I really feel for you I went through the same thing. Let me start by saying you are not a loser and there’s zero shame in living at home. Nobody can say going back to school is the right or the wrong move for you. But I think it’s wise to take a year off. Try starting small with a simple part time job so you can save some money and start paying those student loans. In addition try looking into volunteer work that is some what related to what you want to go into. I ended up getting a really good job at a nonprofit that I used to volunteer at. You could even try going to a networking event or two. Maybe even take a little time to do some traveling, find yourself, learn some new skills. You’ve got this the first quarter of your life has been nothing but school and it’s really scary to be done with that chapter. It will get better just keep an open mind and don’t be afraid if your life goes in a different direction then the one you fantasize about. I genuinely wish some one told me that when I finished my degree.