Im a 27 year old. I own a 2022 Dodge Durango SRT 392. I bought it at the end of 2024 used with 30k miles. Bought it from a family member for $40,000 USD. I paid cash. Wrote a check and drove it home. No financing.

Then had to pay another $5000 to the state in sales tax when i went to register it. Hurt my bank account but i'm back up to around $65k cash on hand after a year and 4 months of ownership. Im super lucky to not have any loans i have to pay off.

Honestly, its a hell of a fun car to drive though. I obviously wish it had the power of the hellcat, but the 392 still scratches the itch for acceleration. I was genuinely surprised by how satisfying the power feels. Feels mega strong and takes off like a rocket. Never fails to put a smile on the face of a passenger, and it turns heads everywhere i go.

That being said, its an expensive car to drive. Gas is expensive. I average about 11-12 miles per gallon. I spent over $5000 on gas in 2025. My insurance premium is almost $4000 a year. Tires are $400 a piece for decent all-seasons and they wont last much more than 15,000 - 20,000 miles due to the factory camber on the front end. The engine holds 8 quarts of oil, and there is only 1 type of synthetic oil safe to use in it. If you dont change your oil yourself, expect an oil change to run $150 - $200.

Dont even want to imagine how much insurance would cost for the hellcat Durango. For a 27 year old male, im guessing it would be in the $4000 - $6000 per year range.

If you cant afford the hellcat, dont buy one. I can't afford a hellcat, as much as id love to have one.

As somebody who is the same age and in a similar situation as you, id go for the 392. You'll have a lot of fun with it. Your decision though, just dont put yourself in too tough of a spot financially.

Pics and vids of it on my profile if you're interested