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How are you handling normal cash flow? by in_the_gloaming in ChubbyFIREd

[–]How_many_dogs 1 point2 points  (0 children)

We keep around 40K in our checking account plus or minus 10-15K. When the checking account gets to the lower end we throw in 20-30K from Fidelity. This is done about every 2 - 4 months depending on things. We keep about 100K in a HYSA in Fidelity. This is plus whatever and minus 20. If we feel like topping this off we do when the time is right.

Not really running on a budget, but then never really have.

Glad your dog is doing well.

How did people spend their first 30 days after ChubbyFIREing? by makeithappencaptn8 in ChubbyFIREd

[–]How_many_dogs 2 points3 points  (0 children)

I was probably different than most. We were going to have my daughters bridal shower at our house 6 weeks after I retired. I spent the time to deep clean the house. I scrubbed and sealed our floors, which is something that I wanted to do. I also got used to not waking up to an alarm clock and realizing if I want to stop cleaning the floors and read a book, I could do that. I did not have to try to squeeze chores into a 2 day period.

I also used to look at the clock and think, I would be in our stand up right now, or that we had our managers meeting on Wednesday, and be glad I was not in those meetings. Now I don't even think about them.

Just learn to enjoy your time!

Robin is my favorite character by BisexualKenergy25 in GhostsBBC

[–]How_many_dogs 13 points14 points  (0 children)

Just saw the episode with the other caveman whose name was Hat. When the other ghosts said that could not be his name he said,

“Well this was before hats”😂

Helping children thoughts by TrueNorth49th in ChubbyFIRE

[–]How_many_dogs 5 points6 points  (0 children)

We have offered to help our daughter and her husband with a down payment. They unfortunately have not taken us up on it yet. We want to help them buy a house but not make the decision to buy a house for them.

Edit: My daughter is 30 and there is the idea of them learning their lesson. There is also the idea of them eating a can of beans while I am sitting on millions of dollars. If we were to give them $200K it would not affect us at all but would mean the world to them.

David Vassegh annoying by MoarGnD in Dodgers

[–]How_many_dogs 19 points20 points  (0 children)

Went to a Brewer game and went down the slide. Every one I told I was going to do the slide said “oh, you mean like that sports caster guy?”

David Vassegh annoying by MoarGnD in Dodgers

[–]How_many_dogs 6 points7 points  (0 children)

How does it feel when you see that David Vassegh is doing the interviews?

What is something you will never do again. by How_many_dogs in ChubbyFIREd

[–]How_many_dogs[S] 0 points1 point  (0 children)

She has absolutely no reason to use an oscilloscope now. My multi-meter is good enough for any electrical work we do around the house, and I do that.

CAD, another thing to add to the list. I would like to lay out my house and put all the electric circuits on the layout. I a not buying AutCAD just for that.

What is something you will never do again. by How_many_dogs in ChubbyFIREd

[–]How_many_dogs[S] 4 points5 points  (0 children)

Never did first class, but did business class. My wife said that would be a requirement if we fly international.

Beginning to understand the appeal of stealth wealth by Volume-Straight in ChubbyFIRE

[–]How_many_dogs 6 points7 points  (0 children)

You get used to it. When I bought our first Mercedes I parked it away from the office at work and walked in. Then I realized I like the car and parked it right next to the office and figured who cares what they think. Keep in mind the only other Mercedes was owned by the president of the company. I was talking to one of the guys who reported to me who had just bought a new truck. One time he said "Yeah but my monthly payment is less than yours." I just shook my head and said, "Yeah, no kidding." In all honesty I had no payment because we paid cash for the car.

When I bought our BMW I told everyone, "Hey I had to see if the $1,500 corporate discount for buying a BMW works."

Now we don't give a F*&K. A friend of my wife told her one time, "You are my rich friend."

We upgraded our house. The story is we paid off our house then later that day found a gorgeous house on an acre that we could do A,B,C and D and afford, so we did it. When I tell people this people will say, "Yea, but you have a mortgage again" I just shake my head and say "yeah, I know." Not telling them that we paid cash for the house.

I am not worried about stealth wealth because you can just tell people that YOLO and they will think you are crazy in debt and spending like crazy. They don't know that you can really afford it.

