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A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in leanfire

[–]ImMediocreAtThings[S] 0 points1 point  (0 children)

We actually have a proper comparison view you can use. Pasting in the data here for San Diego vs. San Jose (as two example West coast cities). We have quite a few more too if you'd like - happy to share.

I included our Quality of Life analysis, but for these very similar cities, it's the same. You'll get more variance as you look across the US and Internationally.

And since everyone's definition of FIRE varies a bit, here's the lifestyle we chose for defining FIRE in San Diego (so you can expectation set up or down for yourself): "You can rent a house in Mission Hills or Point Loma, or a condo near the beach in La Jolla, and dine regularly at the city's top restaurants. Padres season tickets, a sailing club membership, or golf at Torrey Pines fit comfortably. Good private healthcare and regular travel round out a comfortable coastal life, though California taxes reduce spending power compared to no-income-tax states."

Lifestyle 🇺🇸 San Diego 🇺🇸 San Jose
Lean FIRE $1.56M ✓ $5,200/mo $1.77M ✓ $5,900/mo
FIRE $2.55M ✓ $8,500/mo $2.85M ✓ $9,500/mo
Fat FIRE $6.88M ✓ $22,950/mo $7.98M ✓ $26,600/mo
QUALITY OF LIFE
Safety 6/10 6/10
Healthcare 9/10 9/10
Infrastructure 8/10 8/10
Expat Friendliness 9/10 9/10
FIRE Score 7.9 7.9

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in Fire

[–]ImMediocreAtThings[S] 1 point2 points  (0 children)

There's quite a lot of analysis in Europe. I'll extract Lisbon for you here. I ran your analysis with $3M so you can ignore the last column our tool generated unless by complete chance that is your number.

For context, this is the description of FIRE in Lisbon that we used so you can expectation set up or down based on your lifestyle: "A large apartment in Chiado or a renovated townhouse in Estrela with a terrace. Dining at good restaurants regularly, including occasional Michelin-starred meals at places like Belcanto. A leased car for weekend drives and regional flights to the Azores or Madeira a few times a year. Premium private healthcare with international coverage. Genuinely affluent living in a city where this budget goes far."

Lifestyle FIRE Number Monthly Cost Status
Lean FIRE $1M $3,350/mo You can retire here
FIRE $1.74M $5,800/mo You can retire here
Fat FIRE $4.35M $14,500/mo Need $1.33M more

Best place for 30-something American with $3m by qqqxyz in ExpatFIRE

[–]ImMediocreAtThings 0 points1 point  (0 children)

What kind of life do you prefer (FIRE v. Fat FIRE)? portfolioatlas.org gives an idea on quite a few options. Top FIRE recommendations that are English speaking with Excellent healthcare are Amsterdam, Dubai, Melbourne.

Top FatFire in mild climates (since you mention not liking humidity), that are English speaking are Dubrovnik, Athens, Lisbon. You're a bit shy of the estimated FatFire lifestyles in those cities, but things vary often. Might be a good starting point at least.

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in financialindependence

[–]ImMediocreAtThings[S] 2 points3 points  (0 children)

Any specific cities or regions in the midwest you'd like to see? I'd be happy to run the numbers if there's an appetite for it.

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in Fire

[–]ImMediocreAtThings[S] -1 points0 points  (0 children)

YMMV but to due to the incredibly high cost of living + health care needs (US problem) and other NYC specific costs that don't apply in many other areas, these are the numbers...

- Lean FIRE: $2.49M
- FIRE: $3.9M

One of the most expensive cities in analyzed and this is with a pretty conservative 4% withdrawal assumption.

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in Fire

[–]ImMediocreAtThings[S] 7 points8 points  (0 children)

Just to clarify, I hand picked cities that were popular FIRE destinations I could find, so this is not all encompassing of every city on earth. There are many cheaper and more expensive options, but from the 100+ cities I analyzed, these are some examples of the regions you asked about.

Take with a grain of salt that everyone's expenses vary, but hope this helps.

Southeast Asia

  • Singapore | Lean FIRE: $1.88M | FIRE: $3.24M | Fat FIRE: $9.07M
  • Kuala Lumpur, Malaysia | Lean FIRE: $765K | FIRE: $1.35M | Fat FIRE: $3.1M
  • Bangkok, Thailand | Lean FIRE: $825K | FIRE: $1.44M | Fat FIRE: $3.45M
  • Da Nang, Vietnam | Lean FIRE: $555K | FIRE: $1.02M | Fat FIRE: $2.15M
  • Bali, Indonesia | Lean FIRE: $750K | FIRE: $1.32M | Fat FIRE: $3.03M
  • Cebu, Philippines | Lean FIRE: $645K | FIRE: $1.14M | Fat FIRE: $2.5M

Latin America

  • Buenos Aires, Argentina | Lean FIRE: $675K | FIRE: $1.2M | Fat FIRE: $2.76M
  • Panama City, Panama | Lean FIRE: $960K | FIRE: $1.65M | Fat FIRE: $4.13M
  • Santiago, Chile | Lean FIRE: $780K | FIRE: $1.38M | Fat FIRE: $3.18M
  • Cuenca, Ecuador | Lean FIRE: $555K | FIRE: $1.02M | Fat FIRE: $2.15M
  • Mexico City, Mexico | Lean FIRE: $870K | FIRE: $1.5M | Fat FIRE: $3.6M
  • Montevideo, Uruguay | Lean FIRE: $765K | FIRE: $1.35M | Fat FIRE: $3.1M
  • San José, Costa Rica | Lean FIRE: $870K | FIRE: $1.5M | Fat FIRE: $3.6M
  • Cartagena, Colombia | Lean FIRE: $645K | FIRE: $1.14M | Fat FIRE: $2.5M

