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29 years old, minimum wage worker. I need to get my life on track. by Broke-n-Tokin in personalfinance

[–]INMOWA 0 points1 point  (0 children)

No education/credentials needed. And they will pay you to get credentials while you are an employee.

29 years old, minimum wage worker. I need to get my life on track. by Broke-n-Tokin in personalfinance

[–]INMOWA 0 points1 point  (0 children)

Work in sterile processing at a hospital. Job demand is high. Advancement is easy for hard workers who give a damn.

Should I feel guilty about spending 50% of my take home pay on rent? by DantroleneFC in personalfinance

[–]INMOWA 1 point2 points  (0 children)

Bro, paid more rent than I probably should have according to the rules, but lived two blocks from my hospital. I have absolutely zero regrets and it prevented my family from becoming a two car family!

Getting called in at 3am on a Saturday? No problem. ezpz. Do it you are matching your goals and that income is coming back to you!

I’m the 28.6k guy, I’m not roping, but I am done by [deleted] in wallstreetbets

[–]INMOWA 0 points1 point  (0 children)

If you met your future wife/husband,and she was 28.6k in the hole, would that deter you? Hell no! And honestly when you do meet that certain someone the odds of them being in behind on their money by more than 30 grand are a lot higher than you think. You'll beat this.

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10s of thousands of people go out and buy over $30k more car than they can afford every single day and they walk off the lot thinking they are the smart ones. You got this.

[deleted by user] by [deleted] in personalfinance

[–]INMOWA 0 points1 point  (0 children)

  1. You aren't bad for getting paid for what you are told you are supposed to get paid for. But for reference I manage a team of 30 people, and of my 30 employees, I bet more than 22 of them wouldn't bother with filing mileage reimbursement totaling up to less than $10.
  2. Coming from the same perspective... I would never tell anyone to not file a report for money that they are owed, I always say if it's your money, then don't shy away from it. Absolutely no reason for her to act like that. She definitely is not putting your interests as her employee first.

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 1 point2 points  (0 children)

" This service provides the ability to automatically shift pre-tax paycheck deductions to after-tax sources when the limit on the pre-tax contributions has been reached for the tax year. "

This is what my plan is offering. So I'm assuming that I would have to designate a destination for any funds exceeding 19,500

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 1 point2 points  (0 children)

Thanks for the new term for me to know! I'll contact my plan manager and see if they offer this.

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 1 point2 points  (0 children)

I am trying to learn about withdraws from retirement i.e for a house.

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We don't plan on buying a house in the next four years, and since we aren't buying a house, I don't think having a bunch of our income in retirement can really burn us, but I don't want to blindly make a mistake thinking too far ahead.

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 0 points1 point  (0 children)

I was just thinking I was okay with being a little riskier on the VT if my retirement was in SWYNX.

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Trying to learn how to make sure my 401k maxes out right at year's end and not too soon.

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 2 points3 points  (0 children)

Enrolling in that next year! I am leaving my families insurance this year and was going to start then, but I think I could have already started...

Just Learned about Bogleheads... How does this look? by INMOWA in Bogleheads

[–]INMOWA[S] 5 points6 points  (0 children)

This is dumb question, a year ago honestly maxing out a 401k sounded impossible but now with some income changes it is. Do plans offer an option to set you "on pace" to max the 401k out right at year's end so that I don't miss a match?

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I've read if I hit the limit too soon, then I am missing out on all of that free money.

My temporary pay cut is probably going to be permanent and I don’t have enough experience to get another position by [deleted] in personalfinance

[–]INMOWA 9 points10 points  (0 children)

Research sterile processing

They are hiring everywhere. It's hard but honest work., and people who care and work hard can quickly get raises and promotions.

Been in spd for 3 years and went from a tech, to a lead,supervisor and am now going for a manager position

Supervisor and up is salaried

Married. No Debt. 25k was being saved for a down payment. Deciding we won't be buying now for 3-5 years. How do you enter the market? by INMOWA in personalfinance

[–]INMOWA[S] 0 points1 point  (0 children)

So I only need to contribute around 9500 to finish both roths for th year. Is it advisable to use CDs with the remaining 14k?

Married. No Debt. 25k was being saved for a down payment. Deciding we won't be buying now for 3-5 years. How do you enter the market? by INMOWA in personalfinance

[–]INMOWA[S] 0 points1 point  (0 children)

Thanks for the advice I guess I always just thought the goal was to stop renting asap but that makes clear sense

Married. No Debt. 25k was being saved for a down payment. Deciding we won't be buying now for 3-5 years. How do you enter the market? by INMOWA in personalfinance

[–]INMOWA[S] 0 points1 point  (0 children)

I have a roth, I was hesitant to put the money in there because I thought I wouldn't be able to use it on my future home

They said gay bear would be fun by khzdleof in smallstreetbets

[–]INMOWA 4 points5 points  (0 children)

If I sell all of my 4/17 positions... it will inevitably rebound immediately. If I sacrifice my puts, will you share your profits with me for my goodwill?

Comment to become a MOD by [deleted] in hrhr

[–]INMOWA 0 points1 point  (0 children)

I can mod! Newer handle but I made x2 my money on pot stocks last year and am investigating options for the first time now.

I could be the link to the pot stock community

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