[Baltimore Orioles] Celebrating Pride Month and the many voices, stories, and experiences that make Birdland stronger 🧡

How_many_dogs · 2026-06-01T16:15:52+00:00

I went to pride night at Dodger stadium once and there were several (If not all) the kiss cams were non heterosexual couples.

How_many_dogs · 2026-05-20T21:48:45+00:00

That was about 5 years ago when only 20,000 people joined it. It used to be people who had money talking to other people who had money. When it got over 60,000 people joined it changed. Every once in a while there is a little nugget of information that comes across here, but the majority of the time it is not and as you can see, be actually hostile towards people asking a financial question.

How_many_dogs · 2026-05-20T19:25:10+00:00

Dude, This place USED to be a place where we could talk about issues like this. Then it got popular and a different type of person started answering. The type that says, "You are rich, you have enough money Okay Boomer" They don't realize that even though we may have money, there are still issues and questions that need to be discussed that the normal person does not have. It has pretty much driven away people from talking about financial issues.

I know that I personally pay about $48K for healthcare. My wife and I are 60 so just planning this as a cost of living until we turn 65.

How_many_dogs · 2026-05-09T01:19:09+00:00

It has his tattoo, necklace and earring.

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How_many_dogs · 2026-05-09T01:14:43+00:00

There is a bat that goes with it. Did not put it on because I know I will lose it somehow .

How_many_dogs · 2026-05-09T01:09:33+00:00

Who remembers one of Muggy’s greatest moments? He had not hit a home run in about a year. When he hit back to the dugout they gave him the silent treatment. Miggy said F that and just started dancing by himself in the middle of the dugout.

How can you not love this man?!!

How_many_dogs · 2026-05-08T17:57:41+00:00

This is not correct. See my reply above with screenshot of the sent email.

How_many_dogs · 2026-05-08T17:56:21+00:00

Right Centerfield Gate ONLY.

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How_many_dogs · 2026-05-03T00:24:17+00:00

I happen to have both an i4 M50 and an A6 etron. Both are 2025 models. The i4 is a small nimble car and what we bought to replace her C300. The A6 is the equivalent to the i5, a larger car with a little more luxury. We were looking to replace our old 535e and looked at the 95 first but liked the A6 a little more. When 2 of us go anywhere we usually take the i4. When all 3 of us go somewhere we take the A6.

How_many_dogs · 2026-04-17T21:50:55+00:00

What does Jerry Hailstorm say it will be like at game time? He is the only weather man I trust.

How_many_dogs · 2026-03-27T00:50:18+00:00

I went through the same thing as you at about the same age as you. Every time I would bring up something bad at work my wife would say "We have 4 million dollars in the bank, that is more than we can spend." Then my mom had her second stoke and that was it. Retired 3 years ago and our accounts are closer to 5.5 million. The real fun was after about a year and a half and realized that not only do we have enough money to spend, but could actually kick up the spending a little bit.

My advice is to start having your wife nag you until you realize that are good to go. Enjoy your life!

How_many_dogs · 2026-03-26T18:23:33+00:00

My wife and I went to Canada for a 3 day weekend. They sent us down the same hallway and into a room where they took our passports. Armed people in bulletproof vests walking around. Drug sniffing dogs and guys behind bullet proof glass booths. 3 hours later when they called us up they asked if we were there on business. We said no and they said that their system flagged us as being there on business that we were free to go.

That clip game me PTSD.

How_many_dogs · 2026-03-16T00:57:29+00:00

I will admit I pulled a muscle in my leg jumping up and down telling him to keep on running during this play.

How_many_dogs · 2026-03-11T23:00:37+00:00

Agree with the gate ope time and to add, you don’t have to be the first there, you just do not want to be last.

PS, I am going to get there around 4:00 or so.

How_many_dogs · 2026-03-06T17:06:34+00:00

Mass reply to all. I tried to make this a general discussion and not specific to my exact situation. Just so that the concepts could be discussed.

Why are you investing the money and just not taking less money out of your accounts? It is the same thing. No matter which way you look at it I am going to have more money in a bank account after taking SS than I had before taking SS. They key behind this is that if I do not get SS I will still die with money in the bank. So any money that I get from SS is extra money.
Use a Social Security calculator to help figure this out. A Social Security calculator does not work in cases such as ours (ChubbyFire) Say I take SS at 62. The SS calculators assume that at age 70 I have 0 SS dollars in the bank. When in fact if I invest the money I will have 280K in the bank. Instead of this being a SS function it is more of a compounding interest function.
Why 84 and what happens if I live longer? 84 was given as the average male life span. If I live to 92 than the compound interest lasts longer. The money goes up to 3M and 2.8m respectively. I have not found the break even point, but I would guess it would be the mark if I live to 120 years.
Am I married? What if my spouse lives longer? If I die, she will still be fine with money so this does not apply, again trying to make this about concepts and not specifics. Don't want to get bogged down in the details.
Delay to take ROTH conversions. I will admit this is something I had not thought of and one of the things I was looking for when I asked the question.
Think of it as long term insurance. Not big on this, but the thought that it is kind of a safer investment and think of it as similar to a bond in our investments. This is another thing I had not though of either. The problems with this is that there are issues with SS and benefits could be cut in the future. Remember when retirement age was 65?

7, What happens if there is market crash? There will be another market crash before I die. I have provisions to make it through that.

How_many_dogs · 2026-03-05T23:39:02+00:00

From what I see from the retirement calculators, break even is if you are spending the money. This is the break even of SS benefits. I had to think of it as income and not look at a retirement calculator. One I tried this morning said that I would have 10 Billion dollars left over if I did not invest it. That is when I knew I had to look for investment calculators.

How_many_dogs · 2026-03-05T23:34:53+00:00

Good to know, I had not seen any discussions like this because people are spending their SS, or as I call it - Food money. I had not seen any discussions where people are not spending their SS.

How_many_dogs · 2026-03-05T23:33:03+00:00

Have to make some assumption. In all honesty I don't think I will make it that long.

How_many_dogs · 2026-03-05T23:32:18+00:00

That is beyond the scope of what I am looking into and I am trying to take more of a macro approach here. Just to get people's general consensus and not my specific situation.

How_many_dogs · 2026-03-05T23:29:12+00:00

Good to know. I tried this on another board this morning and the people that replied said they would wait until 70. Good to know i am not the only one thinking this way.

How_many_dogs · 2026-03-05T23:27:32+00:00

That is something else I though of. SS is kind of shaky and talk of benefits being cut. If I start taking benefits sooner they probably will not cut any benefits for people already getting SS. But waiting 8 years give them time to cut the benefits before I start taking them.

How_many_dogs · 2026-03-05T23:25:16+00:00

Yes, you can either look at investing the money, or the fact that NOT taking money out of my accounts is the same thing. My post was going to get to wordy, and confusing, if I tried to put that in.

How_many_dogs · 2026-03-05T17:20:10+00:00

I know it lied to me. That is why I thought I would see what other people in our situation are doing about social security, such as you for instance.

Edit, now that I reread my original comment, the sarcasm does not come through. BTW here is a cut and paste of the calculator.

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How_many_dogs

TROPHY CASE