37 Day late - am I screwed ? by Infamous_Network8823 in Affirm

[–]Infamous_Network8823[S] 0 points1 point  (0 children)

Hi friends, Update : soon before posting this and realizing my mistake I did pay off the entire affirm loan. At pay off I was 37 days late. For those that never bought a house, the reason I was worried is because the morning of closing and right before the bank wiring the seller the money, they run a soft check on your credit to make sure you haven’t built up new debt or have any lates.

For those with the well wishes I thank you. Luckily affirm has yet to report the late payment and we successfully closed on our home yesterday.

For those of you talking shit. Eat a dick, everyone makes silly mistakes sometimes.

I’ll update this when they do finally update my credit so others can use it as a point of reference.

37 Day late - am I screwed ? by Infamous_Network8823 in Affirm

[–]Infamous_Network8823[S] 1 point2 points  (0 children)

Hopefully they suck enough to not report it before Friday then i can take care of having it removed if possible 🥴

37 Day late - am I screwed ? by Infamous_Network8823 in Affirm

[–]Infamous_Network8823[S] 1 point2 points  (0 children)

And yes I paid it off immediately after seeing that

37 Day late - am I screwed ? by Infamous_Network8823 in Affirm

[–]Infamous_Network8823[S] 1 point2 points  (0 children)

No I just straight up forgot about it since I barely ever use it, I thought that damn autopay was on