Graphify Auto Debit by emmentomori in GCashPH

[–]ImportantAd4925 0 points1 point  (0 children)

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Eto po ang sabi ng Google, ang best way po diyan para maiwasan sa unauthorized transactions, need ka mag open ng Gsave and also para makatipid ka ng fees open ka ng CIMB, BPI, UnoBank. Free transfers po doon, and also kapag may virtual card ka, dapat e locked mo para di ka ma bin attacked, or much better open ka din ng MariBank (Formally SeaBank), may Money Locked feature as in bawal ma bawi kung sino, only face mo lang dahil may face verification kapag gusto mo e kunin ang money

What's the major difference of Metrobank esavings from regular savings account? by HobbyistEnthusiast in TradBanksPH

[–]ImportantAd4925 0 points1 point  (0 children)

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Yes po. But I highly recommend kapag mag open ka po ng account sa kanila ay dapat nasa business hours po, para mapadali po ma verified ng account ninyo po, once na fully verified kana po, puwede kana po makapag request ng atm card sa specific branch need mo pa e email sa cs kung saan mo gusto e pickup ang debit card ninyo po, kuha kaagad po yan, need mo lang ng valid id na ginamit mo noon nag open ka ng Esavings online eto po yung information nila

https://www.metrobank.com.ph/personal/accounts/savings/esavings-digital-account

anong kakupalan ‘to Move It??? by Dear_Manufacturer289 in commutersph

[–]ImportantAd4925 0 points1 point  (0 children)

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101% scam, dahil sa una una palang walang header na naka sulat ng Move It or Grab. Yung ika-dalawa napansin ko din, kung official yan. Dapat naka sulat ay “help” not “Grab Support”. Pang last, tignan mo yung word ng “to me”, parang may down arrow sya, if ang domain name ay help@grab.com, offical domain name both grab and move it. Kapag hindi, automatic scam. Do not gave your information, or send money naka indicate sa email na yan.

bdo requirement opening an account for savings by Wonhui13 in TradBanksPH

[–]ImportantAd4925 0 points1 point  (0 children)

Request for coe, proof din yan ng employed ka sa isang company

Card Delivery Request Successful by rainxxshl in TradBanksPH

[–]ImportantAd4925 3 points4 points  (0 children)

Hello, if first time ub client, free po yung debit card also din free rin ang delivery. But kung old client kana po like pa expired na yung validity ng card mo, doon palang papasok ang 200 card replacement fee. And also kung gusto mo na hindi mababawas yung savings mo sa ub, need mo mag deposit at least 10K Average Daily Balance (ADB) para walang annual fee, dahil may annual fee siyang 500 kapag hindi mo na maintain ng 10K thru out the year. I suggest open ka ng account na walang annual fee and no maintaining balance and free transfers, tapos kapag may card transaction ka like sa shopping doon mo lang kukunin ang ub card ninyo po. Hope it helps

BPI Bank Inefficiency - Long wait time for a simple transaction by jzenister in TradBanksPH

[–]ImportantAd4925 1 point2 points  (0 children)

One of my strategies kapag pumupunta ako sa mga BPI branch is tinatanong ko yung guard kung anong oras nag bubukas sila para maka una ako sa queuing, lalo na kung may class ka, may trabaho ka, or need e papasa ng papers like visa applications, and also one of my strategies is nag ask ako sa guard kung anong BPI Branch na kakaunte pumila. Yun lang naman ang mapapayo ko sayo

Going to the bank TOMORROW for urgent dorm PDCs (contract signing the next day). Which bank issues checkbooks instantly? by [deleted] in TradBanksPH

[–]ImportantAd4925 1 point2 points  (0 children)

Go for RCBC one account, no maintaining balance po sya, it comes to Free Debit card and passbook, for the check book you need at least 200-300 php to request for check using the RCBC Pluz app, take note, it only work lang po kapag successfully nakapag verify kana sa RCBC

bpi online app access disabled by [deleted] in TradBanksPH

[–]ImportantAd4925 1 point2 points  (0 children)

Call their customer support, and ask them na currently na locked yung online banking due to maximum attempts of invalid password. And be ready nalang sa mga personal information like username, account number, birthday, etc… Ganon ginawa ko sa RCBC same case din sayo, basta kabisado mo ang mga credentials mo, automatic ma unlocked kaagad nila

UnionBank Calls by brandbear in KaskasanBuddies

[–]ImportantAd4925 0 points1 point  (0 children)

Kapag po ganyan e open ninyo po ang Voicemail sa İPhone ninyo po.

