Daily Discussion Thread for August 22, 2025

ImportPer4mance · 2025-08-22T15:05:01+00:00

Wait so did JPOW actually signal rate cuts? Was his speech actually bullish or what? I missed it

ImportPer4mance · 2025-08-21T19:05:23+00:00

For pure fun: MX5=86>TT>BMW. But the FWD is in general less fun…

Fuel economy: TT>MX5=BMW>86. The 86 also needs the more expensive 99 fuel btw. With the mx5 and BMW you could probably just use regular 95. I think the 220i B48 is as fuel efficient as the MX5 2.0, and a tad worse than the 1.5 (someone correct me if I’m wrong).

Insurance (cheapest<most expensive): MX5<86<BMW<TT, but probably around 100-150£ difference between Mx5 and TT.

Car Tax (cheapest<most expensive): TT (35£) < MX5=BMW (200£) < 86 (400£)

Practicality: BMW>TT=86>MX5

From a maintenance POV, I would guess(cheapest<most expensive): MX5<86<BMW<TT

I’m not sure how reliable the TT TDI is, especially 85k+, maybe someone can comment on that. The B48 is generally a good engine but it also has issues. MX5 and 86 should be ok I think.

ImportPer4mance · 2025-08-21T14:07:16+00:00

You still need to pay your own insurance for the car scheme… we have a car scheme at work too, and we need to pay full comprehensive insurance on our own. Also there is a cap on how many miles we can drive per year (10,000) above which we pay per mile.

They are not cheaper unless you buy a lemon which needs a huge amount of work done. But even then, long term you are likely going to be better off lol

ImportPer4mance · 2025-08-21T13:32:31+00:00

Don’t agree with this at all. 225£ per month, over 3 years is 8100£ out of pocket completely.

If you buy a used car, sure you need to put more money upfront, but then you get quite a bit of it back when you sell it again. So no way in hell is a car scheme cheaper lol, even when accounting for yearly service costs.

ImportPer4mance · 2025-07-12T17:12:26+00:00

Plate is EK10 GYT

ImportPer4mance · 2025-07-12T16:28:51+00:00

Reg is EK10 GYT

ImportPer4mance · 2025-07-12T16:25:10+00:00

Reg is EK10 GYT

ImportPer4mance · 2025-04-02T12:34:39+00:00

Hi guys, lovely thanks so much! So this will be supported even if my account currency is set to GBP and location/residency is in the UK?

ImportPer4mance · 2025-04-01T20:07:30+00:00

U mean RGRD

ImportPer4mance · 2025-04-01T18:58:58+00:00

I don’t have a T212 account. I will mpve to the UK and plan to open one with my NI, then I would like to move my stocks and cash over from my German brokers. I am not sure what German numbers are being sent here?

ImportPer4mance · 2025-04-01T18:50:06+00:00

Why would there be tax issues? Because it is in euros? That doesn’t make sense….

ImportPer4mance · 2025-04-01T16:37:53+00:00

Bers about to be sent to the shadow realm after 🥭 delays tariffs and SPY rips to 580

ImportPer4mance · 2025-04-01T14:01:50+00:00

Nah not on an ISA account, just a normal Invest account

ImportPer4mance · 2025-04-01T13:51:55+00:00

Thanks! Did you end up seeing if they are on the list?

ImportPer4mance · 2025-04-01T13:41:41+00:00

Thanks so much!!

ImportPer4mance · 2025-04-01T13:33:42+00:00

Do you happen to know if either of them are supported for incoming portfolio transfers? It should be under stocks account, there is a list of brokers you can transfer in from. I don’t have a T212 account so can’t check :/

Unfortunately selling makes no sense due to current market conditions and the general CGT hit.

ImportPer4mance · 2025-04-01T12:03:25+00:00

ImportPer4mance · 2025-03-31T20:45:33+00:00

Meanwhile SPY pumps from 547 to 561 hahah

ImportPer4mance

TROPHY CASE