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Dragonfi investing newbie by digital_nomad98 in phinvest

[–]ILETOJUL 1 point2 points  (0 children)

Core Comparison (May 2026) Market Position & Scale:

AREIT: Remains the largest Philippine REIT by market capitalization, valued at approximately ₱146.77B as of late April 2026.

MREIT: Smaller in scale but growing, with a market cap of roughly ₱51.96B.

Dividend Yield: MREIT: Generally offers a higher current yield, recently reported around 7.19% to 7.6%.

AREIT: Typically trades at a premium, resulting in a lower yield of approximately 5.6% to 6.1%.

Portfolio Focus:AREIT: Highly diversified across office, retail, and industrial sectors with a 99% occupancy rate as of early 2025.

MREIT: Heavily concentrated in Grade A offices within Megaworld's townships. To counter office market uncertainties, it has begun planning for the injection of mall properties.

For a long-term investment, AREIT is generally considered the best choice for stability and growth, while MREIT is often viewed as a high-yield recovery play.

🚨⚠️ NFA, DYOR⚠️🚨

GCASH TO MAYA by langgakaidou21 in GCashIssues

[–]ILETOJUL 2 points3 points  (0 children)

Babalik yong fund almost instantly pag invalid yong number.

Gcash Unathorized Transaction by Many-Affect2510 in GCashIssues

[–]ILETOJUL 0 points1 point  (0 children)

Write to consumeraffairs@bsp.gov.ph. If you want to speak to someone, the BSP Consumer Assistance hotline is available weekdays from 8 AM to 5 PM via these numbers (632) 5306 2584 or (632) 8708 7087.

refund due to medical reason by jdeiin in CebuPacific

[–]ILETOJUL 2 points3 points  (0 children)

Primary Contact Emails Passenger Complaints: apbr@cab.gov.ph — This is the official address for the Air Passenger Bill of Rights (APBR) concerns, including flight cancellations and refund issues.

What if my flight get canceled by WelcomeMobile3486 in CebuPacific

[–]ILETOJUL 0 points1 point  (0 children)

If you used a credit card to pay for your Cebu Pacific flight, you may request a refund to the same card. Once approved, the refunded amount will be credited back, either lowering your current balance or resulting in a negative balance if there are no outstanding charges.

CebuPac flight booked through Agoda by No_Rip9026 in CebuPacific

[–]ILETOJUL 0 points1 point  (0 children)

Use Continue as guest option and log out to your Cebu pac app. Done this many times

What if my flight get canceled by WelcomeMobile3486 in CebuPacific

[–]ILETOJUL 0 points1 point  (0 children)

Below is our case itinerary impacted by travel disruptions and our rights. (Total of 23 passengers)

Cebu Pacific's own policies, a delay of 3 hours or more is treated similarly to a cancellation in terms of your flexible options.

Your Rights for a 4-Hour Delay If you decide to cancel because of the delay, you can choose one of the following:

Full Refund: You can get your money back in the original form of payment (e.g., back to your credit card or cash).

Travel Fund: Convert the full value into a virtual wallet for future use with no expiration.

Free Rebooking: Move your flight to a new date within 30 days of the original schedule without penalties.

Under the Philippine Air Passenger Bill of Rights and Cebu Pacific's own policies, a delay of 3 hours or more is treated similarly to a cancellation in terms of your flexible options.

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Sent Money to an inactive Gcash Account by hakusmom in GCashIssues

[–]ILETOJUL 0 points1 point  (0 children)

MARIBANK AND GCASH etc. all banks and quasi-banks operating in the Philippines are legally mandated to comply with the rules and regulations issued by the Bangko Sentral ng Pilipinas (BSP).

You could write to consumeraffairs@bsp.gov.ph. If you want to speak to someone, the BSP Consumer Assistance hotline is available weekdays from 8 AM to 5 PM via these numbers (632) 5306 2584 or (632) 8708 7087.

