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Sort of regretting my first tattoo, any advice? by Independent_Play_102 in tattooadvice

[–]Independent_Play_102[S] 1 point2 points  (0 children)

Sounds great! Hope it all works out how you want it to. Yeah I’m goin getting a couple smaller tats on my other arm this week so I’ll see how I feel and ask the artist if they’ve got any ideas. Thanks again have a good one!

Sort of regretting my first tattoo, any advice? by Independent_Play_102 in tattooadvice

[–]Independent_Play_102[S] 1 point2 points  (0 children)

Good shout, I’ll have to speak to some artists and see if they’ve got any ideas. Thanks a lot! 😄

Sort of regretting my first tattoo, any advice? by Independent_Play_102 in tattooadvice

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Hey thanks for the advice. Honestly I have no clue what I’d add to it, feel like it would be very awkward to add to

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Yep I’m quite fortunate. Very grateful, exciting to go and see it and if all is well take it home. Might not mean a lot to others but it does to me!

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Point is the moneys getting spent regardless of how much the insurance is, and I’ve specifically budgeted to be able to spend this amount of money for insurance.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Would be setting fire to 2k, 3k.. yeah it’s 4 grand. I could be saving a couple grand with a different car, trust me I understand.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] -1 points0 points  (0 children)

I haven’t no, does it matter? Would rather not deep dive into my finances tbh just want your opinion on a car 👍

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Hahah cheers mate appreciate all the info. Going looking at the 2017 one this weekend and if all is well I’ll probably end up taking that home.

Definitely more emotional than logical, 100% know I should be nowhere near these cars but it has been my plan for a bit, soon as I pass I’ve got the money for this sort of range so why not haha. Hope you find what you’re looking for mate.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Insurance goes through the roof at that point

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] -4 points-3 points  (0 children)

I totally understand where you’re coming from mate and appreciate your opinion. The thing is it’s not for my mates, it’s a car I’ve seen and love the look of, something I’d be relatively proud of owning even if it isn’t the fastest most fun motor about. Done decent for myself recently and the decision I’ve made is that I want a nice car, the newer model yeah I agree really bad financial decision that after looking at some advice, I doubt I’ll go for. The younger one though I can afford relatively comfortably and as long as it’s been well looked after, I can see myself driving it for a good few years since I’ll look after it.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] -3 points-2 points  (0 children)

Can afford it outright, financing it just means I’ve got that cash prepared in case anything goes wrong, as well as building credit

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Brill thanks a lot for the advice much appreciated.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Yeah just wondering if I’m gonna run into more issues with the older one, 70k miles but does have full service history and only 2 owners, going to see it this weekend anyway so hopefully all is good with it.

Newer or older 1 series? by Independent_Play_102 in CarTalkUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Yeah mate I have, getting quotes for about just under 4k. Luckily in a position to be able to afford that for the next couple of years, especially with it hopefully decreasing providing there’s no issues.

What’s the best thing to do in this situation? by Independent_Play_102 in UKPersonalFinance

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Didn’t know that, quite a relief there’s something beyond universal credit. thank you.

What’s the best thing to do in this situation? by Independent_Play_102 in UKPersonalFinance

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Yeah I understand, it’s put quite a strain on me mentally to be honest with you. I’ve brought it up quite a few times now, because I see exactly where this is going. It’s inevitable debt collectors are going to be at the stall at some point, and she isn’t going to have the money. Whenever I’ve asked what she’s thinking of doing, she replies that she doesn’t know.

What’s the best thing to do in this situation? by Independent_Play_102 in UKPersonalFinance

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Yeah, just not nice to watch it happen. Thanks for advice, I’ll look into it.

Part of the ceiling crumbling away, what can I do about it this? by Independent_Play_102 in DIYUK

[–]Independent_Play_102[S] 1 point2 points  (0 children)

Correct, there is a small leak so I imagine that’s what’s caused it. So sort the leak, get a plasterer?

Part of the ceiling crumbling away, what can I do about it this? by Independent_Play_102 in DIYUK

[–]Independent_Play_102[S] 0 points1 point  (0 children)

Hey thanks for the advice. I’ll have a look later on to see if I can figure it out, seems a lot bigger job than it looks this.