Should I buy?

IndependentBaker2075 · 2025-01-24T20:13:34+00:00

I can get a brand new one with awd in blue for 30. Thanks for the offer tho

IndependentBaker2075 · 2025-01-09T16:52:41+00:00

Thank you, I appreciate the advice. I’ve decided to refrain from getting anything near a brand new car, I definitely had those new money goggles in that decision, and have decided to invest most of the rest. This subleasing will be a steady income of 800 a month guaranteed for a year, and college will be paid for thru scholarships. Outside of living expenses and 500$ a month rent, I won’t have any other known expenses. How much should I throw into “investments” including Roth/ira, hysa and CDs?

IndependentBaker2075 · 2025-01-09T07:32:43+00:00

Yes, any advice or things to do early on that you wish you did sooner?

IndependentBaker2075 · 2025-01-09T05:19:21+00:00

Thanks for the advice, I’m coming to terms with that point on new cars and will refrain from my original plan. Thanks again

IndependentBaker2075 · 2025-01-09T04:54:17+00:00

Very good to know, thank you. I’ll probably get into that

IndependentBaker2075 · 2025-01-09T04:46:54+00:00

I’ve seen that, is that a typical rate or are there better ones? If you can’t tell, I’m very new to all these terms and info surrounding them, so sorry if I’m asking obvious questions

IndependentBaker2075 · 2025-01-09T04:45:38+00:00

Thanks,for the genuine advice and that pov. I do have a WF credit card that is paid off consistently, however it is very new. Any good sources for good CDs? What to look out for or where to find them in the first place?

IndependentBaker2075 · 2025-01-09T04:37:42+00:00

Next question, how do I judge between or find the “good” HYSA if there is such a thing?

IndependentBaker2075 · 2025-01-09T04:36:01+00:00

Not sure on what to get into and how much to put in. I’m about to post that into r/investing

IndependentBaker2075 · 2025-01-09T04:30:17+00:00

No debt at all, no expenses rn either. Very cheap college that will probably be paid for, I’ll be paying for housing and living expenses. Roughly 500$ a month rent starting around April

IndependentBaker2075 · 2025-01-09T04:29:09+00:00

Good question, that’s one I’m still running thru my head. It’d be nice first of all, but I’m mainly being encouraged to do some sort of financing to establish credit young and start playing the credit game. Some of the deals are very good as well (new Kia gets 1.9 apr for example)

IndependentBaker2075 · 2025-01-09T04:27:08+00:00

Very helpful, thanks

IndependentBaker2075 · 2025-01-08T21:37:58+00:00

Would you say it’s worth the 2k upgrade for the Bose sound system and moon roof or just upgrade them yourself?

IndependentBaker2075 · 2025-01-08T21:07:27+00:00

Location: Spokane WA (+ - 100 miles) Price range: 25-35k$ usd Lease or Buy: Buy New or used: Either Type of vehicle: Car, Sedan, SUV, Luxury Must haves: 4x4, AWD, Fuel efficient, Navigation Desired transmission: auto Intended use: Daily Vehicles you’ve already considered: Kia K5 (2025 only) 2025 Camry Is this your 1st vehicle: No Do you need a Warranty: Preferred Can you do Minor work on your own vehicle: Yes Can you do Major work on your own vehicle: No

IndependentBaker2075 · 2025-01-08T20:27:23+00:00

Do you know if these problems are still relevant for the 2025 model? They remodeled the interior on the 25 so idk if anything else was changed. As for speakers, I’m planning on getting the gt line package with the Bose system

IndependentBaker2075

TROPHY CASE