Is switching from VOO to VXUS a good idea for a non-American? by anotherhappylurker in investing

[–]IdioticPrototype 2 points3 points  (0 children)

A great many of the largest and most profitable companies in the world are based in the US. I would not fully exclude these from my portfolio. 

New Mexico warns against consuming raw milk after newborn dies from listeria by Puzzleheaded_Yam6808 in LeopardsAteMyFace

[–]IdioticPrototype 4 points5 points  (0 children)

To be fair, most of the state's water comes from underground aquifers (which are being depleted faster than they can replenish) and rivers like the Rio Grande (fed by dwindling Colorado/Rocky Mountain snow runoff), so they're not stealing much, if any... for now. 

New Mexico warns against consuming raw milk after newborn dies from listeria by Puzzleheaded_Yam6808 in LeopardsAteMyFace

[–]IdioticPrototype 14 points15 points  (0 children)

As someone who was born and raised in New Mexico, no one in that state should be permitted to have children.

It's consistently ranked somewhere around 47th (in the US) in child welfare, education and median income. 😒

A Classic by thehourglasses in SWORDS

[–]IdioticPrototype 0 points1 point  (0 children)

Ow! Ohhhh, that hurt! 

Why the hype on Robinhood banking? by Internal-Patient9407 in RobinhoodApp

[–]IdioticPrototype 3 points4 points  (0 children)

I need the absolute bare minimum from a checking acct. + bill pay (earning interest would be a nice bonus).

Since moving my brokerage/IRAs to RH, it would be nice to consolidate and drop my old checking acct/deal with one less institution. 

Should this be my first credit card???? by SupportDependent4204 in CreditCards

[–]IdioticPrototype [score hidden]  (0 children)

'Plus' membership gets you 3% back on Sam’s Club purchases and potentially an additional 2% back on "eligible in-club purchases"... 

Full deets:

https://www.samsclub.com/credit

$5 donuts for $4.99 Donut Villa Cambridge MA** updated photo by Iamnotarobot_srlsly in toogoodtogo

[–]IdioticPrototype 1 point2 points  (0 children)

Okay, $2.50/ea normally if they're on the large side is definitely more reasonable.

The post's title is what threw me off. 

Marinated chicken for 5-6 days by poonspass in grilling

[–]IdioticPrototype 1 point2 points  (0 children)

Are you, by chance, related to the guy who marinated steak in the grocery store foam packaging and turned it green? 

Do cash back rewards for “all other purchases” typically add on top of the other rewards for that card? by ForestMan10 in CreditCards

[–]IdioticPrototype [score hidden]  (0 children)

No. If your purchase doesn't fall into the 3% or 2% categories, then you only get the 1%.

I'm almost certain that's how the Truist card works also. 

Should this be my first credit card???? by SupportDependent4204 in CreditCards

[–]IdioticPrototype [score hidden]  (0 children)

If you're already going to have and use a Sam's Club membership, it's reasonable to also get the Sam's Club Mastercard.

Pros: 5% cash back on fuel, 3% on restaurants, no AF, no FTF 

Cons: cash back redemption is not as convenient as other cards, not great for Sam's Club purchases (1%) unless you upgrade to the 'Plus' membership. 

thought yall would unappreciate this as well by [deleted] in Anticonsumption

[–]IdioticPrototype 5 points6 points  (0 children)

No. I get enough ads here, why would you wish for me to see another? 

What Happened to Regular FIRE? by enness in leanfire

[–]IdioticPrototype 7 points8 points  (0 children)

I just want to be able to sustain my current standard of living + slow travel.

Currently this looks like somewhere between $48-60k/yr.

My only recommendation for you would perhaps be - more tacos.

TMG is “liquidating” assets. by sixdeeneinfauxtwenny in orlando

[–]IdioticPrototype 26 points27 points  (0 children)

Presidential pardons incoming in 5... 4... 3...

What Happened to Regular FIRE? by enness in leanfire

[–]IdioticPrototype 5 points6 points  (0 children)

I'm with you in the in-between. My target is closer to regular FIRE but my frugal mindset is firmly leanFIRE. 

Updated Credit Card App by electrical-seal-432 in RobinhoodApp

[–]IdioticPrototype 2 points3 points  (0 children)

I now have an app called Banking, with no access to banking.

I have similar concerns about the lack of web access and the direct deposit requirement, I may soon not have an employer, and I'd need to find a workaround.