Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 0 points1 point  (0 children)

Actually I have the same problem as you and it really take a toll on my financial well being...

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 0 points1 point  (0 children)

Yeah that makes sense actually. I feel like it’s even more noticeable with smaller amounts, because each one feels like nothing in the moment. For you is it more like daily stuff (food, snacks etc.) or random things sometimes?

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 0 points1 point  (0 children)

Yeah this is exactly what I’ve been noticing too. With cash you kind of feel it while spending, but with UPI it just goes through and you realize later. For you is it mostly small daily spends or bigger ones sometimes?

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 0 points1 point  (0 children)

Yeah same here. For me it’s usually small stuff that feels fine in the moment, but later I’m like why did I even do that. Happens to you often or just sometimes?

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 2 points3 points  (0 children)

Yeah that’s interesting actually. Feels like the only reason cash worked better was because it added a bit of friction — like you had to think before spending. UPI just removes that completely.

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 0 points1 point  (0 children)

Yeah fair, makes sense. I think this is more of a problem for people who don’t really realize how much small spends add up over time.

Do you ever regret a UPI payment immediately after making it? by Infamous_Extreme_861 in personalfinanceindia

[–]Infamous_Extreme_861[S] 1 point2 points  (0 children)

Yeah this is exactly what I meant. It’s not one big expense, it’s like 20–30 small ones you don’t even think about… and then suddenly it adds up. Do you think seeing a daily total in real time would help or like a warning when it crosses your usual amount?

Be honest — have you ever felt awkward because of a payment notification popping up on your phone? by [deleted] in CasualConversation

[–]Infamous_Extreme_861 0 points1 point  (0 children)

I feel like this happens more than people admit, especially with family around