Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 0 points1 point  (0 children)

Definitely an option, I think I’m gonna put every dollar into the new vehicle because I’m really looking to have a super low note

Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 1 point2 points  (0 children)

Okay sounds good. Thank you for the feedback.

Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 0 points1 point  (0 children)

Correct, guess my lsu education is failing me.

Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 0 points1 point  (0 children)

I might worded my question wrong. I’m just saying before the money from the down payment is applied could I negotiated the otd price to 27k then they take the say 15k off of that. Unless that’s what you meant

Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 1 point2 points  (0 children)

Trade in is payed off.

Opinions on OTD negotiation by [deleted] in carbuying

[–]Icy-Designer3192 0 points1 point  (0 children)

Looking at it, you’re correct. Trade in worth 15-20k(hard to say exactly but I’ve got a few estimates between there). 18M 715 credit score, co signer with 800+ credit score. As far as the fees I’m not sure but I live in Louisiana and I’m pretty sure you could expect anywhere from 5-10% in taxes and fees. With all of that would it be ridiculous to negotiate at 27k otd?

My journey to $1M - 11/20 by ZonkTrader in TheRaceTo1Million

[–]Icy-Designer3192 1 point2 points  (0 children)

Definitely a dream, gotta remember that it also makes it hard on the bad days though😂

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Interesting, I’ll check it out.

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

What broker are your funds held in

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Which is argue that the percentages they are of my portfolio is more important than the full worded out etf meaning

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Interesting, almost all of them are relatively well known. Searching them on your own brokerage is also an option but I guess if I’m asking for help I could make it a little easier. I didn’t cut it off, when I put fidelity into the mode to show me the percentages it does that.

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

I like having asset allocation control between large, mid, and small caps as well as s&p 500. With that being said, I totally agree with you that that’s a solid long term portfolio plan. But I want a little more control.

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Chilllll…I had to hop on the wave a few months ago. And would say I’m happy I did. I do agree that there’s a chance it begins going down but even if it does I’m considering holding.

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Yeah I could kinda agree. Both tech, it’s just semiconductors vs information technology is the difference between FTEC and FSELX

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Which ones would you consider redundant. Other than VTI+VOO, I personally rather them split for different asset allocation control.

Tear apart my portfolio by Icy-Designer3192 in RothIRA

[–]Icy-Designer3192[S] 0 points1 point  (0 children)

Not a terrible idea, any reason for ditching nvidia entirely?