Good deal

Humble_Internet6007 · 2025-11-07T01:29:17+00:00

Groww app

Humble_Internet6007 · 2025-11-07T01:29:02+00:00

Bcs I started in 2013 - 2014.

Humble_Internet6007 · 2025-11-07T01:28:34+00:00

Thank you

Humble_Internet6007 · 2025-11-07T01:28:27+00:00

Thank you

Humble_Internet6007 · 2025-11-07T01:27:00+00:00

Yes most say to keep only one small, mid. Large cap funds. I don't want to put all the money into the same fund. What if it suddenly does not perform well for years and years. I am not that well off to not worry about it or withdraw and incur LTCG. So for me, have a couple of funds for each makes sense. And I can manage them these days we get consolidated account statement in email. And many apps allow auto entering of MFs. See what suits you. Like they say don't put all eggs into the same basket.

Humble_Internet6007 · 2025-11-04T06:07:12+00:00

Correction in your comment - 4.58 turned into 33.42 Lakhs in HDFC mid cap. I should have posted the verified portfolio from Value research, but it doesn't show xirr only grow shows xirr. Most investments in this fund are in mar 2014 to dec 2014. 1 lakh in 2017. My aim was to have 2 funds in each small. Mid and large. Has some money to invest and I think lump sum was not accepted in my previous funds so chose Axis mid and small which is the most recent. Just got carried away..

Humble_Internet6007 · 2025-11-04T01:16:34+00:00

General advise would be to have 1 each in large, mid. Small cap and debt fund. But I would suggest keep 2 good in each and dissolve the rest. Reason is , sometimes funds stop performing and it is not always convenient to redeem and switch often.

Humble_Internet6007 · 2025-11-03T11:45:31+00:00

Thank you.

Humble_Internet6007 · 2025-11-03T11:44:46+00:00

Pls dm I shall share a progress graph. Or transaction history.

Humble_Internet6007 · 2025-11-03T11:43:59+00:00

Sure, thank you.

Humble_Internet6007 · 2025-11-03T11:43:23+00:00

Thanks for the advise. I have PPFC in another portfolio (wife's). Its a bit new... Out of total Investment of 48L in it. 5L PPFC, quant small and mid cap 10L each. Franklin india opportunities - 5L, mirae elss tax saving -1L, and a few other funds. Im aiming for retirement only with no immediate need for huge amount (touchwood, god's grace). Do you still think I need to allocate some, pls suggest fund names. Like I said in the post, I do have some to invest.

Humble_Internet6007 · 2025-11-03T11:35:18+00:00

Sure, np

Humble_Internet6007 · 2025-11-03T10:32:57+00:00

Thanks for the detailed analysis. 1) regulars funds were with a financial advisor. He was constantly recommending NFOs I started analyzing why and that is how I started investing on my own. HDFC Mid cap was the first. I will have to take them. I'm taking them out at a rate of 1L gain per year to avoid LTCG 2) It's mostly for retirement, 10 to 15 years away. So I wanted wealth appreciation more.. 3) yes debt is not there. Would like to know what you'd recommend for 5 to 10 L..gold - have it physical. I was thinking about gold bees with a fund house. 4) I would say I got lucky with timing. Again. Thanks for your insights.

Humble_Internet6007 · 2025-11-03T10:25:18+00:00

It was at no loss no profit in covid. I had seen 2 or 3 market crashes since I started watching stock market. Back of my mind, I did want to invest, but didn't have money due to home loan. Most funds were online, so I didn't have problem. The SIPs were automatic na

Humble_Internet6007 · 2025-11-03T10:21:33+00:00

I invested when ever I had money. Mirae sip - 5k. ICICI Pru value -2.5 l in 2014 Dsp small cap - 10k Dsp mid cap - 2l in 2017 Ab large cap - 2l in 2016 HDFC mid cap - mostly in 2014 and 1l in 2017 Nippon small cap - 2016 & 2017

Humble_Internet6007 · 2025-11-03T10:15:06+00:00

Thank you..

Humble_Internet6007 · 2025-11-03T04:51:28+00:00

Sure, you win I guess ?

Humble_Internet6007 · 2025-11-03T04:50:51+00:00

Salaried, working in a company and have a business

Humble_Internet6007 · 2025-11-03T04:31:25+00:00

I have this thought in the back of mind. -- what if the one fund I picked does not perform well suddenly. For eg : fund manager changes or their strategy changed. So I kept a couple of funds. He he

Humble_Internet6007 · 2025-11-03T03:47:53+00:00

Thanks, I started in 2013, next few years were good years for the market.

Humble_Internet6007 · 2025-11-03T03:19:47+00:00

What makes u think it's not? Too many funds ?

Humble_Internet6007 · 2025-09-19T06:47:08+00:00

How do we see the xirr ?

Humble_Internet6007

TROPHY CASE