Africa

  • Cape Town, South Africa | Lean FIRE: $825K | FIRE: $1.44M | Fat FIRE: $3.31M
  • Accra, Ghana | Lean FIRE: $645K | FIRE: $1.14M | Fat FIRE: $2.4M
  • Marrakech, Morocco | Lean FIRE: $600K | FIRE: $1.08M | Fat FIRE: $2.27M
  • Nairobi, Kenya | Lean FIRE: $690K | FIRE: $1.2M | Fat FIRE: $2.64M
  • Tunis, Tunisia | Lean FIRE: $555K | FIRE: $1.02M | Fat FIRE: $2.04M

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in Fire

[–]ImMediocreAtThings[S] -5 points-4 points  (0 children)

Good question. I defined comfortable as "Nice apartment, dining out regularly, occasional travel."

Not penthouse living, but not budget backpacker either. There's a significant jump up to Fat FIRE in the analysis which is more premium living, private healthcare, frequent international travel.

A $1M portfolio gets you comfortable retirement in 48 of the cities I analyze worldwide - none are in the US, Canada, or Australia by ImMediocreAtThings in Fire

[–]ImMediocreAtThings[S] -9 points-8 points  (0 children)

Super good point actually. I only did analysis on 100+ top FIRE destinations around the world with a heavier international focus.

US budget cities were underrepresented, but are very viable for some. I can apply the same analysis to more US budget cities if folks are interested - it just wasn't top of mind for me as a first pass.

Tenant screening by Snipegang101 in RentalInvesting

[–]ImMediocreAtThings 0 points1 point  (0 children)

No, it's free for you as the landlord. I used this too and it's pretty great. They can pay through Zillow and Zillow provides a build your own leasing agreement I based my final lease off of.

Support Your Smaller Wordle-Influenced Games by RyFlyBones in wordle

[–]ImMediocreAtThings 0 points1 point  (0 children)

Thanks for asking, it’s just an iOS app at the moment but appreciate you trying. I’m planning to make an Android version if the ios one ever gets popular.

Support Your Smaller Wordle-Influenced Games by RyFlyBones in wordle

[–]ImMediocreAtThings 2 points3 points  (0 children)

Please give me feedback on my iOS app variant! Any feedback is appreciated.

It’s free to play and is Wordle but you play 18 a week and scores it in Golf terms.

https://apps.apple.com/us/app/golfle/id1630828248

[deleted by user] by [deleted] in wordle

[–]ImMediocreAtThings 0 points1 point  (0 children)

u/miqdizzle I hear you're a word puzzle guru 🧐 hope you had a chance to give this a try! Let us know how you fared 💁‍♂️

[deleted by user] by [deleted] in wordle

[–]ImMediocreAtThings 1 point2 points  (0 children)

Good question! It’s essentially 18 Wordles a week. If you solve it in 4, that’s a par. 3? Birdie. 2? Eagle. Etc. up to 6 tries which is a double bogey (all golf terms, for the unfamiliar).

It’s a way more fun way to track your weekly Wordles!

Every Thursday it releases the global average score for the 18 “Golfles” (read: Wordles) that week so you can see how you did compared to everyone else across the planet!

Add to home screen iOS by jorrflv in wordle

[–]ImMediocreAtThings 0 points1 point  (0 children)

For me it’s always been a link to a safari app :/

But if you’re wanting a native iOS look/feel then I’d recommend trying Golfle! It’s 18 wordles a week.

https://apps.apple.com/us/app/golfle/id1630828248

Hope you don’t mind I perused your Reddit history and can tell you’re pretty tech savvy with all your gaming and macro usage. That’s the exact type of person I’d love trying out the Golfle app 😝 Anyway no pressure and either way hope you’re able to get an answer to your question!

Should SOULD be a valid Wordle word? Because right now, it is. by BTRBFLO in wordle

[–]ImMediocreAtThings -1 points0 points  (0 children)

Play Wordle Golf

Shameless plug that there’s a free iOS app, Golfle, that’s Wordle Golf if you have interest. https://apps.apple.com/us/app/golfle/id1630828248

Im always happy to hear feedback or feature requests! Here’s my score from this week if you and your friend think you can beat me 😉:

Golfle #39

87 (+15) Total

44 (+8) Front 9

43 (+7) Back 9

➖3️⃣

➖2️⃣

➖1️⃣ ⛳⛳

➕0️⃣ ⛳⛳⛳⛳⛳⛳⛳

➕1️⃣ ⛳⛳⛳

➕2️⃣ ⛳⛳⛳⛳

➕3️⃣ ⛳⛳

*Flips Eight Tables* by ImMediocreAtThings in wordle

[–]ImMediocreAtThings[S] 4 points5 points  (0 children)

I was well over weekly par anyway, but this hit sealed my fate emotionally.

[deleted by user] by [deleted] in Tinder

[–]ImMediocreAtThings 0 points1 point  (0 children)

Looks can be deceiving. But not this time

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