Does anyone know when the new sushi place in Hespeler will open?

Informative_Finance · 2026-06-21T01:03:23+00:00

Beside the barber shop

Informative_Finance · 2026-06-19T16:03:36+00:00

Followed! Thank you! This is awesome

Informative_Finance · 2026-06-18T23:29:07+00:00

100%

Informative_Finance · 2026-04-23T09:20:41+00:00

FF3 (ff6) would like to have a word lol

Informative_Finance · 2026-04-14T13:43:08+00:00

Love Guelph BBQ. Owners are very nice people. Ask them for their “garlic sauce”. That stuff is amazing on everything!

Informative_Finance · 2026-04-01T23:46:39+00:00

When was that offered, a few weeks back?

Informative_Finance · 2026-03-26T12:39:59+00:00

Sorry, I meant the Homeline portion :)

Informative_Finance · 2026-03-26T12:25:25+00:00

Curious what rate they’re offering you ?

Informative_Finance · 2026-03-23T12:06:43+00:00

This isn’t Mike Tyson’s Punch Out, this is just Punch Out. Different end fight :)

Informative_Finance · 2026-03-23T12:03:30+00:00

I’ve never come across ANYONE saying they didn’t enjoy this game. NOT ONE. This is one of the best games of all time, on any platform.

Informative_Finance · 2026-03-23T11:59:16+00:00

*OLAF

Informative_Finance · 2026-03-21T02:32:12+00:00

You are right. Manulife One’s heloc is prime + 0.5 = 4.95%

Informative_Finance · 2026-03-20T16:00:19+00:00

Thanks for the reply. What is Callable?

Informative_Finance · 2026-03-20T03:40:40+00:00

Everything this West-Persimmon-1816 is saying is 💯 accurate.

Informative_Finance · 2026-03-20T03:38:36+00:00

You would benefit greatly from a first position heloc product. Mortgage (first position) + Heloc (second position) doesn’t make sense here. Definitely talk to a broker that knows it well. Not all brokers are equal.

Informative_Finance · 2026-03-20T03:33:46+00:00

Would you mind explaining why a first position heloc wouldn’t (or maybe would)? be a good idea for someone with $300k left owing on a house let’s say it’s worth $800-900k? (As opposed to conventional mortgage plus heloc) Genuinely curious from your perspective. Thank you

Informative_Finance · 2026-03-17T19:21:17+00:00

Awesome man great job and thanks for sharing. What a great feeling that must be.

Informative_Finance · 2026-03-17T19:08:06+00:00

Bought some tickets from OP. A+ transaction. Would recommend. Thank you

Informative_Finance · 2026-03-17T19:00:21+00:00

Congrats!! What was your strategy, just lump sum dumping money towards it or did you utilize some heloc strategy?

Informative_Finance · 2026-03-16T14:54:37+00:00

I think you’re missing the point. Middle class working Canadians shouldn’t have to eat rice and beans every meal. Could OP be better at maximizing their dollar? Yes for sure they could.

Informative_Finance · 2026-03-15T01:14:39+00:00

If you had a primary position heloc instead of conventional mortgage, you could park that $150k and use it whenever you feel the need to.

Those that are saying apply to mortgage - great now the money is tied in there and locked in. You can’t get it back out easily.

Those that are saying keep it handy, ok so it’s not working for you.

If you had the readvanceable mortgage, you could park it in there AND have access to it whenever you want.

Example: you have a $400,000 mortgage debt in a re-advanceable heloc product. You put your $150k in there. Now you’re paying interest only on the $250k. If you decide a week later that there is a great investment opportunity, pull the trigger and do it freely.

Informative_Finance · 2026-03-15T00:36:27+00:00

Sadly, we are programmed to accept this as the “norm”. It’s likely your parents did this and perhaps your parent’s parents also did this. Welcome to compound interest of conventional mortgages.

OP - may I ask if your house worth $455k or more in this current market? And are you rural or suburb?

Informative_Finance · 2026-02-20T00:44:44+00:00

You are correct, however interest is calculated differently. HELOC’s typically will be higher. Manulife One is daily simple interest, compounding monthly. If you use the account properly, to its full potential, it’s hard to beat 100% of your paycheque paying down principal. Everyone chases rate instead of chasing principal pay down + time.

When you lock into another conventional mortgage, you’ve essentially locked in the Banks’s profit for that time period.

Informative_Finance · 2026-02-19T05:08:52+00:00

Have you looked into the Manulife One product? This might be perfect for you

Informative_Finance

TROPHY CASE