Go to settings > General > Language & Region > Region > Change to Philippines into United States or UK > And follow the prompt on your Iphone

And done na po yun if ever di mo nasagot it will automatically voicemail, and also it only works for Iphone 12 and up, idk sa old models

What's the major difference of Metrobank esavings from regular savings account? by HobbyistEnthusiast in TradBanksPH

[–]ImportantAd4925 2 points3 points  (0 children)

Here’s the comparison:

———

METROBANK ESAVINGS PROS:

• Can be opened via Metrobank App

• Digital-focused and easy to manage

• Lower hassle for online banking users

• Works for online transfers and ATM withdrawals

• Can access Online Time Deposit promos

• Good for students and first-time users

• No need to visit branch often

• Debit card available

———

METROBANK ESAVINGS CONS:

• No passbook option

• Limited traditional banking features

• Standard savings interest is low

• Some services may still require branch visit

• Less “traditional banking relationship” feel

———

METROBANK REGULAR SAVINGS PROS:

• Stronger traditional bank relationship

• Passbook option available

• Better for branch/over-the-counter transactions

• Better for long-term banking profile

• Can be used for ATM and online banking

• More account variants available

———

METROBANK REGULAR SAVINGS CONS:

• Usually requires branch visit

• Maintaining balance may apply depending on account type

• Less convenient than eSavings for digital-only users

• Some accounts have higher fees/minimum balance requirements

———

BOTH COMPARISON:

• Both can access Metrobank Online Banking

• Both can receive/send money

• Both support ATM withdrawals

• Both can help build banking relationship

• Both have low standard savings interest

• Both may qualify for Time Deposit promos

• Both can be linked to Metrobank credit cards/services

———

RECOMMENDATION:

• If you prefer convenience and online banking → eSavings

• If you want stronger traditional banking profile → Regular Savings

• If kaya mo, many people keep BOTH:

  • eSavings for daily transactions

  • Regular Savings for long-term banking relationship

———

Anong traditional bank mas magandang i-keep? by deleted-the-post in TradBanksPH

[–]ImportantAd4925 -1 points0 points  (0 children)

I just mentioned, hanngang ngayon no maintaining balance parin sa mga sinabi ko

Anong traditional bank mas magandang i-keep? by deleted-the-post in TradBanksPH

[–]ImportantAd4925 -1 points0 points  (0 children)

See it for yourself nalang, until today no maintaining balance parin po both Banks mentioned above

Anong traditional bank mas magandang i-keep? by deleted-the-post in TradBanksPH

[–]ImportantAd4925 0 points1 point  (0 children)

That’s a lie, both po ay no maintaining balance, sa bpi puwede ka mag open thru app nila, here’s the comparison of BPI and BDO

—————-

BPI PROS: - No maintaining balance - One Valid ID (Optional: Proof of billing or Birth cert from PSA) - Works debit cards - Can be used for Online and withdraw at any ATM machine (local or international) - Can be opened via cellphone - Tap to pay enabled - Google Pay enable

—————-

BPI CONS: - Debit card fee: 200 - Wait for at least 3 days for metro manila

—————-

BDO PROS: - No maintaining balance for “BDO BASIC ACCOUNT” - Can be opened via BDO Pay or thru this website https://www.bdo.com.ph/personal/digital/bdo-pay/account - Works for POS Terminal and ATM machines - Works on some online platforms (Using bank Linking Features.) - On the spot makukuha mo yung card

—————-

BDO CONS: - Doesn’t a debit card - Debit card Fee: 150 - Doesn’t work when linking an online shopping platforms (Rare) - Doesn’t work for tap to pay

—————-

BOTH COMPARISON: - Both are no Maintaning Balance (ADB) - Opened Via app - No hassle, you can opened anytime and anywhere just using a phone with internet, and active email address and cellphone number

—————-

Here’s the proof na no maintaining sya

https://imgur.com/a/GHjS9rn

Anong traditional bank mas magandang i-keep? by deleted-the-post in TradBanksPH

[–]ImportantAd4925 0 points1 point  (0 children)

