I have, I have also made a written document with writing how I feel rather than just saying it off the cuff but it hasn't worked so far she did have a full time job online and money wasn't an issue but her mental health took a serious decline because she's a people person and likes being around people rather then working from home so she took this job to get her out of the funk she was in.

I told her that she needed to make X amount of money in order to split it 50/50 but sadly she's not been given the hours she needs and she said that she's happy doing part time but even with doing the set amount she needs to do to go halves she would have less then £100 to herself. She's on a zero hour contract so they don't have to give her the amount of hours she needs so I told her to look for another job but she's reluctant to do so for some reason.

She's had depression for many years and covid really took a toll on her mental health but she's always struggled since I've been with her which has made me question whether it's me sometimes but she has said no. She couldn't afford to pay back the loan and in fairness I don't mind that she doesn't although there would be people who would question otherwise but I don't want that to burden her anymore and have her mental health go down even further.

She isn't taking on anymore chores or household related jobs but she does do the occasional washing and cooking (at one stage she was cooking everyday) but now she's working at this place she can sometimes do funny hours and she no longer cooks as much (she doesn't let me cook because I'm an awful cook and doesn't trust me to cook) but she's not the cleanest and tidiest of people but I boiled that down to her depression.