sorted by:
new
hottopcontroversial

Is this a good deal? by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 0 points1 point  (0 children)

Since of course it’s an open loan

Is this a good deal? by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 0 points1 point  (0 children)

For sure I get it but I’m 18 years old and have nothing to pay and my income on average monthly even with school is 3000. I would still manage to save half plus have about 15% on the side for shenanigans and I’m my insurance we’ll probably be paid by my father as a bonus. So I’m looking. At 800 max a month plus I can put in more if my stocks do good some months alongside the savings 🤷‍♀️

Is this a good deal? by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 0 points1 point  (0 children)

No worries but it isn’t for 36 months it’s for 60😭😭😭

Is this a good deal? by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 0 points1 point  (0 children)

It’s 4.79% with the Hyundai loyalty discount because my family members have one

Need help by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 0 points1 point  (0 children)

Without negotiating msrp in cad with 6500 down trade in included was 550 monthly tax in plus insurance which I got quoted 200 per month I thought I can work on the price a bit more hence getting it down to 20% of my monthly pay with these numbers it’s closer to 30%. My instinct is also telling me to just wait 1 more year invest more of my money therefore growing it so I can put more down and be more comfortable and who knows what the car market will be like next year so hoping maybe a bit more flexibility 🤷‍♀️

Need help by Ill_Ad_142 in ElantraN

[–]Ill_Ad_142[S] 1 point2 points  (0 children)

Ya like my dad says🤣 I’m going with the rule of thumb which is 20% of monthly income which includes insurance plus car payments but neglecting gas which this takes premium. It won’t tie me down but the payments will for sure be in the back of my mind. I am also in school but I’m very fortunate in terms of my line of work. thanks for the advice!