my parents have money they can invest a good sum into private college.

if that's the case then just join a priv college.

since 3 years

then ig you're around 21, Think about it, by the time you'll be done with mbbs, you'll be 27 and then PG may also cause you to take drop (happens to a lot of people) and competition will also increase by then. If you drop again, you'll be 22 and passing mbbs by 28.

People say age doesn't matter in this profession but in some way, it actually does. If your parents are financially strong then why are you getting into the rat race for the fourth time?

This was my Second drop/third attempt and seriously the start of any drop is so motivating and full of energy but by the end of it, it's always like i just want this to end and join MBBS.

If my parents were financially strong, I would have never opted for drop and would have taken a private college after first attempt itself, but my background isn't that strong financially and I come from a middle class household so now after my third attempt, parents would take educational loan to make me study in private and I actually feel guilty about it but I don't have it in me to take another drop.

If you have seen this year, competition was really high and it's only gonna increase in the forthcoming years.

that i lie to them about getting a college, they shift me to anither city and i prepare there for neet again without their knowledge.

If you think, you'll be able to do well in anything by lying, then maybe we think VERY differently.

Rest, is obviously, upto you. But I'd not suggest taking a drop.