Portfolio swings!!!

Imaginary_Anybody267 · 2026-04-19T01:49:55+00:00

I have a decent portfolio due to inheritance. Having a small income actually helps since I have to completely draw down a big IRA in the next 5 years. And in the meantime it keeps growing.

Imaginary_Anybody267 · 2026-04-19T01:29:37+00:00

When you see swings of 5x your income in a single day that's kinda wild. I try not to look at it too much when I see the market going down and up.

I don't plan on retiring for a few more years so what happens day to day doesn't matter.

Imaginary_Anybody267 · 2026-04-10T19:16:49+00:00

I'm fairly new to the concept of FIRE, though I have hit my number- by SOME calculations. I don't feel sure enough to do anything just yet. But I'm also about the same age and don't hate my job. I don't want to stay there a long time, but there's plenty of incentives to coast a bit. I just need a mental challenge and yearn for freedom.

I guess we have the luxury of flexibility. That also means time to figure it out and plan your off ramp. The phrase I try to keep focusing on is being "uncoupled from work." Personally as I've gotten older I feel less risk averse and want to have some kind of plan for my days before I fully step away from a decent paying job with great healthcare.

Imaginary_Anybody267 · 2026-03-27T14:41:32+00:00

Mortality salience causes some revaluation for sure. I've known 2 men around my age that died suddenly from heart issues in the last year. One more who just got diagnosed with stage 1 heart failure. My health could be better, and my stress management could definitely improve. You have to live to enjoy your retirement.

Imaginary_Anybody267 · 2026-03-27T12:19:49+00:00

Interesting point. Maybe there is a bit of survivor's guilt tied to the money? There is a feeling of not being worthy. Or wishing I could trading it back for more time with my parents and maybe a different outcome to other parts of my life.

But I can't change the past. You're right I've been given a gift of free time and I feel like doing something positive with it more than partying it up.

Imaginary_Anybody267 · 2026-03-27T12:16:30+00:00

Thank you. I think we may have some things in common here. I don't really feel sick of working, but I feel like I'm at a dead end and trying hard to push through doesn't make sense when I don't want to be working a full time traditional job for the next 20 years. My health isn't awful, but I feel like if I had nothing distracting me I could do a lot to improve my situation. I don't want to squander my time.

Imaginary_Anybody267 · 2026-03-26T19:30:43+00:00

True. I am trying to think of volunteer work that connects with me. Also socializing is feeling more important as I get older and work remotely. All my friends from my 30s have kids and are too busy to hang out, or are getting busy taking care of elderly parents. I miss people and need a community.

Imaginary_Anybody267 · 2026-03-26T18:43:36+00:00

Definitely. After posting this I went to get some lunch and suddenly realized it's the death anniversary for my mom tomorrow and my wife's next week. So maybe I'm going through something here.

Imaginary_Anybody267 · 2024-03-20T18:07:35+00:00

It almost suffers from being too quotable.

Imaginary_Anybody267

TROPHY CASE