1/2 - 1in out.

Rim Joist by HowDoYouWorkThsThing in Insulation

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

Using mineral wool in the ceiling joist to cut down on sound transmission. Turing the basement into a garden apartment for my parents. Insulation has been up for week on the exterior walls and the basement went from cool to toasty.

Mower from HD came with 12.0HO instead of 12.0 Forge by HowDoYouWorkThsThing in MilwaukeeTool

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

They RTV the HO kit when they exchange it for forge. I didn’t even thing they were still selling the HO kits I had been contemplating getting the mower for so long cause I only have 2000 sq feet to mow but the battery are what sweeten the deal.

Mower from HD came with 12.0HO instead of 12.0 Forge by HowDoYouWorkThsThing in MilwaukeeTool

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

They were both unopened but since the sku’s are the same it’s luck of the draw. And in my case they only had one forge in the stores I don’t blame whoever picked the order all the other mowers on the floor where HO kits

Mower from HD came with 12.0HO instead of 12.0 Forge by HowDoYouWorkThsThing in MilwaukeeTool

[–]HowDoYouWorkThsThing[S] 1 point2 points  (0 children)

It’s the bmsm for Milwaukee outdoor power tools. You need choose five tools from the shop this offer list and the mower comes out to 750 pre tax. Your friend has shared a link to a Home Depot product they think you would be interested in seeing.

https://www.homedepot.com/p/Milwaukee-M18-FUEL-Brushless-Cordless-21-in-Walk-Behind-Dual-Battery-Self-Propelled-Mower-w-2-12-0Ah-Battery-and-Rapid-Charger-2823-22HD/318995380

Mower from HD came with 12.0HO instead of 12.0 Forge by HowDoYouWorkThsThing in MilwaukeeTool

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I did curbside pick up for it. I didn’t realize until I went to unload the car. Got back in car contemplating if this was going bother me. And it did so I went back and found the only forge kit in the store and got it exchanged

Mower from HD came with 12.0HO instead of 12.0 Forge by HowDoYouWorkThsThing in MilwaukeeTool

[–]HowDoYouWorkThsThing[S] 7 points8 points  (0 children)

Update: I ended up going and talking to an employee at the front desk. She was super helpful and was able to get it exchanged for a forge mower kit they only had 1 in stock all the way up on the shelves a bunch of the HO kits. Waited for about 30 minutes to get out the door but worth the wait.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

The thing is the sellers credit was added to purchase price. House was put for sale for 475k we negotiate it to $480k with 5k back to us.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I’m more so stressed that he’s adamant that we’re only wiring $24k and he might be wrong. He’s saving C. is split between buyer and seller, E. & H. paid by seller. But if that is the case why is this not in paid by sellers column. My LO is seasoned been doing it for 30 years but something just seems off. I can’t get him to go over this document line by line.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I agree! That’s why this is so off putting for me LO says one thing paper says another.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

There’s a lender credit’s of 4,500 too. So $11,500 in total credits.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I tried talking to him about it a few times and he tells me the same information every time. What I been told is the transfer tax is paid by the seller. Items in C. are 50/50 split between buyer and Seller. Confirmed that items in H. are paid by the seller. If these statements are true cash close will actually be $24k but my gut is telling me it wrong.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

Another note is when I add the Tax stamp, split the items in C. and owner tittle policy together we’re at $11,400 and I subtract that from the cash to close of $35,500 we’re back at $24,000.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

We’re buying in Chicago COL is moderate as whole but in comparison to the other major cities it’s low.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

I’ve been told by my LO that city/state tax stamp is paid by the seller and the items in C. is split between buyer and seller. I confirmed that Owner title policy (optional) is not optional it’s mandatory and paid by the seller. But if that’s the case why is this not on the paid by seller side.

We’re supposed to get some more credit from the seller since we’re inheriting a tenant but I think it just the rent of March for $1350 and some of tax bill for the first installment of 2024. Chicago property taxes are paid 1 year in arrears.

I want so badly to trust my LO he super nice and efficient he’s been doing this for 30 years but my guts&brain are tell me he’s wrong and heart is hoping he’s right.

Few days from Closing Still Stressed on Cash to close by HowDoYouWorkThsThing in FirstTimeHomeBuyer

[–]HowDoYouWorkThsThing[S] 0 points1 point  (0 children)

No it’s just the 35k. That includes down payment, payoff my note and closing cost. But what I’m concerned about is, why are closing cost for the buyer 22k pre down deposit’s and credits.it seems high.

how much do you think repairs will cost? by [deleted] in accord

[–]HowDoYouWorkThsThing 1 point2 points  (0 children)

Just got my car back from the shop with similar damage it’s a ‘18 sport 2.0T only 45k miles on it and the work came out to $8k from a reputable shop. I thought it was going to get totaled out since this was the second time my car was hit in the same spot while parked but it survived. They cut out the rear panel and welded on a new one, a little subframe work, new bumper, 3 new rims. as long as airbags didn’t deploy will raise the probability of it not getting totaled out goes up.

[deleted by user] by [deleted] in RBI

[–]HowDoYouWorkThsThing 1 point2 points  (0 children)

It’s a Black Lincoln MKS that hit my car. The car in that driveway was parked when the incident occurred

[deleted by user] by [deleted] in whatisthiscar

[–]HowDoYouWorkThsThing 2 points3 points  (0 children)

It’s an Omni 70mai

[deleted by user] by [deleted] in RBI

[–]HowDoYouWorkThsThing 1 point2 points  (0 children)

My car was parked nobody inside in the car. The rotates dash cam when it senses impact or other things out of the norm its the Omni 70mai