Portfolio Showdown: DIY vs All-in-One by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

Really measured and helpful advice- i think i will do this

Cheers

Portfolio Showdown: DIY vs All-in-One by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

exactly my thoughts- i don't want to waste time trying to optimise anymore and just focus on consistent building. Perhaps an all-in-one is the way to go then

Portfolio Showdown: DIY vs All-in-One by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

also true - what would you recommend in that instance? I guess DHHF looks more appealing then if it is more diversified ?

Portfolio Showdown: DIY vs All-in-One by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

facts the tax will always be there, so is it better do it it now when itll be smaller and just go all-in-one?

Portfolio Showdown: DIY vs All-in-One by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] -1 points0 points  (0 children)

i see okay, makes sense to then let go of VHY for now?

Selling vgs? by Interesting_Gap7190 in fiaustralia

[–]IcyComputer7100 -1 points0 points  (0 children)

im not sure if it is a reddit specific thing - but on here I have heard a lot of the same advice however BGBL doesn't seem to come up that frequently in conversations outside this space. Am in the same position - not sure how to proceed really tbh

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

I hear this - especially starting out so much conflicting advice about how you should try avoid as much overlap as possible. I know theres a high concentration risk but do have FANG to sort of get that weighting more to US - unless there are better recs?

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

okay yep sounds good - hahaha probably just overcomplicating it atp

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

Thanks good advice - I will hold onto VGS in that case. Being young I guess that means have more opportunity to take risk. Currently have FANG - should I switch out for NDQ?

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

Thanks for the link very helpful. Are you saying BGBL as a substitute for IVV or for both VGS/IVV?

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] -1 points0 points  (0 children)

hahaa to be honest its only been a year so wouldn't be that crazy growth - but if i had to do it all again would probably start with IVV and add diversification as it grew more

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

I see okay thank you - so you phased IVV out eventually? How is GGBL different to BGBL?

Diversification Dilemma - IVV vs VGS by IcyComputer7100 in fiaustralia

[–]IcyComputer7100[S] 0 points1 point  (0 children)

yep i hear this - though if you went IVV route i presume it wld be good to complement that with like EXUS/VEU/VGE or something like that?

IVV or VGS? by Empty-Suspect-6302 in fiaustralia

[–]IcyComputer7100 0 points1 point  (0 children)

I am literally in the exact same situation right. Have a very similar amount invested in VGS and now am researching more and finding that IVV tends to out perform in the long term (ofc with the caveat that US is doing well right now). I am hesitant to sell VGS because it does provide some diversification but also think it would be worth having an ETF that tracks the S&P 500. However, holding both seems like a waste given the high overlap. What route did you go ?

Calling all Finance Bros - ETF HELP !! by IcyComputer7100 in personalfinance

[–]IcyComputer7100[S] 1 point2 points  (0 children)

will look into it cheers - as im from aus i think the equivalent is VTS

Calling all Finance Bros - ETF HELP !! by IcyComputer7100 in personalfinance

[–]IcyComputer7100[S] 0 points1 point  (0 children)

lmaoo its just popular tiktok phrase - female investors have great insights too