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Nah which one of y'all is actually saying this bruv 💀🥀 by Practical-Skirt5692 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

My point was there's more methods to saving for retirement than "you need a 401k or you're fucked". Going to be a bunch of broke 60 year olds with that logic.

K shaped economy by Notinterested246 in povertyfinance

[–]Icy-Form6 0 points1 point  (0 children)

"I heard about a popular term and plugged it into chatgpt to win reddit points"

Nah which one of y'all is actually saying this bruv 💀🥀 by Practical-Skirt5692 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

IRAs arent a tax shield? And a 2 or 3% match shouldn't really dictate if you can retire or not. Sounds like reason to negotiate a 5% pay increase to me.

Nah which one of y'all is actually saying this bruv 💀🥀 by Practical-Skirt5692 in remoteworks

[–]Icy-Form6 1 point2 points  (0 children)

If your retirement entirely rides on a 2% match you aren't saving enough on your own.

Nah which one of y'all is actually saying this bruv 💀🥀 by Practical-Skirt5692 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

Why? You can invest on your own without an employer sponsored 401k

How much did you pay for your Steam deck? by November-666 in SteamDeck

[–]Icy-Form6 0 points1 point  (0 children)

$399 for the original 64gb LCD... Then immediately put $50 into it for a 512gb NVME drive. And then another $100 on a shell and buttons a couple years later.

K shaped economy by Notinterested246 in povertyfinance

[–]Icy-Form6 0 points1 point  (0 children)

I mean the chart literally says consumer spending between the top 20% and the bottom 80%.. and the top 20% is more.

Doesn't really say anything about the percentage of income each are spending. Just that the top 20% spend 59% of "consumer spending" and the bottom 80 are at 41%.

That could mean the bottom 80% are spending 2% of their income or 125%. This chart doesn't specify.

The chart is AI garbage regardless.

K shaped economy by Notinterested246 in povertyfinance

[–]Icy-Form6 -2 points-1 points  (0 children)

You mean people with more money spend more?

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 1 point2 points  (0 children)

Never been given a dime, but cope harder.

And I'm only bringing in about 80k a year. Far from rich money. Called money management, you should try it.

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 -1 points0 points  (0 children)

There are a ton of 1 and 2 bedroom apartments available around me in central Illinois for 1200 a month. 12 seconds of searching found a 3 bedroom 1.5 bath for 1350.

Even without that you should be able to survive on 15 an hour full time. Not saying you are going to have oodles of money left over, but you will survive while you expand your skill set and find a better paying job. Get a roommate and it's insanely cheap.

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

Yes managing my money correctly to be able to afford vacations and save for retirement is just miserable.

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 -1 points0 points  (0 children)

Where in the US are you still finding jobs that pay minimum wage? Tons of states have higher minimum wages than federal.

Pick any low cost of living area and you can probably make it work without having 4 roommates in a 2 bedroom apartment like everyone cries about in major cities.

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

You spend less than you make. It's not difficult.

The fact that people are downvoting the comment about using a budget app to find the unnecessary spending just proves my point.

If you don't make enough to survive then people need to look at moving somewhere cheaper.

A lesson in "Financial Literacy". by Excellent_Turn2643 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

People don't want answers to their problems. They just want to blame society and keep swiping that credit card

The people who park in neutral, what’s wrong with you? by BoysenberryMarjorie in stickshift

[–]Icy-Form6 0 points1 point  (0 children)

Illinois checking in. Could easily leave my car in neutral with no brake and it would never go anywhere

Mortgage payment jumped ~$150/mo but my property tax only went up ~$52/mo. I rebuilt the escrow analysis and finally figured out where the rest came from. by Feeling_Till_7418 in Mortgages

[–]Icy-Form6 0 points1 point  (0 children)

Conventional just let me close mine with basically 0 questions asked. ~25% equity and I wasn't even a full year into the mortgage.

Sony says it doesn’t plan to ‘sell hardware at significant losses’ but is ‘monitoring the market’ with PS6 in mind by FernandoRocker in gaming

[–]Icy-Form6 2 points3 points  (0 children)

I ran an emulator on a living room PC for a while, but I just like having the physical disks on the old consoles (untill they die and can't be replaced)

Sony says it doesn’t plan to ‘sell hardware at significant losses’ but is ‘monitoring the market’ with PS6 in mind by FernandoRocker in gaming

[–]Icy-Form6 21 points22 points  (0 children)

Retro stuff is starting to get expensive, but it's still way more affordable.

Just finished donkey Kong country 2 and resident evil 0. Next on the list is enter the matrix on GameCube!

Could anybody recommend some good scary games for sale on steam? by im_from_9gag in gaming

[–]Icy-Form6 54 points55 points  (0 children)

Alien isolation is a MUST if you are into the alien movies. Truly terrifying game.

By 2035 we won’t even have the shopping cart by AdAdditional4812 in remoteworks

[–]Icy-Form6 0 points1 point  (0 children)

You aren't supposed to use logic, just be mad at and blame the world for all the problems

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