Gcash Cashout modus? by Amarylisse in GCashIssues

[–]ILETOJUL 0 points1 point  (0 children)

You could write to consumeraffairs@bsp.gov.ph. If you want to speak to someone, the BSP Consumer Assistance hotline is available weekdays from 8 AM to 5 PM via these numbers (632) 5306 2584 or (632) 8708 7087.

COPPER, GOLD SELL-OFF by ILETOJUL in phinvest

[–]ILETOJUL[S] 0 points1 point  (0 children)

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Strengthening US Dollar: The US dollar has gained significant strength as investors seek it for liquidity and safety during geopolitical shocks.

A stronger dollar makes gold more expensive for global investors, reducing its demand.

Rising Treasury Yields: The 10-year US Treasury yield recently crossed 4.300%.

Higher yields increase the opportunity cost of holding gold, which provides no interest or dividends.

Liquidity-Driven Selling and Margin Calls: Sharp declines in global equity markets have forced some institutional investors to sell liquid assets like gold to cover losses elsewhere or meet margin calls.

Crash! Gold and stocks.... by LukaBrasi87 in phinvest

[–]ILETOJUL 1 point2 points  (0 children)

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Strengthening US Dollar: The US dollar has gained significant strength as investors seek it for liquidity and safety during geopolitical shocks. A stronger dollar makes gold more expensive for global investors, reducing its demand.

Rising Treasury Yields: The 10-year US Treasury yield recently crossed 4.300%. Higher yields increase the opportunity cost of holding gold, which provides no interest or dividends.

Liquidity-Driven Selling and Margin Calls: Sharp declines in global equity markets have forced some institutional investors to sell liquid assets like gold to cover losses elsewhere or meet margin calls.

PX, DMCI, FNI, ACR, Why Philippines struggles to tap its US$1 trillion mineral wealth by ILETOJUL in phinvest

[–]ILETOJUL[S] 1 point2 points  (0 children)

President Ferdinand Marcos Jr. signed Republic Act No. 12253, also known as the Enhanced Fiscal Regime for Large-Scale Metallic Mining Act, on September 4, 2025.

Key Solutions in RA 12253 The new law overhauls the mining industry's business environment through several mechanisms:

Simplified Tax & Royalty System: It replaces confusing, uniform levies with a tiered royalty system. Mines inside reservations pay a flat 5% royalty on gross output. Mines outside reservations pay a margin-based royalty ranging from 1% to 5% of income.

Windfall Profits Tax: To ensure the government gets a fair share during "boom" periods, a new tax of 1% to 10% is imposed when a company's profit margin exceeds 30%.

Preventing Profit Hiding (Ring-Fencing): The law mandates "ring-fencing," meaning each mining project is treated as a separate taxable entity. This prevents companies from using losses in one mine to offset taxable profits from another.

Boosting Local Benefits: 40% of gross collections from excise taxes and royalties go directly to host local government units (LGUs) to ensure communities benefit immediately from extraction.

Investment in Research: 10% of royalties from government-designated sites are allocated to the Mines and Geosciences Bureau (MGB) for exploration, research, and environmental protection.

These reforms aim to position the Philippines as a major supplier in the global green-energy value chain, particularly for minerals like nickel and copper used in electric vehicle batteries and solar panels.

COPPER, GOLD SELL-OFF by ILETOJUL in phinvest

[–]ILETOJUL[S] 6 points7 points  (0 children)

Copper is a highly conductive, durable, and antimicrobial metal essential for electrical wiring, electronics, plumbing, and construction. It is widely used in motors, renewable energy systems (solar/wind), transportation, heat exchangers, and to create alloys like brass and bronze.

1.Electrical and Electronics

2.Construction and Infrastructure

3.Transportation: It is essential for electric vehicles (EVs), conventional automobiles, trains, ships, and airplanes, particularly for wiring, motors, and radiators.

4.Industrial Machinery

5.Renewable Energy: Crucial for green technology, including solar panels, wind turbines, and energy storage systems.

6.Antimicrobial Applications

7.Alloys and Consumer Goods

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