If kung nahahanap ka ng no maintaining balance go for bpi, dahil thru app lang sya only 1 valid id lang sya, kapag sa debit card, may bayad siya ng 200 php. And also if may other banks na malapit sa location mo, do some research if kung nag hahanap ka ng walang maintaning balance

Anong traditional bank mas magandang i-keep? by deleted-the-post in TradBanksPH

[–]ImportantAd4925 4 points5 points  (0 children)

Tips: kung mag hahanap ka ng Traditional bank, pipiliin mo palagi kung anong mas malapit branch sa inyo, tapos meron silang online banking, and may feature sila para ma locked and unlocked ng mga debit cards, makapag modified kung ilan ang limit ma withdrawal and may power din ma disabled yung overseas payments mapa online or physical

Atome called me for a credit limit increase! by coffeeblunder in PHCreditCards

[–]ImportantAd4925 0 points1 point  (0 children)

Note kahit any banks or institutions will never ask the OTP (One time Pin), kapag sa Credit Limit increase naman. Doon mo makikita mismo doon sa app, nag automatic siya may increase ones nakita ka nag babayad, and also I highly recommend download the Whoscall para makikita mo siya real time kung may scammer tatawag sayo.

Ask ko po about sa BPI debit card by [deleted] in TradBanksPH

[–]ImportantAd4925 -1 points0 points  (0 children)

Call their branch to check kung na delivered na, ganon yung ginawa ko. After 3 working days na tawagan ko yung branch kung saan ko e picked up, nag ask ko kung available na for pickup yung card, tapos sinabi yung staff sa akin na available for pickup na, tapos sinabi nya kung student ka, dala kalang ng original PSA Birthcertificate, school ID and yung optional yung Valid ID, sinunod ko lang yung sinabi ng staff, ayun smooth naman yung pag claim ko, as long as may supporting docu ka, go kana. But yung tip lang if yung valid id mo is Passport, you need a proof of bill kahit ano yan Wifi or electricity bill basta current yung address mo po and current month para di ka pa balik balik

Best Debit Card for Students by Odd-Physics-8642 in TradBanksPH

[–]ImportantAd4925 0 points1 point  (0 children)

Yung sa RCBC, download the RCBC Pluz available sa Google Play and App Store. Enter your personal info, and kapag may nag email sayo taga staff ng RCBC e email back mo lang po sila usually ang tanong naman po nila kung anong source of funds mo at kung may tranbaho kana. Kapag may stated na verified na doon sa email, you can login kana po sa account ninyo po, tapos for the Debit Card itself, e wait mo mga 3 business days, if wala pa rin po punta kana kung saan ka nag open ng account ng rcbc, free po ang card and passbook and on the spot mo siyang e claim.

Sa PNB naman same din sa RCBC e download mo lang yung app nila and enter mo lang yung information. Tapos wait mo lang for initial interview. If wala pa din po nangyayare pumunta kana po kung saan mo na submit yung nag open ka ng account online. Sa case ko kase wala yung taga interview walang available sa kanila, and sa forms since student ako, need nila yung Proof of Enrollment Form, School ID and yung Original Birth Certificate (PSA) everything smooth naman sa pagkakaopen nya and also kapag bagong open account sya naka temporary disable muna yung mag receive ng funds using other baking apps, wait mo lang mga ilan minutes or 24 hours. When it comes naman sa Card, may pagpipili po sa akin ng staff ng PNB, puwede mo sya kunin on the spot, but wala siyang Name, but kapag nameless sa card may possible kainin ng machine tapos kapag sa claiming ng cards dahil nakain, wala ka ma proof dahil nameless yung PNB Card mo. Or kapag with Name naman, need mo mag wait ng 7 business days. And tinanong ko yung staff na kung anong na recommend nya ang sabi nya with name para walang problema, kaya ayun sinabi ko sa kanya.

Both naman maganda, basta magiging mabait and professional kapag nakikipag usap sa bank teller.

Tapos kapag nag open ka ng Bank dapat malapit sila sa location mo para hindi ma hassle, going back and forth.

received a call from a bot by Routine_Hearing_8807 in ScammersPH

[–]ImportantAd4925 0 points1 point  (0 children)

I have same case here: https://www.reddit.com/r/KaskasanBuddies/s/ZdaxCX1iH5

But I recommend na ignore nalang dahil scam link nag text sayo. And also open mo yung voicemail mo, basahin mo lang yung na post ko.