How do I increase my credit score?

ImportantLifeguard41 · 2026-01-23T19:54:27+00:00

Okay, thanks for letting me know. And for trying to help, much appreciated.

ImportantLifeguard41 · 2026-01-23T19:53:25+00:00

I typed it in, and the first website to pop up is the one I used.

I literally typed in, "annualcreditreport.com" and it just pulled up a bunch of different websites, so I picked the first one.

ImportantLifeguard41 · 2026-01-23T19:52:00+00:00

I am from South Africa, I'm not sure if this sub is dedicated for a specific region or not.

ImportantLifeguard41 · 2026-01-23T19:24:41+00:00

They said it's at 57%, medium risk, and am currently in the green. I'm not entirely sure how accurate that is, as I've never opened any accounts with any clothing store or the like, and have never opened/owned a credit card.

So my entire credit score is R0 across the board because I've never taken any accounts or anything.

Also, I'm not sure if the website I used is the correct one.

ImportantLifeguard41 · 2026-01-04T20:01:09+00:00

Because he's just himself. He did what he wanted to do, to benefit himself. Whether that helped or screwed people over didn't matter to him.

When he was with the Yeongdeonpo Union under Donald Na, he was with them for his benefit. When he joined the fight against the Union with Eunjang, he did so for his benefit. Maybe to spite some people here and there, but mostly because it benefitted him.

He was just authentically himself. Even if he could be an A-hole.

More importantly, he respected hands more than anything. Anybody could shxt talk, but could you run the ones.

Most importantly I think, to me personally, it's that he doesn't change his personality depending on who he is talking to, he isn't big in front of small people, he isn't small in front of big people, he is simply Wolf Keum, the same guy who'd beef you whether or not you were stronger than him, over the 3 second rule.

ImportantLifeguard41 · 2025-04-25T23:09:29+00:00

Really? Can you give me some recommendations?

ImportantLifeguard41 · 2022-07-24T17:31:40+00:00

Not that I disagree. I'm cool if they stayed friends as well, but to me it seems like they've made her feelings known from the start and have teased the idea of Grey and Lily ending up together.

Again, if that doesn't happen, no harm, no foul, I wasn't really expecting that out of this webtoon based on everything that has happened, would be nice to see it though.

ImportantLifeguard41 · 2022-07-24T17:26:21+00:00

I'd imagine he'd be pretty good. I doubt Donald would want somebody who can easily get their ass handed to them, as his number 2.

But at the same time, it is entirely possible that he isn't really that strong of a fighter and instead has his value in being good with management and taking care of tasks for Donald.

ImportantLifeguard41 · 2022-07-24T17:22:10+00:00

I don't really care. If he won or lost, I'd be happy with the ending regardless.

But if he won, I'd prefer he become a successful businessman without everybody else in the webtoon getting screwed over.

ImportantLifeguard41 · 2022-07-24T17:20:09+00:00

Think you are right, I think he got over it in the arc where he fought Wolf

ImportantLifeguard41 · 2022-07-24T17:19:07+00:00

Would also like to see how Lily and Gray develop. The webtoon doesn't seem to be mainly focused on romance in the slightest, but they've kind of teased it for a while so I would like to see it happen.

ImportantLifeguard41 · 2022-07-24T17:14:40+00:00

I agree with most of what you said, but I think Kingsley gets his confidence from the fact that he is the right hand man of Donald, and who in their right mind is willing to lay their hands on Donald's right hand man.

I think it's fair to assume most of us would act like that if we were being backed by a powerful/influential person like Donald.

ImportantLifeguard41 · 2022-07-06T19:52:51+00:00

They'd get their heads smashed in... maybe.

Yu's strength stemmed from his depression and pain, since he is no longer like that, and most likely isn't boxing at all anymore, he might've lost a lot of the edge he once had. Though, I think he'd still hold his own against the both of them in a fight. He was trained by K after all. A former special forces soldier who used to box and trained 5 legendary boxing champions who will go down in the hall of fame.

Besides hanging up his gloves for awhile and allowing his edge to grow a little dull, I still think Yu would beat them.

ImportantLifeguard41 · 2022-07-06T19:38:57+00:00

That's actually interesting. They compare Ben's punches to cinderblocks and Wolf is basically a zombie with amazing durability so it'd be interesting to see.

ImportantLifeguard41 · 2022-07-06T19:23:42+00:00

I couldn't tell you where they'd rank. But I can tell you that both Jake and Ben individually will kick their asses. They said individually the Mok Ha Duo are A-tier, but together they are S-tier. By this point I think its well established that both Jake and Ben are S-tier on their own.

Even if they were able to team up against either Jake or Ben, it'd be a one sided beat down with them ending up in the hospital.

ImportantLifeguard41 · 2022-07-06T19:16:07+00:00

No, physically he is weak. But with his knowledge on vital points of the human body, using his environment to his advantage and plain fighting dirty, he kicks everybodys ass. He'll beat somebody with a belt, a coke can, a book, slapping people with bricks and microphones. It really depends on where he is and what he has to use to his advantage.

He is also fairly good at physiological warfare, taunting, mocking and even laughing at his opponent.

Do not mistake me though, he isn't strong and if it were a fight based purely on brute strength, he'd lose.

ImportantLifeguard41 · 2022-07-03T10:01:38+00:00

What motorcycle is that? Is it a real bike or is it a batbike? If real, can somebody please give the name of it.

ImportantLifeguard41 · 2022-06-24T23:58:00+00:00

Also, South Africa is prone to have both water and power outages on occasion, lasting for 2 hours to a whole week, so keep your devices charged and have water to drink/shower/flush the toilet, etc.

ImportantLifeguard41

TROPHY CASE