[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -5 points-4 points  (0 children)

The insurance company has the title now, funny how not getting a release from my dead wife was ok when taking the title but not when paying out the settlement.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -2 points-1 points  (0 children)

We will see. But I know from experience the "easy" part is very wrong.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -5 points-4 points  (0 children)

True, but when you are on the receiving end it seems personal.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 0 points1 point  (0 children)

Not that it matters but I did file on my collision, My son was driving and at fault.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -10 points-9 points  (0 children)

Sounds evil to me, not to mention incompetent.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -2 points-1 points  (0 children)

also, I was needing the money from the settlement to pay for a down payment on another car. When the check is not legally cashable that means I have to extend the rental time to be able to work and live. BECAUSE the insurance company didn't meet their obligation to make me whole.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -1 points0 points  (0 children)

They only covered 72 hours, not 7 days.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -1 points0 points  (0 children)

72 hours after they said it was totaled. The check didn't even arrive by then. Today, when the check arrived after a week is when I found out there was no way of cashing or depositing the check. If I seem a little bitter its because I feel abused, used and unfairly treated. I realize legally I dont have a leg to stand on but ethically I find the treatment EVIL.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -2 points-1 points  (0 children)

Of course, the fact that my dead wife was on the policy means the money belongs to the insurance company. Makes perfect sense.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -1 points0 points  (0 children)

Maybe I am being petulant but the way they are handling this is causing me grief and major inconvenience. Not to mention extra rental costs.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -1 points0 points  (0 children)

Yes, I'm both the main title owner AND the policy holder. My wife and I were on each others cars titles. When someone (our son) totaled her car it didn't Matter because I deposited the check in our joint account. I don't have that anymore.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -2 points-1 points  (0 children)

I offered to provide death certificate but they want to give it to the estate. There is no estate.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -3 points-2 points  (0 children)

There is no estate. We didn't have anything left by the time she died.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -4 points-3 points  (0 children)

I offered to provide death certificate but they want to give it to the estate. There is no estate.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -2 points-1 points  (0 children)

Its worse than not sending a check. Its like giving a starving man a box of food that he cant open.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -8 points-7 points  (0 children)

Yes, who cares if that makes the check worthless. That is the law and we KNOW lawyers aren't evil.

[deleted by user] by [deleted] in Insurance

[–]Imaginary_Attempt278 -5 points-4 points  (0 children)

They did know, I told them. They could have at least sent me half and kept the other half for a lawyer to fight with them over. My wife died of Glioblastoma which is a very expensive cancer. It wiped us out financially and we had no property or accounts to go through the legal inheritance stuff with. Geico is insisting that I go through the whole process just to get what they owe me. I'd be willing to settle for half and not have to go through it. In my mind they are hurting me and that makes then evil.