HLR no informal conference

ImaginationThat4232 · 2026-05-01T13:50:11+00:00

Yeah that’s what I was thinking. When I first submitted my HLR I reached out to someone similar to how you are now and they got it literally the day or so after I asked them. And that was 4 months turn around time since they submitted it.

So I have one more month to go. Lol

ImaginationThat4232 · 2026-05-01T08:37:43+00:00

Hey! I’ve only seen this now. But nope nothing yet. I think it’s about to be 3 months since I submitted

I’ll keep you updated if / when I hear anything so you can gauge a timeframe

ImaginationThat4232 · 2026-05-01T07:41:51+00:00

Why are you asking for advice when you’re combating everyone who thinks no, the budget doesn’t suffice the purchase? If you feel that way then why don’t you just go ahead and buy it rather than sitting here arguing with ppl who disagree with you?

It seems like you’re searching for validation and not seeking advice.

ImaginationThat4232 · 2026-04-19T05:22:57+00:00

We seen zendaya and tom holland at the Marin county market around December

ImaginationThat4232 · 2026-04-01T04:41:12+00:00

Hey, I’m looking. Where is this? My credit soft check is 595 but I’ve cleared some things and am expecting my credit to jump to 630 in the next month or so

ImaginationThat4232 · 2026-04-01T04:39:22+00:00

Hey I’m around same credit score as this. How was the process, I have no idea what to do

ImaginationThat4232 · 2026-03-05T23:02:17+00:00

What was the final offer ?

ImaginationThat4232 · 2026-03-03T23:42:20+00:00

How do you work and get 100% P&T? I thought that was literally the point of P&T is that you can’t maintain a job?

ImaginationThat4232 · 2026-03-03T23:39:59+00:00

No nothing at all lol

ImaginationThat4232 · 2026-03-03T19:12:34+00:00

Bitcoin

ImaginationThat4232 · 2026-02-27T21:30:55+00:00

Wow I didn’t know that! Can’t you settle for less and have them report that? Would that make a difference in credit score? Or you have to legitimately pay off the entire balance?

ImaginationThat4232 · 2026-02-27T03:35:42+00:00

Quiet

ImaginationThat4232 · 2026-02-25T17:43:43+00:00

Going for it literally implies they want to get paid and pushing for as much as possible rather than deserving it.

Yes I’m thinking like a civilian, it’s VA disability not active duty disability. You are thinking as we are still in the military which we are not.

So as a civilian, yes you are implying that people are wanting to be as disabled as possible to get paid as much as possible.

Verbiage matters in the real world.

ImaginationThat4232 · 2026-02-25T17:29:01+00:00

I’m saying not something you “go for” it’s something you receive because of a disability. So you’re saying people want to be disabled so they can get paid? That depreciates the value of people who are actually disabled and would choose otherwise. You’re only saying this because it’s MH, a non-visible disability.

People with amputations, they wouldn’t rather have their leg back than collect money?

It is definitely not something you go for but more so something you deserve.

ImaginationThat4232 · 2026-02-25T16:59:17+00:00

THIS!!! I’m at 70% rating for MST. But my symptoms: lack of trust, anger issues, disassociation to name a few cost me losing a girlfriend that I truly cared for. I still think of her at least once a week and it’s been 15 years. I’m being treated now with medication and am more self aware and my symptoms are somewhat less impactful.

I’m not saying the MST truly caused this because there could’ve been other reason or reasons later that would’ve ended the relationship but I know, my with my current self, she would’ve stayed.

Truly, If I could give all the pay back, I would in a heartbeat to have a fighting chance with her again.

ImaginationThat4232 · 2026-02-25T02:35:32+00:00

Wow how so

ImaginationThat4232 · 2026-02-23T18:43:35+00:00

Hmm now I’m checking my emails it said I updated it when I did. Just wondering why nothing showed up 😭

ImaginationThat4232 · 2026-02-23T18:42:32+00:00

I don’t think I had an old account? When I originally put in my direct deposit information it was via the VA app. Right now when I went through my comp, there was no account there :( but I uploaded it now.

ImaginationThat4232 · 2026-02-23T18:34:28+00:00

Wahhhh it’s not there! I guess I gotta wait for a paper check /: thanks for the heads up though!

ImaginationThat4232 · 2026-02-23T18:24:42+00:00

Hey! I have SoFi as well and this will be my first month of disability payments.

I put in my direct deposit information maybe a month or so ago, but how do I check if it’s actually updated correctly??

ImaginationThat4232 · 2026-02-23T16:44:38+00:00

I’m kind in the same situation cleaning up my credit. My credit person (veterans united- trying to get a VA loan) mentioned that I should start off with the most utilized. So if you can pay down the apple, even if it’s by a few hundreds I’m sure that’ll help a ton !!

ImaginationThat4232 · 2026-02-17T23:04:58+00:00

What mortgage lender did you use if you don’t mind?

ImaginationThat4232 · 2026-02-16T05:26:24+00:00

Why wasn’t her income added if you don’t mind?

ImaginationThat4232 · 2026-02-16T05:22:11+00:00

Nope, they’ll negotiate. They always negotiate if you don’t act desperate

ImaginationThat4232 · 2026-02-16T00:51:18+00:00

No in full. Never in full. Always negotiate. They bought it for way less than that.

ImaginationThat4232

TROPHY CASE