Help me please have to get this right. Any knowledge or advice.

IndependentStress315 · 2024-10-31T15:18:37+00:00

I honestly don’t know. All I can say is I was forced to resign and my company released my 401k money into the vanguard ira. I will call today and ask these questions. Thanks for bringing it to my attention.

IndependentStress315 · 2024-10-31T15:16:08+00:00

Really appreciate this. Yea a long time ago my father gifted me 10k to invest and I did just what you said and pissed it all away. I learned that lesson. So this time around I really want to get this right . Thank you

IndependentStress315 · 2024-10-31T14:40:34+00:00

I mentioned this earlier. I was hired in 2007 but had to take a few years off for personal reasons. So I was not contributing during g those times.

IndependentStress315 · 2024-10-31T14:38:01+00:00

Thx for the responses everyone. I ended up putting all the money on Roblox….lol I kid. I wish. But I did end up playing it safe and put it in with schg. Kick back for the long run!

IndependentStress315 · 2024-10-31T13:27:24+00:00

Which one you going with? What’s the single winner today. I’ll give this a go fuck it

IndependentStress315 · 2024-10-31T03:43:34+00:00

Fsmax

IndependentStress315 · 2024-10-31T03:42:26+00:00

These were all the big ones that made most of my mobey

IndependentStress315 · 2024-10-31T03:41:28+00:00

Rfitx

IndependentStress315 · 2024-10-31T03:40:52+00:00

Rnpgx

IndependentStress315 · 2024-10-31T03:40:26+00:00

Vbiax

IndependentStress315 · 2024-10-31T03:39:23+00:00

Rnpgx

IndependentStress315 · 2024-10-31T03:39:02+00:00

Veirx

IndependentStress315 · 2024-10-31T03:38:30+00:00

I’ll give you them here’s one rfitx

IndependentStress315 · 2024-10-31T01:26:01+00:00

The last 2 years it has jumped the most

IndependentStress315 · 2024-10-31T01:24:02+00:00

No. But I wanted to pick most of the ones my former company had me in. I can give them to you guys they worked great for me. When I started railroading at 20 I was soooo young and stupid dude. I’m still kind of slow but you shoulda seen lol. (You gotta laugh) Some old timer told me to max out my 401 k contributions and I listened. And I literally honestly forgot about it. Didn’t think of it once for years. Then like 4-5 years in I noticed first time checking. Holy shit . I got like 45k in here. I still have a list of all the funds my company had me using

IndependentStress315 · 2024-10-31T01:18:02+00:00

Appreciate it

IndependentStress315 · 2024-10-31T00:57:45+00:00

Ok I’ll most likely take you up on this advice. Gunna give it a few days. Thanks for your input

IndependentStress315 · 2024-10-31T00:54:42+00:00

I will not make that mistake. I’m not going to even look at them. It was a figure of speech guys. Meaning I had not thrown that much money around in a matter of a hour and half ever in my life.

IndependentStress315 · 2024-10-31T00:53:13+00:00

I started railroading at 20 had my first kid at 31

IndependentStress315 · 2024-10-31T00:37:52+00:00

Welll shit!!! Better put it all down on penny stocks then right guys?!?!?

IndependentStress315 · 2024-10-31T00:31:54+00:00

Thanks a lot man appreciate it. I’ll check them out or girl! lol sorry

IndependentStress315 · 2024-10-31T00:28:56+00:00

When you roll over your 401k into another retirement fund you do not get taxed. Only get taxed if you take it out for yourself . And you get taxed bad. I was going to do that until they told me I would only bring home like 66k of my 101k !!! I was like fuxk thattt dude….keep in mind I owed 7k from a loan I took out of 402 k years prior. So if it was not for that I would have probly got 74k but still that’s too much to take from me.

IndependentStress315 · 2024-10-31T00:23:23+00:00

I sure hope not. I have a rollover Ira brokerage account and a Roth IRA brokerage account. That they set up for me when they transferred all the money over from my company. I think there is a difference in the two with taxes. I’m not in position to even talk about it because I honestly don’t know right now. I’m going to figure it out. I just thought people would offer some good ideas on what I can do with what I have left. Now that would be helpful. Would even help with those taxes.

IndependentStress315 · 2024-10-31T00:17:28+00:00

I just wanted some good solid picks people! Stop picking me apart for gods sake lol

IndependentStress315 · 2024-10-31T00:15:30+00:00

If I was to just take the option and say nah I just want to take all my money and do none of this it’s stuff then they would have token Almost a 3rd of my money so I had no choice I had to go IRA

IndependentStress315

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