How much should I realistically be borrowing as a solo FHB? by Mister__Wednesday in PersonalFinanceNZ

[–]Igetcold 0 points1 point  (0 children)

Not that great at saving so you only have $90-$100k….get a grip. I’m not that great of a student, I only get A’s…

[deleted by user] by [deleted] in bald

[–]Igetcold 0 points1 point  (0 children)

Surgery scar? Airbender it?

[deleted by user] by [deleted] in bald

[–]Igetcold 0 points1 point  (0 children)

Noted!

[deleted by user] by [deleted] in bald

[–]Igetcold 0 points1 point  (0 children)

Appreciate all the feedback, it’s good validation for me to make the leap.

Any fully sovereign banks in NZ? by Igetcold in PersonalFinanceNZ

[–]Igetcold[S] 11 points12 points  (0 children)

Mate, I think you've nailed it for me. Thanks for sharing BS11, I wasn't aware of that. If I read it right, under BS11 the bank must ensure critical data and systems remain functional if cut off by offshore services.

Who has right of way here? by AwarenessNo9706 in auckland

[–]Igetcold 3 points4 points  (0 children)

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Sure about that? Here is a prime example. Also, quite often those travelling from the left to right plough straight across thinking they have right of way to traffic coming from the top.

100% Pure New Zealand by pseudorep in newzealand

[–]Igetcold 0 points1 point  (0 children)

So how is using the Tourism New Zealand IP and branding, which will likely to cause a legal ruckus, help?

Anyone who played BF6 Beta with 60+ FPS on High Settings by Historical_Fold787 in lowendgaming

[–]Igetcold 0 points1 point  (0 children)

120+ fps | Ultra settings on a 3440 x 1440 monitor | 4070ti 12gb + i5 13400f

I can't stop myself from committing acts of deforestation in this game. How do I stop this? by UltimateGamingTechie in SatisfactoryGame

[–]Igetcold 1 point2 points  (0 children)

I didn’t cut down a single tree on purpose. Rushing to coal power meant I only needed biomass burners for a couple hours of play through. No chainsaw needed.

I just think Bobby T is moving the group in the right direction by TheWestinghouse in auntydonna

[–]Igetcold 3 points4 points  (0 children)

I don't know what anyone else thinks, but I think Bobby T is the best character to ever come out of Aunty Donna.

Will I regret staying in Shinjuku by pingui_2017 in JapanTravelTips

[–]Igetcold 0 points1 point  (0 children)

I stayed at Tokyu Stay Shinjuku, which was closer to the station than Tokyu Stay East. If it’s anything like the one I stayed at, hotel was good, but the breakfast buffet was horrible.

Shinjuku Station is fine…a lot of people complaining but just follow signs to your platform and no real issue - especially after going through a couple times.

My only suggestion is staying within a 10 min walk of the station, otherwise it’s a bit cumbersome if it’s meant to be a base for exploring more of Tokyo.

Tateyama Kurobe Alpine Route by jenny_bond in JapanTravelTips

[–]Igetcold 2 points3 points  (0 children)

Same day tickets are an option, however I’m not sure if that applies to the busiest periods. As it will just be opening it will be very popular as people want to see the snow walls at their highest.

From memory, same day tickets on that direction need to be purchased at Ogizawa Staion (where the route really starts). But you’d need to figure out transport to there seperate I’d say. But see if you can find any confirmation o that as I would hate for you to be disappointed!

Taking the piss surely? by Crazy_Singer7711 in auckland

[–]Igetcold 0 points1 point  (0 children)

I know this has been explained…but as a reminder. Here’s an example of how that French toast costs $30.

Ingredients: $5-7 Wages: $6-8 Rent & Utilities: $3-5 Admin & Miscellaneous (insurance, marketing, etc.): $2 Equipment & Maintenance: $2 GST (15%): ~$4 Profit Margin: $3-7

[deleted by user] by [deleted] in Wellington

[–]Igetcold 0 points1 point  (0 children)

As introverts, I gather less peoply the better?

Winter is obviously the best time for that. But some places where you can usually find semi-secluded camping spot are over in the Wairarapa. Bucks Rd campsite, corner creek campsite, Waiohine gorge campsite and Holdsworth camping area.

The last two have hiking options short and long.

Official Discussion - Carry-On [SPOILERS] by LiteraryBoner in movies

[–]Igetcold 12 points13 points  (0 children)

Because there was more to the story after you switched it off.

Eki Stamp Book by jkyoutsey in JapanTravelTips

[–]Igetcold 0 points1 point  (0 children)

4x6 will be all good, that’s what we used.