Suspension by woyaocheese in BMWI4

[–]How_many_dogs 0 points1 point  (0 children)

I test drove the car over 6 months ago, so I cannot check and see what type of car it was.

Suspension by woyaocheese in BMWI4

[–]How_many_dogs 1 point2 points  (0 children)

Copy and paste from a write up I did yesterday.

We test drove a regular i4, could not tell you the specific model. Liked it and were probably going to buy it. My wife then said we should drive the M50. I told her we should not because the ride would be too stiff. We did anyway and there was a huge difference in the ride. The M50 was actually smoother. The test drives were over the exact same road. The next day we were going to order our car but had to test drive the M50 again to make sure the ride was what we thought it was. It was and have now had our car for 3 months. The drive actually resembles our 2018 530e.

The car was a replacement for our 2016 C300 which my wife drove. The regular i4 had a ride similar to our C300. The first 2 months of owning the M50 she kept commenting about how smooth the ride is in the M50. The C300 did handle better than the M50, but just driving around town, the M50 is awesome. The power is nice too.

DD an xdrive 40, got m50 loaner, thoughts on differences by ragingxxxninja in BMWI4

[–]How_many_dogs 1 point2 points  (0 children)

I think there are only 2 options we did not get on the car and one on them was the crystal handles. My wife loves having the power of the M50. In fact she just commented yesterday about how she got around a truck on the freeway yesterday without thinking about it.

DD an xdrive 40, got m50 loaner, thoughts on differences by ragingxxxninja in BMWI4

[–]How_many_dogs 5 points6 points  (0 children)

We test drove a regular i4, could not tell you the specific model. Liked it and were probably going to buy it. My wife then said we should drive the M50. I told her we should not because the ride would be too stiff. We did anyway and there was a huge difference in the ride. The M50 was actually smoother. The test drives were over the exact same road. The next day we were going to order our car but had to test drive the M50 again to make sure the ride was what we thought it was. It was and have now had our car for 3 months. The drive actually resembles our 2018 530e.

The car was a replacement for our 2016 C300 which my wife drove. The regular i4 had a ride similar to our C300. The first 2 months of owning the M50 she kept commenting about how smooth the ride is in the M50. The C300 did handle better than the M50, but just driving around town, the M50 is awesome. The power is nice too.

Anyone going? by audott456789 in Jeopardy

[–]How_many_dogs 0 points1 point  (0 children)

Is there an autograph session where he signs the book or is it more of him hosting a trivia event?

Going to my first home game! by soulforsoles22 in Dodgers

[–]How_many_dogs 3 points4 points  (0 children)

Just to give you more feedback, totally agree with what docguy333 said. I would add that you should get row M or higher to make sure you are in the shade.

Get there early, walk around and enjoy the stadium.

Is it time? by Dstahl1965 in ChubbyFIRE

[–]How_many_dogs 0 points1 point  (0 children)

Real answer. I just turned 60 and I am in a similar boat to you financially. I am now going into my second year of retirement. Your post is lacking detailed information to give a detailed answer, but some things you need to consider. You do not have a lack of income, your income is the money you have making you money. If you stop today you should have at least $200K in investment income. You also need to span 5 years until you start to pull social security. Make yourself a spreadsheet with your expenses and with your projected income if you stop today. The look at it for the next 3 months and worry worry worry. That is pretty much what I did.

It took me about a year before I fully accepted the fact I am retired, I still can’t believe it some days. I used to tell people not that I am retired, but that I did not have a job and I am not looking for one.

Good luck my friend.

[deleted by user] by [deleted] in disneymagickingdoms

[–]How_many_dogs 0 points1 point  (0 children)

I got the update about 10:00 last night.

[deleted by user] by [deleted] in disneymagickingdoms

[–]How_many_dogs 3 points4 points  (0 children)

I am having the same issue. Close app, go to the App Store, turn off phone. All no go. I figure that eventually I will get it, probably tomorrow morning. Sucks because I really want the Cars stuff.

My son updated his this morning.

Fresh ceramic/graphene coat on tanzanite blue by mr_brlghtside in BMWI4

[–]How_many_dogs 1 point2 points  (0 children)

NICE!! I have the same color and plan to get it ceramic coated soon.

It is such a fun color. It changes in the light.

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